Milaca Homes under $350,000

Welcome to Milaca, Minnesota – a charming city nestled in the heart of Mille Lacs County, where small-town warmth meets the beauty of nature. Known for its friendly community and rich history, Milaca offers a delightful blend of outdoor adventures and local culture, making it an ideal place to call home.

With a population of just over 2,500 residents, Milaca embodies the spirit of a close-knit community. Residents enjoy a variety of local events throughout the year, from farmers' markets to seasonal festivals, fostering connections among neighbors and visitors alike. The city is also home to several parks and recreational areas, perfect for families and outdoor enthusiasts who appreciate hiking, fishing, and the serene beauty of Minnesota’s landscapes.

For those seeking to settle down in Milaca, the real estate market is both inviting and affordable. Homes under $350,000 are plentiful, offering a range of options from charming single-family houses to cozy townhomes. These properties often feature spacious yards, modern amenities, and the potential for personalization, making them perfect for first-time buyers, growing families, or anyone looking to enjoy the tranquility of suburban living.

Milaca's location provides easy access to nearby attractions, including Mille Lacs Lake, known for its fishing and boating opportunities, as well as the vibrant cities of St. Cloud and Minneapolis, just a short drive away. Whether you're drawn by the allure of nature or the welcoming community spirit, Milaca is a hidden gem where you can find your perfect home without breaking the bank. Come explore the possibilities and discover why so many are choosing to make Milaca their home sweet home!

Newest Milaca Homes under $350,000

$349,999

3 Beds ⋅ 2 Baths ⋅ 7100701 MLS

Enjoy peaceful country living on 5 beautiful wooded acres with this inviting 4-bedroom, 2-bathroom home just outside of Milaca. Surrounded by mature trees and abundant wildlife, this property offers the perfect blend of privacy, comfort, and space to explore. Inside, you'll find fresh updates throughout, including new flooring, fresh paint, and new kitchen appliances, creating a move-in ready home with a warm, welcoming feel. The spacious layout offers room for everyone, while the finished lower level provides additional living space with endless possibilities for a family room, game room, or home office. Outside, the detached garage is a standout feature with 220 electrical service - ideal for hobbies, projects, or extra storage. Whether you're enjoying your morning coffee surrounded by nature, entertaining friends, or simply appreciating the quiet setting, this property delivers the best of country living. If you've been searching for acreage, privacy, and a beautifully updated home with room to grow, this Milaca property is ready to welcome you home.

11507 230th Street, Milaca

Listing courtesy of RE/MAX Results.

$289,900

2 Beds ⋅ 2 Baths ⋅ 7152182 MLS

Rambler in town features 2 bedrooms, 2 bathrooms, gas fireplace in the living room, main floor laundry and a large backyard. Full basement roughed in with egress windows. Ready to add more bedrooms, family room and a 3rd bathroom. Home is clean and move-in ready.

425 2nd Avenue NE, Milaca

Listing courtesy of Milaca Realty.

$299,900

4 Beds ⋅ 2 Baths ⋅ 7145228 MLS

Welcome to this move-in ready, completely renovated 4-bedroom, 2-bathroom split-level home situated on a spacious 0.268-acre lot in Milaca. The updated interior offers a thoughtful floor plan featuring 2 bedrooms on the upper level and 2 bedrooms on the lower level. The heart of the home boasts a beautifully remodeled kitchen complete with stainless steel appliances and a stylish tile backsplash. Unwind or entertain in the expansive lower-level family room, or step outside onto the deck—equipped with built-in bench seating and convenient stairs leading directly down to the private yard. Enjoy quality upgrades and modern finishes throughout this turnkey property!

630 3rd Avenue NE, Milaca

Listing courtesy of Keller Williams Integrity NW.

$165,000

2 Beds ⋅ 1 Baths ⋅ 7141645 MLS

Beautiful, Milaca home! Plenty of updates to make this the right home for anyone looking for a move-in ready home at an amazing price. Maintenance free siding makes the upkeep easy, giving the new owners time to enjoy the home, local parks, paddling the Rum River, and spending sunny afternoons on the many lakes in the area. Located close to Highway 23, with easy access to Highway 169 for an easy commute to the north metro. The home is conveniently located close to shopping and services in Milaca, with lots to offer with great parks and city facilities. The local parks feature three softball fields, pickleball courts, a splash pad, a skateboard ramp, a rock climbing boulder, a zip line, a playground, a trail access. Stop in for a visit and you may fall in love with this one! A free 1-year home warranty is being offered to the new owners!

230 2nd Street SE, Milaca

Listing courtesy of Bridge Realty, LLC.

$119,000

2 Beds ⋅ 1 Baths ⋅ 7138471 MLS

This super-clean, move-in-ready 2-bedroom, 1-bathroom Schult manufactured home offers 1,232 square feet of comfortable living space and is located in a highly desirable area of Milaca Mobile Manor Park. The property also features a single-stall, extra-deep 16' x 26' detached garage, providing excellent space for parking, storage, or a workshop. Conveniently located along 1st Street East, this home is within walking distance of convenience stores, restaurants, parks, downtown shops, and other local amenities. If you're looking for an affordable primary residence in a convenient location, this property is truly move-in ready and worth a look!

708 1st Street E, Milaca

Listing courtesy of Hewitt Jackson Real Estate.

