Contract for Deed Pine County
Does Pine County Have contract for deed properties with Acreage-Rivers-waterfront properties-Lakes?
(Yes)
Pine County usually has homes for sale with owner financing in northern Minnesota in Pine County.
Pine County is a fast-growing county located in east-central Minnesota, situated between the Minneapolis–St. Paul metropolitan area and Duluth. 
Location & Geography
  • Area: Covers 1,435 square miles (1,411 square miles of land and 23 square miles of water). 
  • Boundaries: Bordered to the southeast by the St. Croix River along the Wisconsin state line. 
  • Transportation: Straddles Interstate 35, offering easy access via major routes like MN-61, MN-23, MN-48, and MN-70. It is less than an hour north of Minneapolis-St. Paul International Airport and 90 minutes south of Duluth. 
  • Key Rivers & Features: Features the Kettle and Snake rivers, rolling hills, Devil’s Lake, and parts of the Mille Lacs Indian Reservation. 
Key Communities & County Seat
  • County Seat & Largest City: Pine City
  • Other Communities: Hinckley, Sandstone, Askov, and Willow River.
  • Government Centers: Administrative and public services are distributed across locations including Pine City, Hinckley, and the North Pine Government Center in Sandstone. 
Demographics & History
  • Formation: Created on March 1, 1856, and organized in 1872; named for its abundant pine forests.
  • Population: Recorded at 28,876 during the 2020 U.S. census and estimated at over 30,197 in recent years.
  • Growth: Recognized as one of the fast-growing counties in Minnesota as people move outward from the Twin Cities corridor. 
Outdoor Recreation & Attractions
  • State Parks & Forests: Home to Banning State Park and St. Croix State Park, alongside multiple state forests and protected outdoor areas.
  • Activities: Popular for hiking, river paddling, snowmobiling, and outdoor recreation. 

Pine County Contract for Deed

17881 Feather Lane, Pine City
$890,000
4 Beds ⋅ 4 Baths ⋅ 7161392 MLS
Welcome to your peaceful lakefront retreat on the shores of Pokegama Lake. Tucked away at the end of a long, private driveway on a beautiful 3.31-acre lot of wooded privacy, this year-round home offers the perfect balance of privacy and accessibility. With 98 feet of level shoreline and a gentle slope that requires absolutely zero stairs to reach the water, enjoying the lake has never been easier. Whether you are looking for an inviting second home away from the city or a fantastic move-up property that provides ample space for everyone, this Pine City home is ready for you to settle in and start making memories. The property also has a solid history as a short-term rental, providing excellent options for buyers interested in supplemental income. Step inside to discover a welcoming, main floor designed for both everyday living and hosting family gatherings. The spacious living room features a cozy gas fireplace and flows easily into the dining areas and the lakeside sunroom. This sunroom is a favorite spot to read a book, enjoy a morning coffee, and take in the natural beauty of the property. The sellers have made significant, thoughtful updates to the space, including installing brand-new flooring across the entire main level and applying fresh paint throughout the interior of the home. The main floor also includes a highly convenient laundry room, direct access to a large maintenance-free deck for outdoor grilling, and a refreshed half bathroom featuring a new vanity, faucet, and toilet. Heading to the upper level, you will find comfortable accommodations for family and guests. The primary bedroom features lovely views of the lake and a private en-suite bathroom that has been fully updated. Two additional bedrooms are located on this level, sharing another full bathroom that also benefits from a brand-new vanity, faucet, and toilet. The layout provides a great separation of space, keeping the sleeping quarters quiet and private while the main and lower levels handle the daily activity and entertainment. The finished lower-level walkout expands your living space significantly and is set up perfectly for a casual lifestyle. This floor includes a large recreation and game room area with plenty of space for a television setup, ping-pong, and game tables. A spacious fourth bedroom easily accommodates multiple beds, making it ideal for hosting extended family or weekend guests. You will also find a lower-level bathroom and an additional laundry area for ultimate convenience. The walkout patio allows you to step right outside and take a short, easy walk down to the lakefront bonfire area. Outside, the sellers have also installed extensive new retaining walls around the patio area to enhance the yard. Beyond the cosmetic updates, this home is equipped with excellent mechanicals and incredible storage options. The utility room features a recently installed tankless on-demand natural gas water heater, a new water softener, and a new iron filter. When it comes to storage, the three-car attached garage is complemented by a fantastic 30x40 pole shed with a concrete floor, offering all the space you need for boats, ATVs, and yard equipment. Located in the Pine City area, this property gives you direct access to over 3,000 boatable acres, as Pokegama Lake connects directly to the Snake River and Cross Lake. You are just a short drive from local Pine City dining and shopping while feeling completely tucked away in nature. Schedule your showing today to explore this wonderful lake property.

