Milaca Homes under $400,000

Milaca Homes under $400,000

Welcome to Milaca, Minnesota – a hidden gem nestled in the heart of Mille Lacs County. Known for its friendly atmosphere and rich history, Milaca offers a unique blend of small-town charm and modern amenities. With a population of around 2,800 residents, this vibrant community is perfect for families, retirees, and anyone seeking a peaceful yet engaging lifestyle.

Milaca is surrounded by stunning natural beauty, with numerous parks, lakes, and trails that invite outdoor enthusiasts to explore. The city is home to the picturesque Rum River, where you can enjoy fishing, canoeing, and scenic walks along the water’s edge. For those who appreciate local culture, Milaca hosts various events throughout the year, including the popular Milaca Rodeo and the annual Harvest Festival, bringing the community together in celebration.

When it comes to housing, Milaca offers incredible opportunities for homebuyers looking for affordability without compromising on quality. With a selection of charming homes priced under $400,000, you can find the perfect place to call home. Whether you’re searching for a cozy single-family residence or a spacious property with room to grow, Milaca has something for everyone. The local real estate market is diverse, featuring both modern builds and classic homes rich in character.

Discover the beauty and warmth of Milaca, where you can enjoy a vibrant community, beautiful surroundings, and an array of affordable housing options. Your dream home awaits in this delightful Minnesota city!

Newest Milaca Homes under $400,000

18752 US Highway 169, Milaca
$260,000
4 Beds ⋅ 2 Baths ⋅ 7159288 MLS
Space, flexibility, and opportunity along Highway 169! This 4-bedroom, 2-bath manufactured home offers an immaculate interior complemented by substantial garage, shop, and pole barn space. The combination of comfortable living space and expansive outbuildings makes this property stand out for buyers with hobbies, collections, or a vision for future improvements. Convenient Highway 169 access near Milaca adds to the appeal, while the former Stoney Hill Auto setting brings a distinctive history. Bring your ideas and explore the possibilities for making this unique property your own.

18752 US Highway 169, Milaca

Listing courtesy of Bridge Realty, LLC.

11507 230th Street, Milaca
$349,999
4 Beds ⋅ 2 Baths ⋅ 7100701 MLS
Beautifully Renovated Home on 5 Private Wooded Acres! Discover the perfect combination of modern comfort and peaceful country living in this beautifully renovated 4-bedroom home, nestled on five wooded acres just outside Milaca. From the moment you step inside, you'll appreciate the extensive renovations and attention to detail throughout. Featuring beautiful custom kitchen cabinetry, brand-new countertops, updated flooring, new baseboards and trim, new lighting, fresh paint, and stunning bathroom tilework, this home offers the beauty and comfort of a thoughtfully refreshed interior. The spacious, inviting layout includes two full bathrooms and a finished lower level offering flexible living space for a family room, game room, home office, or additional entertaining area. Step outside and discover your own private retreat! Surrounded by mature trees and abundant wildlife, the five-acre property offers plenty of room for outdoor activities, family adventures, and pets to roam. Whether you're looking for a wonderful place to raise a family, space to enjoy life with your pets, or simply a peaceful getaway from the hustle and bustle, this property offers something special. The detached two-car garage features 220-volt electrical service, ideal for hobbies, workshop projects, or additional storage. Enjoy morning coffee surrounded by nature, peaceful evenings under the stars, and the freedom of country living—all within reach of Milaca's conveniences. Beautiful renovations, five wooded acres, exceptional privacy, and room to make it your own. Welcome home!

11507 230th Street, Milaca

Listing courtesy of RE/MAX Results.

425 2nd Avenue NE, Milaca
$279,900
2 Beds ⋅ 2 Baths ⋅ 7152182 MLS
Rambler in town features 2 bedrooms, 2 bathrooms, gas fireplace in the living room, main floor laundry and a large backyard. Full basement roughed in with egress windows. Ready to add more bedrooms, family room and a 3rd bathroom. Home is clean and move-in ready.

425 2nd Avenue NE, Milaca

Listing courtesy of Milaca Realty.

