Stearns County Homes with River Front Waterfront features

Welcome to Stearns County, Minnesota, a hidden gem that beautifully marries the charm of small-town living with the allure of stunning natural landscapes. Nestled in the heart of the state, Stearns County is renowned for its picturesque rivers, lush parks, and vibrant communities. With a rich history and a strong sense of community, this county offers an ideal setting for families, retirees, and outdoor enthusiasts alike.

One of the most captivating features of Stearns County is its exquisite riverfront properties. Imagine waking up to the gentle sounds of flowing water and enjoying breathtaking views right from your own backyard. Homes with riverfront waterfront features provide not just a residence, but a lifestyle defined by tranquility and natural beauty. Whether you're sipping your morning coffee on the deck or hosting summer barbecues by the water, these properties offer a unique opportunity to connect with nature.

Stearns County is also home to an array of recreational activities. Kayaking, fishing, and hiking are just a few of the many ways you can immerse yourself in the stunning landscapes that surround you. With the Mississippi River and several lakes nearby, your weekends can be filled with adventure and relaxation.

Additionally, the county boasts a strong sense of community, with charming towns like St. Cloud and Cold Spring offering a variety of shops, restaurants, and cultural events. With excellent schools and abundant amenities, Stearns County is not just a place to live—it's a place to thrive. Discover the perfect riverfront home that allows you to embrace the beauty and serenity of this remarkable region. Your dream lifestyle awaits!

Newest Stearns County Homes with River Front Waterfront features

$290,000

5 Beds ⋅ 2 Baths ⋅ 7157648 MLS

A wooded .85-acre setting along the Sauk River gives this 5-bedroom rambler a sense of space both inside and out. Fresh paint and all new carpet create an updated feel throughout, while the large main-level living room is filled with natural light. The spacious kitchen offers plenty of room for cooking, gathering, and everyday use, with three bedrooms also located on the main level. Downstairs, the walk-out lower level adds two additional bedrooms, a dedicated office, and a massive storage room. Off the back of the home, a deck with stairs provides easy access to the private backyard, where mature trees create a well-established setting. The attached 2-car garage is heated and insulated for added year-round use. A brand-new water heater and a furnace installed in 2025 add two more notable updates.

34 5th Street NW, Melrose

Listing courtesy of Kris Lindahl Real Estate.

$725,000

5 Beds ⋅ 5 Baths ⋅ 7146068 MLS

Welcome to 8490 Oak Road – a truly exceptional acreage property where luxury, privacy, recreation and entertaining come together! Located at the end of a quiet cul-de-sac and w/ Sartell, St. Cloud and St. Joseph within shouting distance and 400+ of Watab River frontage, this extraordinary 12.5-acre estate offers 4,000+ finished square feet, a stunning natural setting and an incredible collection of amenities. Located in the highly regarded Sartell-St. Stephens School District, the property features approximately 2,200+ FSF on the main level and 2,100+ SF in the walkout lower level, w/ 5 bedrooms, multiple baths and two kitchens. The main level showcases vaulted tongue-and-groove cedar ceilings, exposed beams and a dramatic floor-to-ceiling brick double-sided fireplace housing three fireplaces—two wood-burning fireplaces on the main level plus a high-efficiency fireplace serving the lower level. The kitchen features custom cabinetry w/ soft-close hardware, an impressive 11.5-foot island, granite countertops and full backsplash, premium fixtures, new Ruvati sound-dampened stainless sinks, glass-front refrigerator, range, Bosch dishwasher and a wall oven. A spacious walk-in butler's pantry includes a sink and beverage refrigerator. The main-level primary suite offers balcony access, generous closet space, an en-suite bath and its own washer. The walkout lower level adds bedrooms, a second kitchen, office/gym, additional laundry, sauna and abundant flexible living space. Three patios and two decks create exceptional indoor/outdoor living, hot tub area, highlighted by the spectacular 2023 entertaining patio and outdoor kitchen. The 26-foot curved outdoor kitchen features granite countertops, stainless cabinetry, pellet grill, power burner, Big Green Egg smoker and beverage refrigerator, complemented by a commercial 750,000 BTU fire pit, built-in seating, automatic landscape lighting and an accessible ramp. The grounds are equally impressive, w/ mixed hardwoods and evergreens, the Watab River flowing through the southeast portion of the property, a private trail leading to the river and dock, plus lake access to Lake Rassier and Watab Lake. Excellent opportunities for hunting and wildlife viewing, including duck, goose, turkey and deer. Multiple lake association options are available for boat landing, beach and volleyball access, though membership is not required. The property also features a 62x36 heated and insulated shop with air-conditioned office, concrete floors, auto lift and compressor, attached two-car garage, insulated 34x14 stable, 44x18 lean-to, 40x51 pole barn w/ overhead doors, insulated finished 12x12 elevated treehouse w/ covered porch and loft, and a distinctive architectural chicken coop. Stearns County allows up to 10 animal units. Numerous major improvements provide peace of mind, including a standing-seam steel roof, steel gutters and NEW roof/ceiling insulation (2022), NEW asphalt driveway (2024), NEW propane furnace/boiler/hydronic system (2023), NEW water softener and conditioner (2017), central AC (2017), water heater (2015), waterproof Shaw Prodigy HDR Plus LVP flooring (2021), NEW well pump and pipe (2018), and compliant septic system. High-speed internet is available. Wrapped in wavy-bevel, natural-edge, solid-stained cedar siding and surrounded by remarkable natural beauty, this one-of-a-kind property offers an unparalleled combination of privacy, recreation, entertaining space and comfort. Do not miss out on your chance to call this place home!