17881 Feather Lane, Pine City

Listing courtesy of Keller Williams Select Realty.

68781 Duxbury Road, Sandstone
$120,000
7160696 MLS
40 ACRES OF PRIME HUNTING & RECREATIONAL LAND NEAR SANDSTONE, MN! If you’ve been searching for a private hunting paradise with room to roam, this 40-acre property east of Sandstone deserves a closer look! Tucked away in a quiet, secluded setting, this property offers the kind of privacy and outdoor recreation that is becoming harder to find. Surrounded by the natural beauty of Minnesota’s Northwoods, this is an ideal opportunity for hunters, outdoor enthusiasts, and anyone looking to escape the crowds and enjoy the great outdoors. Excellent hunting opportunities await! The property offers habitat for a variety of wildlife, including deer, bear, turkey, grouse, bobcats, and small game. Four excellent hardwood deer hunting stands are already in place, giving you a head start on preparing for hunting season. A rough trail cut through the woods runs from the southern boundary to the northern boundary, providing access through the property and making it easier to explore your own 40 acres. Looking for more than just hunting? The Gandy Dancer Trail is nearby, offering additional opportunities for outdoor adventure and recreation. Whether your interests include exploring the woods, wildlife watching, hiking, or enjoying the surrounding trail system, there is plenty to appreciate about this location. A rare bonus for a remote property: high-speed internet is now available! Enjoy the feeling of getting away from it all while having access to modern connectivity. Whether you’re planning weekend hunting trips, extended stays, or simply want a private recreational retreat, this property offers an appealing combination of seclusion and convenience. If you’ve been dreaming of owning your own slice of the Northwoods, this 40-acre parcel offers the privacy, wildlife, and recreational potential to make it your own. Bring your hunting gear, explore the trails, and start planning your next outdoor adventure!

68781 Duxbury Road, Sandstone

Listing courtesy of RE/MAX Results.

2596 Fire Monument Road, Hinckley
$599,000
6 Baths ⋅ 7157125 MLS
A rare opportunity to own a piece of Pine County history! Originally built as the Pine County Poor Farm, the historic Grindstone Lodge offers over 12,000 square feet on 8.19 acres in Hinckley, just a minute from Grand Casino. Featuring 20+ bedrooms, 6 bathrooms, a large kitchen with commercial-grade venting, four three-season porches, and an expansive front deck, this unique property offers incredible space and flexibility. Recent improvements include fresh paint, partially renovated bathrooms, new pressure tank, and LED lighting. The property will need new windows, updated heating system, and some TLC, but offers an opportunity for the next owner to make improvements and bring their vision to life. Additional features include a full walkout basement with flexible-use space, detached garage, circular driveway, private well, and inspected, compliant septic system. The 8.19 acre setting features mature pines and maples, a spacious yard, and privacy, while the high-traffic location adds to its potential. Potential uses include a retreat or conference center, bed and breakfast, event or wedding venue, group living facility, transitional housing, multigenerational living, or another creative business venture. The property's size, layout, and historic character make it an intriguing opportunity for investors, entrepreneurs, or buyers seeking a distinctive property with room to grow. All future uses are subject to applicable zoning, licensing, permitting, and building requirements. Historical tax credit eligibility and potential uses should be independently verified by the buyer. POF or pre-approval required for showings. Bring your vision and explore the possibilities of restoring and reimagining this remarkable piece of Pine County history! No trespassing without scheduled showing.

2596 Fire Monument Road, Hinckley

Listing courtesy of United Country Real Estate Minnesota Properties.

56723 Duncan Road, Sandstone
$138,900
7155461 MLS
Legacy Land! This property has it all: A pond, several year round streams, a creek/river big enough to swim and kayak around on (Keene Creek), two small rustic cabins/sheds to get yourself situated, apple trees, pear trees, cherry trees, garden beds, and more. If biodiversity is your interest, there are large stands of old growth oak trees, lowland red maple forests, hazelnut groves, birch and poplar stands, tamarack trees, and a sizeable stand of spruce and fir trees overlooking the Keene Creek in the back. A mile or so of trail winds to the creek at the back of the property taking you through upland forests and crossing streams and wetlands. Wild cranberries, nannyberries, blueberries, serviceberries and other fruits grow along the way. Build your dream home here or keep the little cabins as a hunting camp for you and your friends. Other small ice house and trailers can be included if buyer desires. NOTE: This is wild, remote, and rustic land with minimal cell service. It is an active homestead and there may be various equipment around during showings. The pictures are from all seasons over the last three years. The garden pictures are from this summer, it is now fall and the gardens look dead and weedy in comparison. The pond is particular low this fall with the drought. Duncan road is marked as a "minimum maintenance road" because further down the road it becomes unmaintained. Up to this property it is fully maintained and plowed by the township. The driveway into the land is roughed in enough for a 4x4 or medium+ clearance suv, but sedans should park in the lot provided across the street. If you come visit, prepare for rustic off-grid conditions.

