St. Louis County Homes under $400,000

Welcome to St. Louis County, Minnesota – a hidden gem nestled in the heart of the North Star State! Known for its stunning natural beauty, this vibrant county offers a perfect blend of outdoor adventures, rich history, and a warm community spirit. With sprawling forests, pristine lakes, and picturesque trails, St. Louis County is a haven for nature lovers and outdoor enthusiasts alike. Whether you’re hiking the scenic paths, fishing in one of the many lakes, or enjoying winter sports, there’s never a shortage of activities to engage in.

For those looking to call this beautiful area home, St. Louis County features a diverse array of housing options, with many charming homes available for under $400,000. From cozy single-family residences to modern townhomes, there’s something for every taste and budget. These homes often boast spacious yards, inviting interiors, and convenient access to local amenities, making them perfect for families, retirees, or anyone seeking a peaceful lifestyle.

The county is also home to a thriving community, with excellent schools, local shops, and delightful dining options. Residents enjoy a strong sense of belonging, with numerous community events and festivals that celebrate the unique culture of the area.

With affordable housing options and a welcoming atmosphere, St. Louis County is an ideal place to settle down and enjoy a fulfilling life amidst nature’s splendor. Discover your dream home today, and experience the charm and beauty that St. Louis County has to offer!

Newest St. Louis County Homes under $400,000

$258,500

3 Beds ⋅ 3 Baths ⋅ 7155678 MLS

Welcome to this move-in ready Hoyt Lakes home, about 2,600 finished square feet. It offers three legal bedrooms and three bathrooms. The main level features a spacious living room with a gas fireplace that opens to the dining area and a bright kitchen with stainless steel appliances, ample cabinetry, and an island. The dining room includes a sliding glass door to the back deck and fully fenced privacy backyard. The primary bedroom features a private bath with a walk-in shower, plus two additional bedrooms and a nicely finished main bath. The finished lower level offers a large recreation room with a bar, plus two additional finished rooms that work well for office, exercise, hobby, or storage, along with a finished bathroom. Additional features include a new furnace installed in 2025, on-demand natural gas hot water system, whole-house water filtration and central air. Outside, there is a deck and two garages with plenty of space for vehicles and recreational gear and storage for tools. Located just 10 miles from Giants Ridge with access to area trails.

203 Wyandotte Road, Hoyt Lakes

Listing courtesy of Savvy Avenue, LLC.

$364,900

4 Beds ⋅ 3 Baths ⋅ 7154452 MLS

Completely renovated from top to bottom, this spacious Morgan Park home blends timeless character with the peace of mind of extensive modern updates. Offering over2,200 finished square feet, the flexible floor plan features four bedrooms, two full bathrooms, and one half bathroom, along with multiple bonus spaces ideal for a home office, playroom, hobby room, or guest accommodations. The beautifully updated kitchen showcases quality Cardell maple cabinetry, granite countertops from Granite Works, LG appliances, and an adjoining eat-in dining area, while a formal dining room provides additional space for entertaining. Throughout the home, durable waterproof laminate flooring, new Jeld-Wen windows, fresh paint, and neutral finishes create a bright, modern feel. The main-floor bathroom features a Bertch vanity with a granite top, Kohler sink, and Kohler fixtures, reflecting the attention to quality found throughout the home. Additional improvements include a brand-new 40-gallon water heater and a Larson storm door. The unfinished basement offers tall ceilings, abundant storage, and excellent potential for future finishing. Outside, you'll find a detached two-car garage with alley access, an additional off-street parking space, and a convenient location in the heart of Morgan Park near parks, trails, schools, and neighborhood amenities. Beautifully restored while preserving its character, this home offers exceptional space, quality craftsmanship, and modern updates throughout.

1033 85th Avenue W, Duluth

Listing courtesy of RE/MAX Results.

$329,900

4 Beds ⋅ 2 Baths ⋅ 7152322 MLS

Enjoy country living in this great home on 8+ acres. Located 12 miles from Miller Hill Mall, 5 miles from Esko, 6.5 miles to Proctor and 11 miles from Cloquet. So many upgrades inside. Great 3 car garage/shop.

3556 Munger Shaw Road, Cloquet

Listing courtesy of Heartland Realty, Inc.