8490 Oak Road, Saint Joseph

Listing courtesy of Edina Realty, Inc..

$275,000

5 Beds ⋅ 2 Baths ⋅ 7142000 MLS

Riverfront living with room to spread out! This 5-bedroom, 2-bathroom home offers a fantastic opportunity to enjoy the best of Sartell living with a beautiful riverfront setting and an exceptionally large, flat lot. Whether you’re looking to relax, entertain, garden, play, or simply enjoy the outdoors, the expansive yard provides plenty of space to make the property your own. Inside, the home offers a comfortable and functional layout with five bedrooms and two bathrooms. The main floor features a cozy fireplace, creating a warm and inviting focal point for gatherings or quiet evenings at home. Step outside and take advantage of the riverfront setting and generous yard — a rare combination that gives you both beautiful surroundings and usable outdoor space. Located in Sartell, this property offers the opportunity to enjoy riverfront living while remaining close to local amenities, schools, parks, shopping, dining, and everything the community has to offer. If you’ve been looking for a home with space, flexibility, and riverfront appeal, this one is worth seeing!

316 Riverside Avenue S, Sartell

Listing courtesy of Haller Realty Inc..

$575,000

4 Beds ⋅ 4 Baths ⋅ 7138043 MLS

Check out this 2026 built home with breathtaking views of the Mississippi River! There's plenty of space with 4 bedrooms, 4 bathrooms & a huge family room & kitchette in the basement! Other EXTRAS include an oversized lot, granite counter tops, a primary en suite w/ jetted tub & walk-in closet, it's ideal for living & entertaining. The home sits on 1.3 acres at the end of a no-outlet road, offering privacy while still being close to conveniences. Enjoy relaxing in the refreshing pool & hot tub at your leisure. Outside the property includes spacious patios, a pool deck, a private river launch, a playset & fencing to protect kids &/or pets. The insulated garage has epoxy flooring & 30 & 50 amp outlets, ideal for an RV or hobbies. One of the best features is the easy access to the river. Just walk down the gentle slope & launch your boat, kayak or tube for a relaxing float. Or throw a line in from your private dock. Whether you like adventure or to relax, this property has it all!

32688 River Vista Lane, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$799,900

3 Beds ⋅ 4 Baths ⋅ 7118864 MLS

Exceptional executive-style home nestled on a quiet dead-end road with the Sauk River as your backyard backdrop. This prime location offers the perfect blend of privacy and convenience, with CentraCare Plaza just a short walk or bike ride away. Step inside to discover quality craftsmanship and elegant finishes throughout, including rare imported hand-carved wood fireplaces, beautiful tile flooring, sparkling glass chandeliers, and a stunning double-sided fireplace that creates a warm, inviting focal point for multiple living spaces. The spacious primary suite offers a private deck overlooking the peaceful river setting—an ideal place to enjoy your morning coffee or unwind at the end of the day. Whether you're entertaining guests or enjoying a quiet evening at home, this property offers a unique combination of luxury, character, and natural beauty. If you've been searching for an executive home with distinctive architectural details, a picturesque riverfront setting, and an unbeatable location close to work, shopping, dining, and everyday amenities, this is a must-see opportunity. approximately 301ft of river frontage.

