Saint Joseph Homes under $750,000

Welcome to Saint Joseph, Minnesota, a charming community nestled in the heart of Stearns County. Known for its welcoming atmosphere and vibrant local culture, Saint Joseph offers a perfect blend of small-town charm and modern conveniences. With a population that thrives on community spirit, residents enjoy a peaceful lifestyle surrounded by beautiful natural landscapes, making it an ideal location for families, young professionals, and retirees alike.

Saint Joseph is celebrated for its picturesque parks, well-maintained walking trails, and a strong sense of community engagement. The city boasts a variety of local events and festivals that bring neighbors together, showcasing the rich history and culture of the area. The close proximity to larger cities like St. Cloud ensures residents have access to a wide array of shopping, dining, and entertainment options, while still enjoying the tranquility of a smaller town.

For those looking to make Saint Joseph their home, you’ll find an array of beautiful properties available under $750,000. From charming single-family homes to modern townhouses, there’s something to suit every taste and lifestyle. Many of these homes feature spacious yards, contemporary designs, and convenient access to local amenities, making them perfect for anyone looking to settle down in this delightful community.

Whether you’re drawn to the serene environment, the friendly neighbors, or the affordability of housing, Saint Joseph is a place where you can truly feel at home. Come explore the possibilities and discover why so many are choosing to call this lovely city their own!

Newest Saint Joseph Homes under $750,000

$599,900

4 Beds ⋅ 2 Baths ⋅ 7156536 MLS

Wake up every morning to beautiful morning light and end your days watching spectacular sunsets over highly desired Kraemer Lake. This stunning 3-bedroom plus office, 2-bathroom home sits on a rare, perfectly level 0.5-acre lot with 100 feet of shoreline, offering the ultimate blend of peaceful lakefront living and incredible convenience—just minutes from charming St. Joseph, St. Cloud, and easy I-94 access. Designed to maximize its setting, the home features an east-facing front porch perfect for your morning routine, while the main living spaces open up to panoramic lake and sunset vistas. The modern kitchen features premium Cambria quartz countertops, rich maple finishes, a deep basin sink, and upgraded, lake-friendly luxury plank (LVP) flooring. A flexible lower level room serves as the perfect dedicated home office, while the private primary bedroom upstairs treats you to gorgeous lake views every single morning. The outdoor lifestyle here is unmatched. Enjoy a quiet cup of coffee on the screened-in back porch as the water creates a serene backdrop, or head down to the massive private dock (a negotiable item with the property) for a day on the lake. In the evening, the walk-out basement leads seamlessly to the patio fire pit, making it the premier spot to gather and watch the sun dip below the horizon. Don't miss your chance to own a slice of waterfront paradise—schedule a showing before this one is gone!

29607 Kraemer Lake Road, Saint Joseph

Listing courtesy of Our Area Homes.

$725,000

5 Beds ⋅ 5 Baths ⋅ 7146068 MLS

Welcome to 8490 Oak Road – a truly exceptional acreage property where luxury, privacy, recreation and entertaining come together! Located at the end of a quiet cul-de-sac and w/ Sartell, St. Cloud and St. Joseph within shouting distance and 400+ of Watab River frontage, this extraordinary 12.5-acre estate offers 4,000+ finished square feet, a stunning natural setting and an incredible collection of amenities. Located in the highly regarded Sartell-St. Stephens School District, the property features approximately 2,200+ FSF on the main level and 2,100+ SF in the walkout lower level, w/ 5 bedrooms, multiple baths and two kitchens. The main level showcases vaulted tongue-and-groove cedar ceilings, exposed beams and a dramatic floor-to-ceiling brick double-sided fireplace housing three fireplaces—two wood-burning fireplaces on the main level plus a high-efficiency fireplace serving the lower level. The kitchen features custom cabinetry w/ soft-close hardware, an impressive 11.5-foot island, granite countertops and full backsplash, premium fixtures, new Ruvati sound-dampened stainless sinks, glass-front refrigerator, range, Bosch dishwasher and a wall oven. A spacious walk-in butler's pantry includes a sink and beverage refrigerator. The main-level primary suite offers balcony access, generous closet space, an en-suite bath and its own washer. The walkout lower level adds bedrooms, a second kitchen, office/gym, additional laundry, sauna and abundant flexible living space. Three patios and two decks create exceptional indoor/outdoor living, hot tub area, highlighted by the spectacular 2023 entertaining patio and outdoor kitchen. The 26-foot curved outdoor kitchen features granite countertops, stainless cabinetry, pellet grill, power burner, Big Green Egg smoker and beverage refrigerator, complemented by a commercial 750,000 BTU fire pit, built-in seating, automatic landscape lighting and an accessible ramp. The grounds are equally impressive, w/ mixed hardwoods and evergreens, the Watab River flowing through the southeast portion of the property, a private trail leading to the river and dock, plus lake access to Lake Rassier and Watab Lake. Excellent opportunities for hunting and wildlife viewing, including duck, goose, turkey and deer. Multiple lake association options are available for boat landing, beach and volleyball access, though membership is not required. The property also features a 62x36 heated and insulated shop with air-conditioned office, concrete floors, auto lift and compressor, attached two-car garage, insulated 34x14 stable, 44x18 lean-to, 40x51 pole barn w/ overhead doors, insulated finished 12x12 elevated treehouse w/ covered porch and loft, and a distinctive architectural chicken coop. Stearns County allows up to 10 animal units. Numerous major improvements provide peace of mind, including a standing-seam steel roof, steel gutters and NEW roof/ceiling insulation (2022), NEW asphalt driveway (2024), NEW propane furnace/boiler/hydronic system (2023), NEW water softener and conditioner (2017), central AC (2017), water heater (2015), waterproof Shaw Prodigy HDR Plus LVP flooring (2021), NEW well pump and pipe (2018), and compliant septic system. High-speed internet is available. Wrapped in wavy-bevel, natural-edge, solid-stained cedar siding and surrounded by remarkable natural beauty, this one-of-a-kind property offers an unparalleled combination of privacy, recreation, entertaining space and comfort. Do not miss out on your chance to call this place home!