56723 Duncan Road, Sandstone

Listing courtesy of National Realty Guild.

11168 Pokegama Lake Road, Pine City
$550,000
4 Beds ⋅ 3 Baths ⋅ 7154550 MLS
A Riverfront Legacy Waiting for Its Next Chapter Some properties simply have a feeling-and this is one of them. Tucked away on more than 20 acres of woods and wetlands along the Snake River in Pine City, this one-owner property offers a rare opportunity to create something truly special. Peaceful, private and surrounded by nature, it feels a world away while being only approximately one hour from St. Paul. Water is at the heart of this property. With access to Pokegama Lake, days here can begin on the water and end watching the sun settle over the river. One of the most unique features is the pole barn located on the river side of the property, complete with an overhead door opening toward the water. Imagine pulling your boat directly into the pole barn-an uncommon convenience and a feature that makes this property unlike any other. Inside, the home embraces its natural surroundings. A spectacular two-story wall of windows on the lakeside floods the main living spaces with light and brings the beauty of the river and changing seasons right into the home. The vaulted ceiling and knotty pine finish create a warm, timeless Northwoods character-the kind of space that feels made for gathering with family and friends. The open main floor offers room to live, entertain and simply enjoy the setting. The spacious kitchen features a center island, eat-up counter, pantry and main floor laundry. A family room and office both overlook the river, providing peaceful spaces to work, relax or watch wildlife and the seasons unfold. Upstairs, the primary bedroom continues the retreat-like atmosphere with a vaulted knotty pine ceiling and beautiful views. An attached nanny's quarters or mother-in-law unit adds flexibility for extended family, guests or those looking for a little additional privacy under one roof. And then there is the space. A three-car attached garage, one-car tuck-under garage and the riverfront pole barn provide an abundance of room for vehicles, boats, toys, equipment and all the things that come with enjoying life on the water. This home is not about perfection-it is about potential. It needs updating throughout, but beneath it all is something that cannot be recreated: a spectacular piece of land, a private riverfront setting, water access, mature woods, wetlands, incredible views and a home with the bones and character to become something extraordinary. For the buyer willing to put in the work, this could be more than a house. It could be a place where generations gather, where boats head out onto the water, where coffee is enjoyed while watching the river, where summer evenings stretch late and winter mornings are quiet and still. A special property. A remarkable setting. And a chance to create your own riverfront retreat for years to come.

11168 Pokegama Lake Road, Pine City

Listing courtesy of Edina Realty, Inc..

92254 E Frontage Road, Sturgeon Lake
$545,000
3 Beds ⋅ 2 Baths ⋅ 7149084 MLS
***THE SELLER IS OFFERING TO PAY FOR A 2-1 RATE BUYDOWN!***Welcome to Island Lake! This 3-bedroom, 2-bath home with 100 feet of shoreline on a scenic 527-acre lake is your perfect up-north getaway.*** Inside, an open-concept main floor captures panoramic lake views from nearly every room. The kitchen features a large center island, while the main-floor primary bedroom and laundry add everyday ease. A wall A/C unit keeps things comfortable, and the lower-level family room offers extra space to relax or entertain.*** Island Lake itself is a gem, known for walleye, northern pike, and muskie, with roughly 7 miles of wooded shoreline to explore. Whether it's fishing off the dock or swimming on a summer day, the lake delivers.*** Fall & winter area also fantastic seasons for this lake home, miles and miles of side-by-side/4-wheeler trails, hunting and ice fishing! Close now in time for the next wonderful Minnesota season! The location is an outdoor lover's dream. The Soo Line Trail system offers 200+ miles of ATV and side-by-side trails with nearby access, and both Moose Lake and Sturgeon Lake are ATV-friendly communities. Grab a bite at local favorites like Doc's Sports Bar & Grill (voted Minnesota's Best Bloody Mary, accessible right from the trails), Parker's Sandbar, Lazy Moose Grille, or Moose Lake Brewing Company.*** Nearby, enjoy Moose Lake State Park (swimming beach, hiking, and the Agate Center), the Moose Lake Golf Club, and Banning State Park's scenic Kettle River just south. Conveniently between Duluth and the Twin Cities — schedule your showing today!***

92254 E Frontage Road, Sturgeon Lake

Listing courtesy of Keller Williams Classic Rlty NW.

