Stearns Homes with River Front Waterfront features

Welcome to Stearns County, Minnesota, a hidden gem that beautifully marries the charm of small-town living with the allure of stunning natural landscapes. Nestled in the heart of the state, Stearns County is renowned for its picturesque rivers, lush parks, and vibrant communities. With a rich history and a strong sense of community, this county offers an ideal setting for families, retirees, and outdoor enthusiasts alike.

One of the most captivating features of Stearns County is its exquisite riverfront properties. Imagine waking up to the gentle sounds of flowing water and enjoying breathtaking views right from your own backyard. Homes with riverfront waterfront features provide not just a residence, but a lifestyle defined by tranquility and natural beauty. Whether you're sipping your morning coffee on the deck or hosting summer barbecues by the water, these properties offer a unique opportunity to connect with nature.

Stearns County is also home to an array of recreational activities. Kayaking, fishing, and hiking are just a few of the many ways you can immerse yourself in the stunning landscapes that surround you. With the Mississippi River and several lakes nearby, your weekends can be filled with adventure and relaxation.

Additionally, the county boasts a strong sense of community, with charming towns like St. Cloud and Cold Spring offering a variety of shops, restaurants, and cultural events. With excellent schools and abundant amenities, Stearns County is not just a place to live—it's a place to thrive. Discover the perfect riverfront home that allows you to embrace the beauty and serenity of this remarkable region. Your dream lifestyle awaits!

Newest Stearns Homes with River Front Waterfront features

$299,900

3 Beds ⋅ 2 Baths ⋅ 7114144 MLS

This unique riverfront property offers several hundred ft of Sauk River frontage! It is situated on 2.5 private acres with amazing views of the river from everywhere! There is a large 24x34 detached garage with 18' wide door and 2 separate storage sheds for all your storage needs as well as a newer concrete driveway installed in 2024. An exterior remodel & added new Andersen windows and exterior doors, steel siding, gutter caps and shingles. Updated mechanicals and appliances. The location is close to local amenities but has a private setting surrounded by mature trees. The home is neat and well maintained and offers 3 bedrooms, a full bath and a ¼ bath area. Bright and sunny living room with gas fireplace and solid core doors throughout. Oh, and I also forgot to mention all the gardens!! Schedule a tour of this property today! Septic was installed in 2014. Shingles 2021

6642 Old Highway 52, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$160,000

3 Beds ⋅ 2 Baths ⋅ 7097003 MLS

Enjoy easy living in this spacious 3-bedroom, 2-bath condo offering scenic river views and a location that perfectly balances convenience with tranquility. Nestled on a quiet street, this inviting home provides a peaceful retreat while keeping you just a short walk from popular restaurants, shopping, and public transportation. Inside, you'll find generous living spaces designed for comfortable everyday living and effortless entertaining. Large windows showcase the river views and bring in plenty of natural light, creating a warm and welcoming atmosphere throughout the home. 3 same floor bedrooms and in unit laundry and great storage! A heated tuck-under garage with additional storage adds incredible value and convenience, especially during the winter months, providing secure parking and additional storage space.

230 5th Avenue N Unit C5, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$469,900