$175,000

4 Beds ⋅ 3 Baths ⋅ 7133230 MLS

Opportunity awaits in the heart of Milaca! Offering plenty of space and potential at an unbelievable price. Walking distance to the schools, shops, and restaurants. This home is in need of significant updates and TLC, making it a great opportunity to build instant equity. 4 bedrooms, 3 bathrooms, and a deep 2 stall garage. This could be the project you've been waiting for, so bring your ideas and your toolbox and breathe life back into this home!

540 Central Avenue S, Milaca

Listing courtesy of Keller Williams Integrity NW.

$235,000

3 Beds ⋅ 2 Baths ⋅ 7134409 MLS

There’s just something special about a home with history, and this charming 1925 home has plenty of character to love! Sitting on a corner lot in the heart of Milaca, it’s only a few blocks from Milaca Public Schools and within walking distance of three local parks. Inside, you’ll find 1,877 finished square feet filled with warmth and charm, including beautiful hardwood floors, three bedrooms upstairs, two bathrooms and convenient main-floor laundry. Fresh paint, new carpet and updated bathrooms give the home a clean, refreshed feel while preserving the character that makes an older home so inviting. The front porch has been nicely refreshed and offers a welcoming place to sit and enjoy the neighborhood. Out back, the updated deck features a privacy wall, creating a cozy spot for grilling, relaxing or gathering with friends and family. The sellers have taken care of several important updates as well, including a new furnace installed in 2026, new windows installed in 2025 and a new roof completed by Lutgen Companies in 2024 with a transferable 10-year warranty. A new washing machine and oven were also added in 2025, while the durable steel siding offers even more peace of mind. Full of charm, thoughtfully updated and close to the places you visit every day, this is the kind of house that simply feels like home.

555 2nd Avenue NW, Milaca

Listing courtesy of Century 21 Atwood.

$124,900

3 Beds ⋅ 2 Baths ⋅ 7109230 MLS

Welcome home to this 3-bedroom, 2-bath manufactured home offering 1,456 square feet of comfortable living space in the desirable Milaca Mobile Manor Park. Situated on a quiet cul-de-sac at the end of 2nd Street NE, this property offers both privacy and convenience. The home includes a spacious 24' x 24' detached garage, providing ample room for parking, storage, or a workshop. Recent updates offer peace of mind, including a professionally installed furnace and central air conditioning (2024), a re-shingled roof (2022), a new overhead garage door (2026), and a water heater (2019). With its thoughtful updates and quiet location, this move-in-ready home is an excellent opportunity for comfortable, low-maintenance living. Please Note Important Purchase Information Below Pertaining To Milaca Mobile Manor Park Entrance Requirements The buyer must submit an application, along with a $35 application fee, to the Milaca Mobile Manor Management Team for a criminal background check. Once the background check is approved, the buyer must complete the park residency application and pay a $200 park application fee. Only the approved applicant(s) may reside in the home. Rentals are not permitted without prior approval from park management. The sale includes the manufactured home only and does not include the real estate. Ownership will be transferred by signing over the home's title (similar to a vehicle title) along with a bill of sale after funds have been successfully received. Payable to Milaca Mobile Manor Monthly: Lot rent $485/month Estimated Water/Sewer $32/month Garbage $18/month

805 2nd Street NE Unit 805, Milaca

Listing courtesy of Hewitt Jackson Real Estate.

$320,000

5 Beds ⋅ 2 Baths ⋅ 7118423 MLS

Welcome to this income-producing duplex in Milaca, MN- offering a great opportunity for both investors and owner-occupants. This up/down duplex features a 3-bedroom main-level unit and a 2-bedroom upper unit. With the upper lease in place through 2026 and the lower unit lease in place through mid June 2027, providing immediate and stable income. Recent updates in both units include painted cabinets, updated fixtures, and new lighting. Main level unit has access to laundry with a new washer/dryer. See supplements for more updates/details. Roof replaced in 2022. The property also features separately metered utilities and a detached 3-stall garage with a separate electric meter (2024), offering added income potential or flexibility for owner use. Tenants pay for gas, electricity, lawn care, and snow removal, which helps keep operating expenses low. This is a great fit for those seeking a reliable investment, a house-hack opportunity, or a multi-family property.

345 2nd Avenue SW, Milaca

Listing courtesy of RE/MAX Advantage Plus.

$340,000

5 Beds ⋅ 2 Baths ⋅ 7071079 MLS

Small-Town Living. Big-time space! enjoy in this 5-bedroom, 2-bath! Featuring large-sized bedrooms and generous living spaces, this home is perfect for busy households and everyday comfort. Large 10 x 10 foyer doesn't feel crowded when everyone needs to put on their shoes, plus two separate great rooms when you can't agree on what to watch. Lower level offers a three-sided fireplace and a bar for game nights. The heated two-car garage includes a convenient drive-through door leading directly to the fenced backyard. Enjoy outdoor fun with your very own private basketball court, plus plenty of yard space for gatherings, pets, or play. There's even more, an easy-access deck off the dining room and a sun-filled patio in the back, for morning coffee and bonfire nights. So much value in this updated home, newer floors, water heater, light fixtures and money saving natural gas, in town location.

339 11th Street NE, Milaca

Listing courtesy of Statement Realty.

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