38582 Clover Circle, Hinckley
$700,000
6 Beds ⋅ 5 Baths ⋅ 7145851 MLS
Space, privacy, and room for everything you need—this exceptional property has it all! Situated on 4.32 wildlife-filled acres, this spacious 6-bedroom, 5-bathroom home offers a generous open floor plan, huge bonus room, heated garage, and plenty of opportunity for additional living space. Recent updates include a new geothermal furnace, roof, siding, deck, kitchen cabinets, and the conversion of a dining area into an additional main-level room. Several appliances have also been replaced, including the refrigerator, oven, oven vent, washing machine, water softener, and geothermal system. Hardwood flooring spans the main level, with tile in the laundry, mudroom, and bathrooms and carpet throughout the bedrooms, upper-level rec room, and basement. The main garage features in-floor heat, while the second garage provides additional space for vehicles, storage, hobbies, or a workshop. Partially finished second residence on the property — renovations started with materials on-site and ready for the next owner to complete. Excellent potential for guest quarters, multigenerational living, a home office, or a private retreat.erfect for a rental unit, guest house, or home business. Selling entirely AS-IS. Main MLS square footage fields accurately reflect the unfinished status of this structure. Schedule your showing today to see the immense potential! Additional highlights include ICF construction, in-floor heat in the basement, commercial-grade water heaters, and geothermal heating and A/C. Enjoy the convenience of a bus stop at the end of the driveway and a plowed bus-route road, so snow days are less of a concern. St. Croix State Park is approximately 5 miles away, with Hinckley Casino about 9 miles away and Danbury Casino approximately 16 miles away. Come see all this unique property has to offer!

38582 Clover Circle, Hinckley

Listing courtesy of Pemberton RE.

21921 Contrast Road, Pine City
$599,900
4 Beds ⋅ 3 Baths ⋅ 7140195 MLS
PRIVATE. POLISHED. UNFORGETTABLE. Welcome to a truly special property where modern luxury meets the freedom and beauty of country living. Set on 16.62 private acres just outside Pine City, this exceptional 2018-built home delivers the rare combination of privacy, sophisticated finishes, incredible outdoor living, and room to truly enjoy the land. From the moment you arrive, the setting makes an impression. A private driveway leads you home to beautifully maintained grounds, peaceful water views, mature surroundings, and the kind of space that feels worlds away—yet remains conveniently accessible to the Twin Cities.Inside, the open-concept design is bright, inviting, and made for both everyday living and entertaining. The chef-inspired kitchen features an oversized island, abundant cabinetry, pantry, and stainless-steel appliances, flowing seamlessly into the dining and living spaces. Heated concrete floors and forced-air heat provide exceptional year-round comfort, while thoughtful technology throughout the home adds a modern touch. The primary suite is your private retreat, complete with a spa-inspired bath and heated floors. Additional bedrooms and flexible living spaces provide room for family, guests, hobbies, or a home office. Then step outside—and this property truly comes alive. The stamped-concrete patio and built-in outdoor kitchen create an incredible entertaining space overlooking the pond and surrounding acreage. Imagine summer evenings gathered around the outdoor kitchen, watching the sunset, enjoying the peaceful water, or simply soaking in the privacy that is becoming increasingly difficult to find. A brand-new 30' x 56' pole building with electricity, fenced backyard, fiber-optic internet, refreshed interior spaces, fresh paint, sealed concrete flooring, and a newer recycled concrete driveway add even more value and functionality. This isn't simply a house on acreage. It's a lifestyle. A place to spread out, entertain, relax, pursue hobbies, enjoy nature, and come home to something that feels genuinely special. If you've been waiting for the one that has it all—acreage, privacy, luxury, outdoor living, and modern comfort—this is the one you need to see.

21921 Contrast Road, Pine City

Listing courtesy of Pemberton RE.

20907 Hardwood Loop, Finlayson
$399,900
3 Beds ⋅ 3 Baths ⋅ 7133456 MLS
Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.

20907 Hardwood Loop, Finlayson

Listing courtesy of eXp Realty.

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