Washington County Homes with Deeded Access Waterfront features

Washington County Homes with Deeded Access Waterfront features

Welcome to Washington County, Minnesota – a hidden gem nestled in the heart of the Land of 10,000 Lakes. Known for its stunning natural beauty, this vibrant county combines the charm of small-town living with easy access to the bustling Twin Cities. With its picturesque landscapes, lush parks, and scenic waterfronts, Washington County is the perfect place for those seeking a tranquil lifestyle without sacrificing modern conveniences.

One of the most appealing features of homes in this area is the availability of properties with deeded access to the waterfront. Imagine waking up to the gentle sounds of lapping waves and the serene views of shimmering lakes right at your doorstep. These homes offer not only a unique lifestyle but also a perfect spot for outdoor enthusiasts. Whether you enjoy fishing, kayaking, or simply soaking up the sun, having deeded access means you can enjoy all the benefits of lakeside living.

The community is rich with recreational opportunities, including hiking trails, parks, and golf courses, ensuring that there's always something to do. Residents take pride in their neighborhoods, characterized by friendly faces and a strong sense of community. With excellent schools, local shops, and dining options, Washington County provides everything you need for a fulfilling life.

If you’re looking for a home that offers both comfort and the allure of waterfront living, Washington County is the ideal destination. Discover your dream home today, and embrace the serene lifestyle that awaits you in this enchanting corner of Minnesota!

Newest Washington County Homes with Deeded Access Waterfront features

28 Moonlight Bay, Stillwater
$689,000
2 Beds ⋅ 2 Baths ⋅ 6684507 MLS
Better Than New Construction with Stunning Big Carnelian Lake Views & Deeded Lake Access with shared dock! Tucked away on a treasured private road in the Moonlight Bay neighborhood & situated on over half an acre, this beautifully reimagined & rebuilt from the ground up with a new foundation 2-bed, 2-bath single level home offers gorgeous modern design and effortless main-level living! Soaring vaulted ceilings, expansive windows showcasing lake views, beautiful wood flooring, all-new appliances, and spa-inspired bathrooms with stunning tilework are just a few of the highlights. The spacious primary suite features a walk-in closet, while abundant storage throughout adds everyday convenience. A separate insulated outbuilding with concrete floors & electricity offers endless possibilities—home office, art studio, or storage for all your lake toys! Deeded lake access with a shared dock provides access to crystal-clear, fully recreational Big Carnelian Lake, offering over 450 acres of boating, swimming, fishing, waterskiing and more. In addition, both Big Carnelian and Square Lake boat ramps are just minutes away. An incredible location just minutes from downtown Stillwater and the St. Croix River, and only 30 minutes to St. Paul. Modern luxury meets the ultimate lake lifestyle!

28 Moonlight Bay, Stillwater

Listing courtesy of Edina Realty, Inc..

