Saint Joseph Homes under $600,000

Welcome to Saint Joseph, Minnesota—a charming city that beautifully blends small-town warmth with modern convenience. Nestled in the heart of Stearns County, Saint Joseph is not only known for its picturesque landscapes and friendly community but also for its vibrant local culture and rich history. With a population of just over 6,500 residents, this delightful city offers a serene atmosphere that is perfect for families, retirees, and everyone in between.

The area is renowned for its outstanding recreational opportunities, including scenic parks, walking trails, and the stunning Lake Wobegon Trail, which invites residents to explore the great outdoors. Saint Joseph is also home to several local shops, cafes, and dining establishments that showcase the unique flavors of the region.

For those seeking a new home in this idyllic setting, Saint Joseph offers a variety of stunning properties priced under $600,000. Whether you’re looking for a cozy single-family home, a spacious townhome, or a charming starter house, there’s something for everyone in this welcoming community. Many of these homes feature modern amenities, beautiful yards, and easy access to local schools and parks, making them perfect for families and individuals alike.

With its strong sense of community, excellent schools, and affordable housing options, Saint Joseph is a hidden gem in Minnesota. Come discover the charm and opportunity that awaits you in this lovely city—your dream home is just around the corner!

Newest Saint Joseph Homes under $600,000

$299,000

3 Beds ⋅ 2 Baths ⋅ 7156895 MLS

Discover all that this St. Joseph home has to offer! With thoughtful improvements, a flexible floor plan, and an abundance of usable space, this move-in ready property offers the comfort and functionality buyers are looking for. The main level features 2 bedrooms, a full bathroom, and brand-new flooring throughout, creating a fresh and inviting feel. The lower level adds an additional bedroom and 3/4 bathroom with a brand-new tile shower, plus flexible space that could be used as a family room, home office, hobby area, or additional living space. Outside, enjoy the benefits of brand-new siding and new shingles, along with a fully fenced backyard offering a great space for relaxing, entertaining, gardening, or enjoying time with pets. Conveniently located in St. Joseph near local shops, restaurants, parks, schools, and community amenities.

128 6th Avenue SE, Saint Joseph

Listing courtesy of Weichert REALTORS Tower Properties.

$599,900

4 Beds ⋅ 2 Baths ⋅ 7156536 MLS

Wake up every morning to beautiful morning light and end your days watching spectacular sunsets over highly desired Kraemer Lake. This stunning 3-bedroom plus office, 2-bathroom home sits on a rare, perfectly level 0.5-acre lot with 100 feet of shoreline, offering the ultimate blend of peaceful lakefront living and incredible convenience—just minutes from charming St. Joseph, St. Cloud, and easy I-94 access. Designed to maximize its setting, the home features an east-facing front porch perfect for your morning routine, while the main living spaces open up to panoramic lake and sunset vistas. The modern kitchen features premium Cambria quartz countertops, rich maple finishes, a deep basin sink, and upgraded, lake-friendly luxury plank (LVP) flooring. A flexible lower level room serves as the perfect dedicated home office, while the private primary bedroom upstairs treats you to gorgeous lake views every single morning. The outdoor lifestyle here is unmatched. Enjoy a quiet cup of coffee on the screened-in back porch as the water creates a serene backdrop, or head down to the massive private dock (a negotiable item with the property) for a day on the lake. In the evening, the walk-out basement leads seamlessly to the patio fire pit, making it the premier spot to gather and watch the sun dip below the horizon. Don't miss your chance to own a slice of waterfront paradise—schedule a showing before this one is gone!

29607 Kraemer Lake Road, Saint Joseph

Listing courtesy of Our Area Homes.

$195,000

3 Beds ⋅ 2 Baths ⋅ 7153972 MLS

Amazing opportunity to own a home in Saint Joesph at a great price. This property offers plenty of potential to make it your own. Walkable distance to downtown shops, parks, and dinning. Don't miss your chance to see this home schedule a showing today!

128 9th Avenue SE, Saint Joseph

Listing courtesy of Shrewd Real Estate.

$305,000

3 Beds ⋅ 2 Baths ⋅ 7152933 MLS

Welcome to 1104 E Able Street in desirable St. Joe! This 3-bedroom, 2 bath bi-level home has the comfort and features you are looking for. The upper level boasts a large living room and kitchen area that opens up to the brand-new maintenance free deck. There are 2 bedrooms on the upper level and a full bathroom. The lower level will impress with an updated shiplap wall with TV mount and electric fireplace. There is a bar for entertaining along with bar stools and mini fridge ready for your friends and family to gather. An additional bedroom and full bathroom with tile surround complete the lower level. The attached 2 stall, heated garage is perfect for the upcoming cold months. There is an additional parking pad alongside the garage for added outdoor space. Other amenities include in-ground sprinkler with sandpoint well, updated fixtures and a garden shed for extra storage.

1104 E Able Street, Saint Joseph

Listing courtesy of Central MN Realty LLC.

$379,900

2 Beds ⋅ 2 Baths ⋅ 7153791 MLS

Welcome to a very private 3 acres located on the edge of the City of St. Joseph. This is a spacious walk-out rambler with a large heated pole shed. (28' x 46') This is a unique property with lots of potential uses. The seller previously used the main level as a salon and photography studio. The main level has a commercial finish remaining with reception area, changing rooms, and salon area. This could be converted back to single-family living. The lower level has a single family living space with 2 bedrooms, 1-bathroom, kitchen and living areas. This spacious rambler could be used for an in-home business with living quarters in the basement, converted back to full living quarters on both levels or a combination of both. This might be a nice remodel investment property for the right buyer. The city currently has this property zoned for residential use. The driveway comes directly off of County Road 75. Property consists of two 2 parcels. 1 - 3.0 acre, 1 - .37 acre.