8490 Oak Road, Saint Joseph

Listing courtesy of Edina Realty, Inc..

$195,000

3 Beds ⋅ 2 Baths ⋅ 7153972 MLS

Amazing opportunity to own a home in Saint Joesph at a great price. This property offers plenty of potential to make it your own. Walkable distance to downtown shops, parks, and dinning. Don't miss your chance to see this home schedule a showing today!

128 9th Avenue SE, Saint Joseph

Listing courtesy of Shrewd Real Estate.

$305,000

3 Beds ⋅ 2 Baths ⋅ 7152933 MLS

Welcome to 1104 E Able Street in desirable St. Joe! This 3-bedroom, 2 bath bi-level home has the comfort and features you are looking for. The upper level boasts a large living room and kitchen area that opens up to the brand-new maintenance free deck. There are 2 bedrooms on the upper level and a full bathroom. The lower level will impress with an updated shiplap wall with TV mount and electric fireplace. There is a bar for entertaining along with bar stools and mini fridge ready for your friends and family to gather. An additional bedroom and full bathroom with tile surround complete the lower level. The attached 2 stall, heated garage is perfect for the upcoming cold months. There is an additional parking pad alongside the garage for added outdoor space. Other amenities include in-ground sprinkler with sandpoint well, updated fixtures and a garden shed for extra storage.

1104 E Able Street, Saint Joseph

Listing courtesy of Central MN Realty LLC.

$379,900

2 Beds ⋅ 2 Baths ⋅ 7153791 MLS

Welcome to a very private 3 acres located on the edge of the City of St. Joseph. This is a spacious walk-out rambler with a large heated pole shed. (28' x 46') This is a unique property with lots of potential uses. The seller previously used the main level as a salon and photography studio. The main level has a commercial finish remaining with reception area, changing rooms, and salon area. This could be converted back to single-family living. The lower level has a single family living space with 2 bedrooms, 1-bathroom, kitchen and living areas. This spacious rambler could be used for an in-home business with living quarters in the basement, converted back to full living quarters on both levels or a combination of both. This might be a nice remodel investment property for the right buyer. The city currently has this property zoned for residential use. The driveway comes directly off of County Road 75. Property consists of two 2 parcels. 1 - 3.0 acre, 1 - .37 acre.

8551 County Road 75, Saint Joseph

Listing courtesy of RE/MAX Results.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7149448 MLS

Move in ready Saint Joseph home with a functional layout. Quick closing okay. 3 bedrooms, 2 bath with open floor plan. Close to parks, trails and downtown amenities.

425 4th Avenue SE, Saint Joseph

Listing courtesy of Coldwell Banker Realty.

$250,000

4 Beds ⋅ 2 Baths ⋅ 7144095 MLS

MOTIVATED SELLER — PRICED TO SELL! Turn-key 4-bedroom, 2-bath home with a new roof in 2022 and updates throughout! New flooring, fresh paint, updated kitchen with stainless steel appliances, updated bathrooms, and a fully fenced yard. Just minutes from downtown St. Joseph, shopping, dining, and conveniences. Move-in ready and quick close possible! Perfect for an owner-occupant or investor looking for a great rental opportunity. Don’t wait — this one won’t last!