4 Beds ⋅ 3 Baths ⋅ 7095342 MLS

Nestled among mature trees on a beautifully landscaped lot with 95 feet of frontage along the Sauk River, this exceptional walkout rambler offers a rare combination of privacy, natural beauty, and everyday comfort. Tucked away on a low-traffic street, the property feels like a secluded retreat while still providing convenient access to nearby amenities. From the moment you arrive, the home's attractive curb appeal is evident with its brick-accented exterior, architectural shingles, seamless front rain gutters, and circular asphalt driveway. The oversized attached garage offers abundant space for vehicles, hobbies, and storage, complete with a gas heater, quiet belt-driven LiftMaster garage door with MyQ smartphone connectivity, a service door to the backyard, and additional storage space. Inside, the welcoming foyer features tiled flooring, a skylight that fills the space with natural light, and finishes that continue throughout the home, including six-panel solid doors, Andersen dual-pane windows, recessed lighting, engineered hardwood flooring, and granite kitchen countertops. The well-appointed kitchen offers ample workspace, modern finishes, and appliances that will remain with the home. The main level is designed to capture the beauty of the river from multiple vantage points. Spacious living areas showcase stunning Sauk River views, while the upper composite deck provides the perfect place to relax and enjoy the peaceful setting. The primary suite features recessed lighting and a decorative soffit accent above the headboard, while the private bath offers a jetted Jacuzzi tub, double sinks, tiled flooring, and a beautifully tiled walk-in shower. A second main-level bedroom includes a charming bay window with built-in seating and storage. An updated three-quarter bath and built-in hallway linen closet add convenience and functionality. A standout feature of the home is the bright, window-lined four-season room overlooking the property. Complete with electric in-floor heat, this versatile space is ideal for morning coffee, reading, entertaining, or simply enjoying the surrounding scenery year-round. The walkout lower level continues to impress with expansive river views, generous living space, and direct access to the lower composite deck. A large family room features a brick-surround fireplace with wood mantle, creating a wonderful gathering space. Two additional bedrooms, a three-quarter bathroom, and a spacious fourth bedroom or flex room provide excellent options for guests, hobbies, crafts, a home office, or multi-generational living. This oversized room includes extensive cabinetry, countertops, a double sink, and a large walk-in closet, making it one of the home's most versatile spaces. Practicality meets comfort with abundant storage throughout, including finished storage beneath the stairs, a large mechanical room, and two dedicated laundry/storage areas. The primary lower-level laundry room offers extensive cabinetry, counter space, a built-in pull-out ironing board, and a spacious closet. Mechanical updates provide peace of mind, including a high-efficiency 96% forced air furnace, updated central air conditioning, zoned heating and cooling for separate main and lower-level comfort control, and a 200-amp electrical breaker service panel. Multiple thermostats allow customized comfort throughout the home, including dedicated control for the heated four-season room. Whether you're enjoying coffee on the deck, watching wildlife along the riverbank, or entertaining family and friends in the spacious living areas, this property offers a unique opportunity to enjoy waterfront living in a peaceful, private setting. Click on the Virtual Tour link for an aerial video of the property.

2721 Park Drive, Saint Cloud

Listing courtesy of RE/MAX Results.

$480,000

7081745 MLS

Build your dream home on approximately 5 acres of scenic riverfront property along the Sauk River. This level lot offers the perfect blend of privacy and convenience, with plenty of space for a custom home, outbuildings, and outdoor recreation. Enjoy direct access to the Sauk River and the popular Chain of Lakes, ideal for boating, fishing, kayaking, and exploring miles of connected waterways. Located just minutes from town, you'll appreciate the peaceful setting without sacrificing easy access to shopping, dining, and everyday amenities. A rare opportunity to own acreage with waterfront access.

TBD 223rd Street, Cold Spring

Listing courtesy of Edina Realty, Inc.

$682,400

3 Beds ⋅ 2 Baths ⋅ 7079911 MLS

Beautifully updated walkout rambler nestled along the Mississippi River with 120 feet of shoreline in a desirable Sartell location. Home offers exceptional views and thoughtfully improved living spaces inside and out. This spacious home combines comfort, functionality, and incredible entertaining potential with scenic riverfront surroundings. The main level showcases updated custom cabinetry, granite countertops throughout, newer appliances, and refreshed finishes including updated flooring, paint, ceilings, and lighting. The walkout lower level is designed for gathering and relaxation, featuring a full second kitchen, striking brick fireplace and matching brick bar, plus generous living and entertaining space. The home has extensive improvements and care throughout, including updated bathrooms with granite surfaces and tiled showers, custom storage solutions, recessed lighting, new wainscoting, and mechanical updates including a newer water heater, furnace, AC, water softener, and electrical panel. Outside, enjoy endless river views from the reinforced deck with newer railing, gather around the fire pit on summer evenings, and appreciate added landscaping, sprinkler system improvements, and updated exterior features. A heated 3-car garage provides excellent storage and versatility. Whether enjoying peaceful mornings overlooking the water, entertaining guests year-round, or fishing right off your property this Mississippi River property offers a rare opportunity to enjoy updated living in an outstanding Sartell setting. Because Home is Everything!

904 Riverside Avenue N, Sartell

Listing courtesy of Kerber Castle Realty Group.