8551 County Road 75, Saint Joseph

Listing courtesy of RE/MAX Results.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7149448 MLS

Move in ready Saint Joseph home with a functional layout. Quick closing okay. 3 bedrooms, 2 bath with open floor plan. Close to parks, trails and downtown amenities.

425 4th Avenue SE, Saint Joseph

Listing courtesy of Coldwell Banker Realty.

$250,000

4 Beds ⋅ 2 Baths ⋅ 7144095 MLS

MOTIVATED SELLER — PRICED TO SELL! Turn-key 4-bedroom, 2-bath home with a new roof in 2022 and updates throughout! New flooring, fresh paint, updated kitchen with stainless steel appliances, updated bathrooms, and a fully fenced yard. Just minutes from downtown St. Joseph, shopping, dining, and conveniences. Move-in ready and quick close possible! Perfect for an owner-occupant or investor looking for a great rental opportunity. Don’t wait — this one won’t last!

818 E Minnesota Street, Saint Joseph

Listing courtesy of Premier Real Estate Services.

$524,900

4 Beds ⋅ 2 Baths ⋅ 7144051 MLS

Country living on approximately 4.9 acres in Collegeville Township, just west of St. Joseph. This 1½-story home sits on a quiet county-road setting with mature trees, garden space, and room to spread out. Main-level living with additional space upstairs. Private well and private septic. Detached garage plus a second garage that is completely finished and heated, and a separate shed for storage, hobbies, or equipment. Easy drive to St. Joseph, St. Cloud, I-94, and the Collegeville area. A practical small-acreage home with space, privacy, and outbuildings.

14935 County Road 51, Saint Joseph

Listing courtesy of Rice Real Estate Services, LLC.

$524,999

4 Beds ⋅ 4 Baths ⋅ 7139709 MLS

Welcome to this beautiful 4-bedroom, 4-bath home ideally located between Sartell and St. Joseph on a 1 acre lot! Offering an impressive 3,698 finished square feet, this spacious home is tucked away at the end of a quiet cul-de-sac and offers an incredible combination of privacy, space, and amenities. Step outside and discover an absolutely stunning, secluded backyard designed for both relaxing and entertaining. Enjoy the expansive patio, beautiful pond with waterfall, large yard, and inviting fire pit—creating your own private outdoor retreat. Car enthusiasts, hobbyists, or anyone needing extra space will love the heated attached garage plus a 44x19 heated shop, providing the potential for up to six parking spaces between the two. Inside, you'll find a spacious kitchen with abundant cabinetry and storage, an informal dining area as well as a formal dining room, main-floor laundry, and a welcoming living room featuring a gas fireplace. The oversized primary suite provides a relaxing retreat with a beautiful tiled shower and plenty of space. The finished lower level adds even more versatility, including an additional kitchen that creates excellent potential for multigenerational living, extended-stay guests, or entertaining. With nearly 3,700 finished square feet, 4 bedrooms, 4 bathrooms, exceptional garage and shop space, gas fireplace, and a gorgeous private setting, this home offers a rare combination of comfort, functionality, and room to enjoy both indoors and out. A truly special property that needs to be seen to be appreciated!

9857 Jenny Lane, Saint Joseph

Listing courtesy of Coldwell Banker Realty.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7137801 MLS

Must see this 3 bed, 2 bath rambler in St.Joe! You'll love the fenced in backyard! Swing set is included! Future possibility to finish the basement with a family room and 2 more bedrooms! (Buyers agent to verify all measurements/info.)

127 8th Avenue SE, Saint Joseph

Listing courtesy of Main Street Real Estate.

$439,900

3 Beds ⋅ 2 Baths ⋅ 7127610 MLS

Beautifully designed one-level home with wide, open hallways that create an airy and spacious feel throughout. The thoughtful layout offers an open-concept kitchen, dining, and living area centered around a large island—perfect for gathering and everyday living. The private primary suite features a walk-in closet and ensuite bath with dual sinks, while additional bedrooms are positioned for comfort and privacy. Generous closet space, a functional mudroom area, and an attached garage add everyday convenience. This home was designed with both comfort and accessibility in mind, making the wide hallways and flowing floor plan a standout feature. Buyers may get up to 15k in builder/lender credits when using builder's preferred lender. Price is subject to change at any time due to material and trade cost increases.

910 13th Avenue NE, Saint Joseph

Listing courtesy of Keller Williams Integrity NW.

$399,900

4 Beds ⋅ 2 Baths ⋅ 7126499 MLS

Enjoy Country Living on 5 Acres Just Minutes from St. Joseph Discover the privacy and space you've been searching for with this well-maintained split-entry home on 5.01 acres in scenic Brockway Township. The main level features a spacious living room, functional kitchen with center island, dining area, two bedrooms, and a full bath. Step outside to the maintenance-free composite deck with a retractable awning, perfect for relaxing in the shade while enjoying peaceful country views. The lower level offers a large family room, wet bar area, two additional bedrooms, and a second full bath. While some cosmetic updates such as paint and flooring could refresh the space, the home's layout and square footage provide a great opportunity to build equity and make it your own. Recent mechanical updates include an electric boiler for the radiant heat system that's less than two years old, ductless mini-split air conditioning, heat pump technology, and fiber optic internet. Outside, you'll appreciate the attached 2-stall garage, storage shed, and expansive acreage with plenty of room for recreation, gardening, hobbies, or simply enjoying the quiet countryside. Experience the best of country living just minutes from St. Joseph.

39983 120th Avenue, Saint Joseph

Listing courtesy of Midwest Realty, LLC.

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