120 Spruce Street, Mahtomedi
$1,795,000
5 Beds ⋅ 4 Baths ⋅ 7157270 MLS
Welcome to Twin Peaks, a new creation from Zen Design Build in the highly ranked Mahtomedi School District, with DEEDED DOCK ACCESS to White Bear Lake just steps from your door. Built on a large 90-foot-wide lot with a back alley, this modern custom home has nearly 5,000 finished square feet and a design that stands out among the typical new builds of today. Numerous windows and enormous glass doors flood the home with light. The masterfully planned layout brings together luxury design, modern amenities, and functional excellence. The home is still under construction, so a buyer can personalize options, materials, and finishes if they act now. The main level sets the stage: hardwood floors, 9-foot ceilings, exposed steel beams, and an open great room that flows through 16-foot and 12-foot sliding doors to a massive deck overlooking the substantial yard. Entertain indoors and out with ease. The great room works as a cohesive whole. The chef's kitchen is built for gathering, with a huge island, a 48-inch refrigerator, and a butler's pantry for bonus counter and storage space. The dining area has space for a 10-12 foot table beside built-in buffet cabinets, and the family room has ample space to stretch out. A separate formal living room offers a fireplace, a bar, and a 12-foot double-sliding door to a small front deck. A sizable office with a closet, a luxurious powder room, and a generous mudroom connected to an oversized attached two-car garage with in-floor heat round out the main floor. Climb the open timber-frame stairs in the double-height entry to the second floor, where vaulted ceilings make every room feel extraordinary. The 660 sq ft primary suite is a private retreat with treetop views, a huge walk-in closet, and a spa-like bath with a wet room and a separate water closet. Three more generous bedrooms, a full bath, and a laundry room complete the upper level. The timber-frame stairs continue to the fully finished lower level, which has in-floor heat on its own thermostat. Here you'll find another large living space, a fifth bedroom with a three-quarter bath, and a bonus space for a home theater, gym, or wine room. Large windows and window wells in the family room and bedroom bring daylight into this level. An additional detached two-car garage is approved and available as an option at an additional cost. This home's value goes well beyond its appearance and finishes. Upgraded design and construction features are a hidden aspect of true luxury in a high-end home. The structural and system upgrades at 120 Spruce Street include: Kolbe Ultra windows and exterior doors with aluminum cladding and real wood interiors. Three layers of foundation waterproofing, plus interior and exterior drain tile. Floor trusses with L600 stiffness (vs. the industry standard of L240 or L360) and 1-1/8-inch AdvanTech subfloors with a squeak-free guarantee to ensure a quiet home with a sturdy feel. Three climate zones, a tankless hot-water heater, basement in-floor heat, and high-efficiency forced-air heating and A/C maximize comfort throughout the home and optimize your energy consumption. A standing-seam steel roof that provides superior durability and a lifespan well beyond that of asphalt shingles. Recessed LED lighting throughout the house, with smart dimmers in key areas. Superior insulation design throughout the home ensures that the structure will be comfortable and extra energy-efficient year-round: Huber Zip-R9 continuous exterior insulation and interior spray foam elevates the R-value of the walls to R-37+ (code R-20), foundation walls insulated with interior and exterior foam board to an R-value of R-31 (code R-15), basement slab insulated with two layers of 2-inch foam to an R-value of R-20 (code R-10). Spray foam insulation throughout the house and garage to ensure an airtight, highly insulated structure. DON’T MISS THIS RARE OPPORTUNITY to define your custom home with deeded access to White Bear Lake.

120 Spruce Street, Mahtomedi

Listing courtesy of White Bear Lake Realty.

4775 126th Street Court N, White Bear Lake
$540,000
4 Beds ⋅ 2 Baths ⋅ 7149598 MLS
Welcome to your lakeside scenic escape in the heart of a beautiful community, where a rare opportunity awaits. This stunning home comes with private deeded access to Bald Eagle Lake, a true hidden gem shared by only a select group of homeowners. Just step out your front door and enjoy the best of Minnesota lake living with exclusive amenities designed for recreation, relaxation, and of course, making unforgettable memories. Situated in a quiet neighborhood surrounded by mature trees and natural beauty, this property offers a peaceful retreat from the everyday hustle. The backyard is a private oasis featuring both a maintenance-free deck and a patio—perfect for enjoying summer evenings or morning coffee in the shade of towering trees. With two separate garages accommodating up to four vehicles, there’s plenty of space for all your tools, toys, and weekend projects. Inside, you’ll find a home that blends charm and comfort with thoughtful updates throughout. The stunning porch, with its knotty pine ceiling, skylights, and expansive windows, bathes the room in natural light while offering serene views of your wooded backyard. The updated kitchen showcases custom paneled cabinetry, sleek stainless-steel appliances, and a tiled backsplash, creating an inviting space for cooking and entertaining. Adjacent to the kitchen, a spacious dining room features a cozy wood-burning fireplace and opens directly into the four-season porch, creating a seamless flow for gatherings and everyday living. The sunken living room adds character and warmth, anchored by a classic brick wood-burning fireplace. With two bedrooms on the upper level and two on the lower, the home offers flexible living arrangements for family and guests. The upper-level bathroom has been beautifully updated with a marble-tiled shower and modern vanity, while the lower level offers a generously sized family room complete with a wood-burning stove and direct access to the backyard patio. Additional storage space on the lower level ensures you have room for everything you need. Located near a local park that features four miles of paved hiking and biking trails, 6.5 miles of cross-country ski routes, and a scenic overlook trail, this property is a haven for outdoor enthusiasts year-round. Winter brings ice fishing, snowmobiling, skiing, and even ice boating, while the community shines with vibrant events such as Marketfest, Manitou Days, the BEAR’ly Open golf-on-ice tournament, Polar Bear Plunge, Summer Music Series, Waterfest, and the ever-creative Art Shanty Projects. With an easy 15–25 minute commute to downtown St. Paul or Minneapolis and a future rapid bus transit line (Purple Line BRT) scheduled for completion in 2026, this home combines natural beauty with urban convenience. Bald Eagle Lake is known for its clear waters, excellent fishing, and recreational boating—all just minutes from the vibrant shops, dining, and culture of downtown White Bear Lake. Don’t miss this rare chance to own a home where every day feels like a getaway. Whether you're looking for year-round living or a seasonal retreat, this property offers the ideal blend of serenity, luxury, and adventure. Come see what makes lakeside living on Bald Eagle Lake truly extraordinary.