4218 White Drive, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

$150,000

3 Beds ⋅ 2 Baths ⋅ 7097003 MLS

Enjoy easy living in this spacious 3-bedroom, 2-bath condo offering scenic river views and a location that perfectly balances convenience with tranquility. Nestled on a quiet street, this inviting home provides a peaceful retreat while keeping you just a short walk from popular restaurants, shopping, and public transportation. Inside, you'll find generous living spaces designed for comfortable everyday living and effortless entertaining. Large windows showcase the river views and bring in plenty of natural light, creating a warm and welcoming atmosphere throughout the home. 3 same floor bedrooms and in unit laundry and great storage! A heated tuck-under garage with additional storage adds incredible value and convenience, especially during the winter months, providing secure parking and additional storage space.

230 5th Avenue N Unit C5, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$480,000

7081745 MLS

Build your dream home on approximately 5 acres of scenic riverfront property along the Sauk River. This level lot offers the perfect blend of privacy and convenience, with plenty of space for a custom home, outbuildings, and outdoor recreation. Enjoy direct access to the Sauk River and the popular Chain of Lakes, ideal for boating, fishing, kayaking, and exploring miles of connected waterways. Located just minutes from town, you'll appreciate the peaceful setting without sacrificing easy access to shopping, dining, and everyday amenities. A rare opportunity to own acreage with waterfront access.

TBD 223rd Street, Cold Spring

Listing courtesy of Edina Realty, Inc.

$1,475,000

3 Beds ⋅ 5 Baths ⋅ 7075186 MLS

Luxury Mississippi Riverfront Home – Offered for the First Time First opportunity to become the next owner of this extraordinary custom-crafted riverfront residence—a true signature property expertly designed and built in 2003 by renowned local master builder Mike Torborg. Perfectly positioned along one of the most sought-after stretches of the Mississippi River, this 14-mile expanse serves as your “aquatic main street,” anchoring a vibrant, recreation-driven community rich in history and lifestyle. Located just minutes from Stearns County Park in the quiet community of Rice and within the Sartell school district, this is a rare offering that combines privacy, quality, and convenience. This walkout rambler offers approximately 4,500 square feet and is thoughtfully designed to embrace the beauty of the river from nearly every angle. Expansive windows on both the main and lower levels frame breathtaking waterfront views, creating a seamless connection between indoor comfort and the natural surroundings. Some homes simply stand out—but others have a soul. This home delivers an immediate sense of warmth, character, and cherished memories. Every detail has been carefully curated to enhance art, sculpture, and landscape, reflecting the sellers’ deep appreciation for both lifestyle and setting. The grounds are exceptional, featuring tranquil fountains, a natural stream with a charming bridge, paver patios, multiple decks, and expansive green space—perfect for both relaxation and entertaining. Upon entry, you are welcomed by stunning river views. The open-concept main level combines living, dining, and kitchen spaces, enhanced by sunrise views and evenings spent beside two striking stone fireplaces that anchor the home with timeless appeal. The main floor includes a well-appointed owner’s suite with a private 4-fixture bath, walk-in closet, built-in storage, and its own private deck overlooking the river’s northern views. Additional main-level highlights include: Main floor laundry A private office (or potential additional bedroom) adjacent to a full bath A convenient guest half-bath accessible from the garage The kitchen is truly exceptional, featuring a center island, elevated counter seating, a pantry, beautiful maple cabinetry, and a window above the sink offering scenic water views. The lower level mirrors the main floor’s thoughtful design, offering a full second kitchen, dining, and living space—ideal for entertaining or multi-generational living. With multiple walkouts to the patio, durable tiled flooring, and direct access to the tuck-under garage, this level is designed for easy summer living and riverside enjoyment. Lower-level features include: Two bedrooms (one with walk-through access to a full bath with sauna) Additional flexible spaces that can serve as an office, workout room, or extra bedrooms Ample storage and entertaining space The heated tuck-under garage offers convenient access and is complemented by a smart driveway design for easy delivery of water gear and supplies. The main garage features three generous stalls, and the property also includes a detached 2+ stall accessory garage—ideal for hobbies, storage, or workshop use. All garages are heated with finished walls and floors. Situated on 2.07 acres, the property feels like a private retreat while offering an unmatched connection to the Mississippi River lifestyle. Wildlife is abundant, with bald eagles often soaring overhead and deer roaming the surrounding landscape. The river itself offers world-class fishing and endless opportunities for boating and water sports. Explore nearby islands and multiple sandbars—perfect destinations for anchoring and enjoying long, leisurely afternoons on the water. This is a home best experienced in person, where the craftsmanship, setting, and atmosphere truly come to life. Additional details can be found throughout the extensive professional photography accompanying the listing.