$1,475,000

3 Beds ⋅ 5 Baths ⋅ 7075186 MLS

Luxury Mississippi Riverfront Home – Offered for the First Time First opportunity to become the next owner of this extraordinary custom-crafted riverfront residence—a true signature property expertly designed and built in 2003 by renowned local master builder Mike Torborg. Perfectly positioned along one of the most sought-after stretches of the Mississippi River, this 14-mile expanse serves as your “aquatic main street,” anchoring a vibrant, recreation-driven community rich in history and lifestyle. Located just minutes from Stearns County Park in the quiet community of Rice and within the Sartell school district, this is a rare offering that combines privacy, quality, and convenience. This walkout rambler offers approximately 4,500 square feet and is thoughtfully designed to embrace the beauty of the river from nearly every angle. Expansive windows on both the main and lower levels frame breathtaking waterfront views, creating a seamless connection between indoor comfort and the natural surroundings. Some homes simply stand out—but others have a soul. This home delivers an immediate sense of warmth, character, and cherished memories. Every detail has been carefully curated to enhance art, sculpture, and landscape, reflecting the sellers’ deep appreciation for both lifestyle and setting. The grounds are exceptional, featuring tranquil fountains, a natural stream with a charming bridge, paver patios, multiple decks, and expansive green space—perfect for both relaxation and entertaining. Upon entry, you are welcomed by stunning river views. The open-concept main level combines living, dining, and kitchen spaces, enhanced by sunrise views and evenings spent beside two striking stone fireplaces that anchor the home with timeless appeal. The main floor includes a well-appointed owner’s suite with a private 4-fixture bath, walk-in closet, built-in storage, and its own private deck overlooking the river’s northern views. Additional main-level highlights include: Main floor laundry A private office (or potential additional bedroom) adjacent to a full bath A convenient guest half-bath accessible from the garage The kitchen is truly exceptional, featuring a center island, elevated counter seating, a pantry, beautiful maple cabinetry, and a window above the sink offering scenic water views. The lower level mirrors the main floor’s thoughtful design, offering a full second kitchen, dining, and living space—ideal for entertaining or multi-generational living. With multiple walkouts to the patio, durable tiled flooring, and direct access to the tuck-under garage, this level is designed for easy summer living and riverside enjoyment. Lower-level features include: Two bedrooms (one with walk-through access to a full bath with sauna) Additional flexible spaces that can serve as an office, workout room, or extra bedrooms Ample storage and entertaining space The heated tuck-under garage offers convenient access and is complemented by a smart driveway design for easy delivery of water gear and supplies. The main garage features three generous stalls, and the property also includes a detached 2+ stall accessory garage—ideal for hobbies, storage, or workshop use. All garages are heated with finished walls and floors. Situated on 2.07 acres, the property feels like a private retreat while offering an unmatched connection to the Mississippi River lifestyle. Wildlife is abundant, with bald eagles often soaring overhead and deer roaming the surrounding landscape. The river itself offers world-class fishing and endless opportunities for boating and water sports. Explore nearby islands and multiple sandbars—perfect destinations for anchoring and enjoying long, leisurely afternoons on the water. This is a home best experienced in person, where the craftsmanship, setting, and atmosphere truly come to life. Additional details can be found throughout the extensive professional photography accompanying the listing.

40668 County Road 1, Rice

Listing courtesy of VoigtJohnson.

$725,000

4 Beds ⋅ 4 Baths ⋅ 7067184 MLS

This stunning, nearly new home (built in 2022) offers 4 bedrooms, 4 bathrooms, plus a dedicated office and gym, providing space for both everyday living and work-from-home flexibility. Situated on 2.5 acres along the Sauk River, the property features a gradual slope to the shoreline and beautiful water views, with access to the Chain of Lakes. Inside, you’ll find an open floor plan with vaulted ceilings and large windows that capture the natural surroundings. The kitchen is thoughtfully designed with slide-out cabinetry and abundant storage. The primary suite includes a walk in closet and a relaxing soaker tub. Enjoy Minnesota living year-round with a gorgeous four-season porch featuring in-floor heat, as well as an additional three-season porch with stamped concrete. Large 1485 sq ft 3 stall garage. Outdoor spaces are just as impressive, with stamped concrete patios, a concrete driveway, and plenty of room for all your toys. The property is rich with wildlife and includes a garden area ready for you to enjoy.