4775 126th Street Court N, White Bear Lake

Listing courtesy of Engel & Volkers Blaine.

14986 130th Street Lane N, Stillwater
$714,900
3 Beds ⋅ 2 Baths ⋅ 7146688 MLS
Welcome to 14986 130th in May Township. This one owner custom built walkout rambler has been loving maintained and updated. Gorgeous perennial gardens and towering trees greet you when you first approach this wonderful lake community home. Step inside the large front foyer and be amazed at the wonderful view and cozy up north feel! Gleaming hardwood floors, Quartz countertops, stainless steel appliances, and an abundance of cabinetry make the kitchen a delight for all. The living room is graced by a beautiful stone wood burning fireplace, high-quality carpeting with deluxe pad, massive windows and a sliding glass door to the maintenance free deck with glass railing. The spacious main floor primary suite features a separate vanity and jacuzzi tub area, and a huge walk-in closet with stacked washer and dryer. The lower level walkout features a large family room with sliding door out to covered patio, two large bedrooms, a 3/4 bath, second laundry room, and tons of storage space. A beautiful garden shed with skylight adds to the charm of this amazing property! Enjoy lake views from the living room and deck and gorgeous sunsets, especially in the Fall and winter. Deeded lake access is a short walk down the path in the backyard. Come enjoy all this home has to offer near Big Carnelian Lake!

14986 130th Street Lane N, Stillwater

Listing courtesy of RE/MAX Results.

60 Grove Street, Mahtomedi
$490,000
4 Beds ⋅ 3 Baths ⋅ 7104773 MLS
Welcome home to a property where every season feels like a vacation! This inviting duplex features thoughtful updates including newer carpet, updated electrical throughout, stylish light fixtures, and bright, sun-filled living spaces. The brand-new deck creates the perfect setting for summer barbecues, morning coffee, or evening gatherings, while the large backyard offers plenty of room to play and unwind. With lake access to White Bear Lake and shared dock, you'll enjoy endless days on the water just moments from home. Located within the award-winning Mahtomedi School District (#832), this place checks all the boxes. Don't miss your chance to own this incredible lakeside retreat, book your private tour today!

60 Grove Street, Mahtomedi

Listing courtesy of eXp Realty.

4700 McDonald Dr Place N, Stillwater
$985,000
5 Beds ⋅ 4 Baths ⋅ 7113987 MLS
Built to fully embrace the two and a half open acres framed by native prairie and mature woods, this modified two-story delivers main-floor living within one of Baytown Township's most sought-after enclaves — prized for its generous lots, proximity to schools and everyday conveniences, and the lower property taxes that come with township living. Tall windows and a vaulted ceiling fill the main level with light, anchored by beautiful double-sided fireplace that draws a natural line between the living area and kitchen — separation that keeps entertaining easy, with prep mess out of sight of where guests gather. The kitchen offers generous counter space for cooking and serving, island seating, and a hearth-side table area warmed by the fireplace's second face. The primary suite, updated with a soaking tub, separate shower, and dual-sink vanity, sits on the main floor, with laundry also on this level for true one-level living. Upstairs, three generous bedrooms share a 3/4 bath; a fifth bedroom in the lower level and a gorgeous bathroom is ideal for guests or multigenerational living. The walkout lower level is bright and finished for real living and exceptional entertaining: you’ll love the wet bar with beverage fridge and additional bar space, and the welcoming family room brought to life by a stone gas fireplace and built-in cabinetry. Outside, a stamped concrete patio off the walkout doors and a generous deck extend the living space into the landscape, with room to add a pool for those who want to take it further. Here, privacy and space come without trade-off — this is acreage living just minutes from schools, shopping, and everyday activities, not a long drive from them. Neighborhood amenities include tennis and pickleball courts, walking trails, and dock access to Cloverdale Lake, an environmental gem ideal for paddle boarding, kayaking, and fishing. ***This home has been pre-inspected.

4700 McDonald Dr Place N, Stillwater

Listing courtesy of eXp Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

How much is your home worth?

Get instant property value now!