$195,000

4 Beds ⋅ 3 Baths ⋅ 7153761 MLS

Beautifully updated 4 BR, 2+ bath home offering comfortable living and plenty of space both inside and out! The open concept kitchen flows seamlessly into the dining and living areas creating a welcoming space for everyday living and entertaining. The kitchen features newer appliances and a convenient pantry. Enjoy the changing seasons from the inviting 4 season porch. Recent improvements include a new furnace, A/C, patio and deck, and nicely landscaped yard. The fenced-in yard offers great outdoor space, while the 2.5 stall detached garage provides ample room for vehicles, toys and storage. Relax and unwind in the sauna complete with a shower. Situated on 2 city lots in a great in-town location close to shopping, dining and other amenities. A wonderful combination of updates, space and convenience!

505 6th Street S, Virginia

Listing courtesy of Vermilion Land Office, Inc..

$100,000

1 Beds ⋅ 2 Baths ⋅ 7154230 MLS

Quaint & cute, this one level bungalow offers just enough home for anyone thinking small and manageable. Full basement offers opportunity for additional living space, i.e. family room, additional bedrooms, etc. Home occupies oversized corner lot, along with a 2-stall garage, gazebo and nice sized rear deck. Solar collectors on West side of house support heating system (see in documents). GIVE US A CALL TODAY!

1909 Southern Drive, Virginia

Listing courtesy of Edina Realty, Inc..

$299,900

2 Beds ⋅ 1 Baths ⋅ 7153918 MLS

Welcome to your own slice of country living! This beautiful 2-bedroom, 1-bath home sits on nearly 19 acres, offering the space, privacy, and peaceful surroundings that are getting harder to find. Built in 2003 and thoughtfully maintained, the home welcomes you with gorgeous vaulted ceilings, warm natural light, and an inviting open feel. The updated kitchen features beautiful quartz countertops and flows nicely into the main living area, where a wood-burning stove creates the perfect cozy gathering spot on chilly evenings. Engineered hardwood floors add warmth and style, while the spacious deck provides an ideal place to enjoy your morning coffee, unwind after a long day, or take in the beauty and tranquility of the surrounding property. Looking for amazing garage space for all your toys? This home has an immense tuckunder heated garage for all your storage needs. Outside, the possibilities are endless with nearly 19 acres to explore, enjoy, and make your own. Whether you’re looking for room to roam, space for hobbies and recreation, a peaceful retreat, or simply a place where you can slow down and enjoy the quiet, this home offers a rare opportunity to embrace the freedom and beauty of country living. A wonderful combination of comfortable modern updates, inviting character, and expansive acreage — all waiting for you to call it home.

9821 Highway 2, Brookston

Listing courtesy of RE/MAX Results Duluth.

$359,900

3 Beds ⋅ 1 Baths ⋅ 7153488 MLS

Completely renovated from top to bottom, this stunning Hermantown home perfectly blends timeless character with modern updates on a beautiful 1.6-acre lot. Every inch has been thoughtfully redesigned, featuring bright and inviting living spaces, a gorgeous kitchen with modern cabinetry, updated countertops, stainless steel appliances, beautifully remodeled bathrooms, and stylish finishes throughout. The functional floor plan offers three bedrooms, including two bedrooms on the upper level with a beautifully updated full bathroom, while the main-floor bedroom can easily serve as a formal dining room if desired. An oversized living room filled with natural light creates the perfect gathering space, and the finished lower level provides additional living space along with abundant storage. Outside, you'll find an incredible amount of garage space with a detached 4-car garage plus two additional detached single-car garages, offering endless possibilities for vehicles, recreational equipment, hobbies, a workshop, or extra storage. Set on a private 1.6-acre lot in the highly sought-after Hermantown School District, this move-in-ready property combines modern updates, exceptional space, and a peaceful setting just minutes from everything Hermantown has to offer.

4201 Lavaque Road, Hermantown

Listing courtesy of RE/MAX Results.

$54,900

3 Beds ⋅ 2 Baths ⋅ 7141857 MLS

Welcome home to this inviting and affordable one-level home in Vintage Acres! Designed for comfortable main-level living, the home features wheelchair accessibility at the front entrance, a low-maintenance vinyl exterior, and an additional storage shed. Inside, a warm and cozy living room flows seamlessly into the kitchen and dining area, creating an easy, open feel for everyday living and entertaining. The kitchen offers plenty of oak cabinetry and a practical layout with everything close at hand. The thoughtfully designed floor plan provides great separation between the bedrooms. One wing features two additional bedrooms and a full bathroom, while the spacious primary suite is tucked away on the opposite side for added privacy. The primary offers a generous walk-in closet and private full bath complete with a separate soaking tub and shower. Comfortable, functional, and easy to maintain, this charming Vintage Acres home offers convenient one-level living at an approachable price point.

3 Coban Drive, Duluth

Listing courtesy of RE/MAX Results.