24047 County Road 23, Richmond

Listing courtesy of Edina Realty, Inc.

$839,000

5 Beds ⋅ 5 Baths ⋅ 7067324 MLS

Discover a rare opportunity to own a private retreat in the heart of town-- where nearly three acres of serene, wooded beauty meet the convenience of being just minutes from everything. This exceptional five-bedroom, five-bath residence offers the perfect balance of luxury, comfort, and seclusion with breathtaking views and over 632 feet of riverfront inviting you to fish, kayak, swim, or simply unwind by the water’s edge. Inside, the home has been thoughtfully updated with new flooring, countertops and custom cabinetry, just to name a few, blending modern elegance with timeless character. Two inviting fireplaces serve as focal points, including one crafted with remarkable 200-year-old barnwood, adding warmth and history to the space. Architectural details like antique stained glass and an authentic 1800s door imported from England create a sense of craftsmanship and story that is truly one of a kind. Step outside onto the expansive decks designed for entertaining or quiet relaxation, all while overlooking the peaceful natural surroundings. A private tennis court adds a resort-like touch, making this property as functional as it is beautiful. This home is located within walking distance of Sauk River Regional Park with hiking and biking trails, a dog park and is very near the YMCA.

2715 Park Drive, Saint Cloud

Listing courtesy of Move it Real Estate Group/Lake.

$250,000

7058925 MLS

This is the perfect 4 acres to build your dream home on the shores of the Mississippi River. Enjoy the wildlife and sunsets with the breathtaking Panoramic views. You have to see this in person to truly realize the beauty.

1714 216th Street E, Clearwater

Listing courtesy of Agency North Real Estate, Inc.

$1,899,898

7033663 MLS

An incredible development opportunity featuring nearly 100 acres in a prime Sauk River location just moments away from St. Cloud / Waite Park, and minutes from St. Joseph. This expansive property offers tremendous potential for mixed-use development including Industrial, Commercial, or Multi-Family opportunities (subject to zoning approvals). Ideally positioned adjacent to the future Stearns County Justice Center, the site is poised to benefit from significant growth and infrastructure investment in the area. With convenient access, natural river frontage, and strong development potential, this property presents a rare opportunity for investors and developers to shape one of the area’s next major growth corridors. Disclaimer: Property lines in the pictures depicts approximate location of layout.

6704 & 6868 Old Highway 52, Saint Cloud

Listing courtesy of RE/MAX Results.

$995,000

3 Beds ⋅ 2 Baths ⋅ 7013632 MLS

It’s time to build your dream home along the Mississippi River with Infinity Homes, one of Central Minnesota’s most prestigious custom builders. This amazing lot offers approximately 186 ft of river frontage in Majestic River Estates, within the Sartell school district and adjacent to the 200+ acre Mississippi River County Park. This is a rare opportunity to create the ultimate riverfront retreat. Construction has not yet begun, giving you the opportunity to make personal selections and tailor the design to your lifestyle, all thoughtfully planned to complement this scenic riverfront lot where you can have your private dock and watercraft access right from your shore. The proposed plan showcases Infinity Homes’ signature quality and serves as an example of what is possible, as the builder can custom design a home to fit your preferences and budget. Ownership also includes an interest in a nearby 6.69-acre private lot featuring a riverfront walking trail, perfect for peaceful walks or casting a line.

41658 County Road 1, Rice

Listing courtesy of Agency North Real Estate, Inc.

$269,900

7013663 MLS

Here is your opportunity to build on a stunning 2.09 acre lot with 231 feet of Mississippi River shoreline, offering breathtaking water views and easy river access! This exceptional property provides an ideal setting for your dream home with room for an additional outbuilding, all while enjoying the serenity of nature and endless opportunities for boating, fishing, and relaxing by the water. Be among the first to build in this rare new riverfront neighborhood at Majestic River Estates, which includes an additional 6.69 acres of common land with walking trails and almost an additional 600 feet of Mississippi River frontage for neighborhood use. This great location is in the Sartell school district, and the neighborhood is adjacent to 200 acre Mississippi River County Park as well.

41722 County Road 1, Rice

Listing courtesy of Agency North Real Estate, Inc.

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