818 E Minnesota Street, Saint Joseph

Listing courtesy of Premier Real Estate Services.

$524,900

4 Beds ⋅ 2 Baths ⋅ 7144051 MLS

Country living on approximately 4.9 acres in Collegeville Township, just west of St. Joseph. This 1½-story home sits on a quiet county-road setting with mature trees, garden space, and room to spread out. Main-level living with additional space upstairs. Private well and private septic. Detached garage plus a second garage that is completely finished and heated, and a separate shed for storage, hobbies, or equipment. Easy drive to St. Joseph, St. Cloud, I-94, and the Collegeville area. A practical small-acreage home with space, privacy, and outbuildings.

14935 County Road 51, Saint Joseph

Listing courtesy of Rice Real Estate Services, LLC.

$524,999

4 Beds ⋅ 4 Baths ⋅ 7139709 MLS

Welcome to this beautiful 4-bedroom, 4-bath home ideally located between Sartell and St. Joseph on a 1 acre lot! Offering an impressive 3,698 finished square feet, this spacious home is tucked away at the end of a quiet cul-de-sac and offers an incredible combination of privacy, space, and amenities. Step outside and discover an absolutely stunning, secluded backyard designed for both relaxing and entertaining. Enjoy the expansive patio, beautiful pond with waterfall, large yard, and inviting fire pit—creating your own private outdoor retreat. Car enthusiasts, hobbyists, or anyone needing extra space will love the heated attached garage plus a 44x19 heated shop, providing the potential for up to six parking spaces between the two. Inside, you'll find a spacious kitchen with abundant cabinetry and storage, an informal dining area as well as a formal dining room, main-floor laundry, and a welcoming living room featuring a gas fireplace. The oversized primary suite provides a relaxing retreat with a beautiful tiled shower and plenty of space. The finished lower level adds even more versatility, including an additional kitchen that creates excellent potential for multigenerational living, extended-stay guests, or entertaining. With nearly 3,700 finished square feet, 4 bedrooms, 4 bathrooms, exceptional garage and shop space, gas fireplace, and a gorgeous private setting, this home offers a rare combination of comfort, functionality, and room to enjoy both indoors and out. A truly special property that needs to be seen to be appreciated!

9857 Jenny Lane, Saint Joseph

Listing courtesy of Coldwell Banker Realty.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7137801 MLS

Must see this 3 bed, 2 bath rambler in St.Joe! You'll love the fenced in backyard! Swing set is included! Future possibility to finish the basement with a family room and 2 more bedrooms! (Buyers agent to verify all measurements/info.)

127 8th Avenue SE, Saint Joseph

Listing courtesy of Main Street Real Estate.

$439,900

3 Beds ⋅ 2 Baths ⋅ 7127610 MLS

Beautifully designed one-level home with wide, open hallways that create an airy and spacious feel throughout. The thoughtful layout offers an open-concept kitchen, dining, and living area centered around a large island—perfect for gathering and everyday living. The private primary suite features a walk-in closet and ensuite bath with dual sinks, while additional bedrooms are positioned for comfort and privacy. Generous closet space, a functional mudroom area, and an attached garage add everyday convenience. This home was designed with both comfort and accessibility in mind, making the wide hallways and flowing floor plan a standout feature. Buyers may get up to 15k in builder/lender credits when using builder's preferred lender. Price is subject to change at any time due to material and trade cost increases.

910 13th Avenue NE, Saint Joseph

Listing courtesy of Keller Williams Integrity NW.

$399,900

4 Beds ⋅ 2 Baths ⋅ 7126499 MLS

Enjoy Country Living on 5 Acres Just Minutes from St. Joseph Discover the privacy and space you've been searching for with this well-maintained split-entry home on 5.01 acres in scenic Brockway Township. The main level features a spacious living room, functional kitchen with center island, dining area, two bedrooms, and a full bath. Step outside to the maintenance-free composite deck with a retractable awning, perfect for relaxing in the shade while enjoying peaceful country views. The lower level offers a large family room, wet bar area, two additional bedrooms, and a second full bath. While some cosmetic updates such as paint and flooring could refresh the space, the home's layout and square footage provide a great opportunity to build equity and make it your own. Recent mechanical updates include an electric boiler for the radiant heat system that's less than two years old, ductless mini-split air conditioning, heat pump technology, and fiber optic internet. Outside, you'll appreciate the attached 2-stall garage, storage shed, and expansive acreage with plenty of room for recreation, gardening, hobbies, or simply enjoying the quiet countryside. Experience the best of country living just minutes from St. Joseph.

39983 120th Avenue, Saint Joseph

Listing courtesy of Midwest Realty, LLC.

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