40668 County Road 1, Rice

Listing courtesy of VoigtJohnson.

$799,000

5 Beds ⋅ 5 Baths ⋅ 7067324 MLS

Discover a rare opportunity to own a private retreat in the heart of town-- where nearly three acres of serene, wooded beauty meet the convenience of being just minutes from everything. This exceptional five-bedroom, five-bath residence offers the perfect balance of luxury, comfort, and seclusion with breathtaking views and over 632 feet of riverfront inviting you to fish, kayak, swim, or simply unwind by the water’s edge. Inside, the home has been thoughtfully updated with new flooring, countertops and custom cabinetry, just to name a few, blending modern elegance with timeless character. Two inviting fireplaces serve as focal points, including one crafted with remarkable 200-year-old barnwood, adding warmth and history to the space. Architectural details like antique stained glass and an authentic 1800s door imported from England create a sense of craftsmanship and story that is truly one of a kind. Step outside onto the expansive decks designed for entertaining or quiet relaxation, all while overlooking the peaceful natural surroundings. A private tennis court adds a resort-like touch, making this property as functional as it is beautiful. This home is located within walking distance of Sauk River Regional Park with hiking and biking trails, a dog park and is very near the YMCA.

2715 Park Drive, Saint Cloud

Listing courtesy of Move it Real Estate Group/Lakehomes.

$250,000

7058925 MLS

This is the perfect 4 acres to build your dream home on the shores of the Mississippi River. Enjoy the wildlife and sunsets with the breathtaking Panoramic views. You have to see this in person to truly realize the beauty.

1714 216th Street E, Clearwater

Listing courtesy of Agency North Real Estate, Inc.

$995,000

3 Beds ⋅ 2 Baths ⋅ 7013632 MLS

It’s time to build your dream home along the Mississippi River with Infinity Homes, one of Central Minnesota’s most prestigious custom builders. This amazing lot offers approximately 186 ft of river frontage in Majestic River Estates, within the Sartell school district and adjacent to the 200+ acre Mississippi River County Park. This is a rare opportunity to create the ultimate riverfront retreat. Construction has not yet begun, giving you the opportunity to make personal selections and tailor the design to your lifestyle, all thoughtfully planned to complement this scenic riverfront lot where you can have your private dock and watercraft access right from your shore. The proposed plan showcases Infinity Homes’ signature quality and serves as an example of what is possible, as the builder can custom design a home to fit your preferences and budget. Ownership also includes an interest in a nearby 6.69-acre private lot featuring a riverfront walking trail, perfect for peaceful walks or casting a line.

41658 County Road 1, Rice

Listing courtesy of Agency North Real Estate, Inc.

$269,900

7013663 MLS

Here is your opportunity to build on a stunning 2.09 acre lot with 231 feet of Mississippi River shoreline, offering breathtaking water views and easy river access! This exceptional property provides an ideal setting for your dream home with room for an additional outbuilding, all while enjoying the serenity of nature and endless opportunities for boating, fishing, and relaxing by the water. Be among the first to build in this rare new riverfront neighborhood at Majestic River Estates, which includes an additional 6.69 acres of common land with walking trails and almost an additional 600 feet of Mississippi River frontage for neighborhood use. This great location is in the Sartell school district, and the neighborhood is adjacent to 200 acre Mississippi River County Park as well.

41722 County Road 1, Rice

Listing courtesy of Agency North Real Estate, Inc.

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Stearns County Homes with River Front Waterfront features

Newest Stearns County Homes with River Front Waterfront features

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