$139,000

2 Beds ⋅ 1 Baths ⋅ 7153380 MLS

Move-in ready and beautifully updated 2-bedroom, 1-bath home in Hibbing! Step inside to a bright, inviting open floor plan that creates a comfortable flow between the living, dining, and kitchen areas. Numerous recent updates give this home a fresh, modern feel, including new windows, flooring, appliances, and light fixtures. The functional layout offers comfortable living with plenty of natural light throughout. Outside, you'll appreciate the detached 1-stall garage for parking and additional storage. With many of the updates already completed, this home is ready for its next owner to move in and enjoy!

3813 3rd Avenue W, Hibbing

Listing courtesy of GRAND PROPERTIES REAL ESTATE.

$299,900

5 Beds ⋅ 3 Baths ⋅ 7153081 MLS

Exceptional craftsmanship and attention to detail shine throughout this completely renovated 5 bedroom, 3 bath home. Thoughtfully transformed from top to bottom, the interior features refinished hardwood floors, new windows throughout, beautiful quartz countertops, new appliances, updated flooring, and a warm wood burning fireplace anchoring the living room. The impressive primary suite is a true retreat with a gas log fireplace, two closets, private balcony, and luxurious bath featuring a jetted tub, dual sinks, and walk in shower. The lower level offers additional living space with sleek new epoxy flooring. Outside, enjoy a stamped concrete patio perfect for entertaining and a storage shed with electricity. An attached 2 stall heated garage and durable Vertex metal roof add even more value. Meticulously finished with quality materials and timeless details, this home is truly move in ready. Don't miss your opportunity to make it yours. Schedule your private showing today!

3617 2nd Avenue W, Hibbing

Listing courtesy of Mirabella Realty.

$349,900

4 Beds ⋅ 2 Baths ⋅ 7153226 MLS

10/5 OPEN HOUSE CANCELLED. Pride of ownership shines throughout this impeccably maintained 4 bedroom, 2 bath home situated on 10 beautiful acres. Lovingly cared for by the same family for over 40 years, this property is a rare find where meticulous care and thoughtful improvements are evident both inside and out. Step inside to a warm and inviting home filled with features designed for comfort and convenience. Quality Marvin windows bring in abundant natural light, while infloor heat in the kitchen and bathroom adds an extra touch of comfort. A cozy gas fireplace, replaced approximately six years ago, creates a welcoming gathering space in the family room. The home also features a newer furnace (2020) and central air conditioner (2022). A huge utility room provides an impressive amount of additional storage and functional space, while a water softener and reverse osmosis system in the kitchen add everyday convenience. One of the home’s standout features is the fantastic 15' x 12' screened-in porch, creating the perfect extension of the living space during the warmer months. Enjoy morning coffee, summer meals, evenings with friends and family, or simply relax and take in the peaceful country surroundings. The exterior is every bit as impressive as the interior. The immaculate yard features mature flower beds and beautifully established landscaping, all surrounded by 10 acres with plenty of room to roam and enjoy the outdoors. Major recent improvements include a new septic system and new roof, offering added peace of mind for the next owner. The 2 car heated garage is another exceptional feature, offering an abundance of extra storage space for tools, outdoor equipment, recreational toys, hobbies, and everything that comes with country living. Located just one mile from the local school and less than 1.5 miles from the Alborn Pengilly ATV Trail, this property combines the privacy and space of country living with convenient access to school and miles of outdoor recreation. With 10 acres, four bedrooms, two bathrooms, Marvin windows, in floor heat, central air, a gas fireplace, an incredible screened in porch, heated garage, abundant storage, beautiful grounds, and more than 40 years of pride of ownership, this home is truly move in ready. Meticulously maintained, thoughtfully updated, and ready for its next chapter!

6356 Stoney Brook Road, Alborn

Listing courtesy of THINK. Home & Land.

$327,500

3 Beds ⋅ 1 Baths ⋅ 7153028 MLS

Enjoy the privacy and beauty of a park-like setting with this attractive 3 BR cedar-sided, split-entry home, conveniently located just 15 minutes from Virginia and 10 minutes to Giants Ridge. Inside, you’ll find spacious rooms filled with natural light and a comfortable, welcoming layout. Step outside onto the deck and enjoy the beautiful surroundings and generous yard. The lower level features a rec room with great potential for additional bedrooms, an office, or expanded living space. A spacious 2+ stall garage provides plenty of room for vehicles, toys, and storage. A wonderful combination of space, privacy, and convenience. Drilled well and compliant septic system included.

7330 Honkola Road, Embarrass

Listing courtesy of Vermilion Land Office, Inc..

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.