5542 140th Street, Milaca
$399,900
3 Beds ⋅ 2 Baths ⋅ 7143225 MLS
Room to Roam Near Milaca! Set on just over 4 acres, this 3-bedroom, 2-bath two-story offers a comfortable home base with plenty of room to enjoy the outdoors. The main level includes a convenient laundry area and a gas insert fireplace that adds warmth to the living space. A welcoming front porch and generous back deck provide spots to relax or entertain. Outside, you'll find a detached garage, storage shed, and a substantial pole barn with a concrete floor and floor drain, offering excellent space for projects, equipment, or extra storage. All this is located just minutes from Milaca.

5542 140th Street, Milaca

Listing courtesy of On Point Realty, Inc..

708 1st Street E, Milaca
$119,000
2 Beds ⋅ 1 Baths ⋅ 7138471 MLS
This super-clean, move-in-ready 2-bedroom, 1-bathroom Schult manufactured home offers 1,232 square feet of comfortable living space and is located in a highly desirable area of Milaca Mobile Manor Park. The property also features a single-stall, extra-deep 16' x 26' detached garage, providing excellent space for parking, storage, or a workshop. Conveniently located along 1st Street East, this home is within walking distance of convenience stores, restaurants, parks, downtown shops, and other local amenities. If you're looking for an affordable primary residence in a convenient location, this property is truly move-in ready and worth a look!

708 1st Street E, Milaca

Listing courtesy of Hewitt Jackson Real Estate.

540 Central Avenue S, Milaca
$165,000
4 Beds ⋅ 3 Baths ⋅ 7133230 MLS
Opportunity awaits in the heart of Milaca! Offering plenty of space and potential at an unbelievable price. Walking distance to the schools, shops, and restaurants. This home is in need of significant updates and TLC, making it a great opportunity to build instant equity. 4 bedrooms, 3 bathrooms, and a deep 2 stall garage. This could be the project you've been waiting for, so bring your ideas and your toolbox and breathe life back into this home!

540 Central Avenue S, Milaca

Listing courtesy of Keller Williams Integrity NW.

345 2nd Avenue SW, Milaca
$320,000
5 Beds ⋅ 2 Baths ⋅ 7118423 MLS
Welcome to this income-producing duplex in Milaca, MN- offering a great opportunity for both investors and owner-occupants. This up/down duplex features a 3-bedroom main-level unit and a 2-bedroom upper unit. With the upper lease in place through 2026 and the lower unit lease in place through mid June 2027, providing immediate and stable income. Recent updates in both units include painted cabinets, updated fixtures, and new lighting. Main level unit has access to laundry with a new washer/dryer. See supplements for more updates/details. Roof replaced in 2022. The property also features separately metered utilities and a detached 3-stall garage with a separate electric meter (2024), offering added income potential or flexibility for owner use. Tenants pay for gas, electricity, lawn care, and snow removal, which helps keep operating expenses low. This is a great fit for those seeking a reliable investment, a house-hack opportunity, or a multi-family property.

345 2nd Avenue SW, Milaca

Listing courtesy of RE/MAX Advantage Plus.

339 11th Street NE, Milaca
$340,000
5 Beds ⋅ 2 Baths ⋅ 7071079 MLS
Small-Town Living. Big-time space! enjoy in this 5-bedroom, 2-bath! Featuring large-sized bedrooms and generous living spaces, this home is perfect for busy households and everyday comfort. Large 10 x 10 foyer doesn't feel crowded when everyone needs to put on their shoes, plus two separate great rooms when you can't agree on what to watch. Lower level offers a three-sided fireplace and a bar for game nights. The heated two-car garage includes a convenient drive-through door leading directly to the fenced backyard. Enjoy outdoor fun with your very own private basketball court, plus plenty of yard space for gatherings, pets, or play. There's even more, an easy-access deck off the dining room and a sun-filled patio in the back, for morning coffee and bonfire nights. So much value in this updated home, newer floors, water heater, light fixtures and money saving natural gas, in town location.

339 11th Street NE, Milaca

Listing courtesy of Statement Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

How much is your home worth?

Get instant property value now!