Pine County Homes under $400,000

Welcome to Pine County, Minnesota – a hidden gem that perfectly balances the tranquility of nature with the warmth of community living. Nestled in the heart of the North Star State, Pine County boasts a rich tapestry of lush forests, sparkling lakes, and charming small towns, making it an ideal destination for those seeking a peaceful lifestyle without sacrificing modern conveniences.

One of the most appealing aspects of Pine County is its diverse range of homes available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you’ll find a variety of options that fit your budget and lifestyle. From quaint single-family homes in picturesque towns like Pine City and Sandstone to cozy cabins near the stunning St. Croix River, there’s something for everyone in this beautiful region.

Imagine waking up to the sounds of nature, with endless opportunities for outdoor adventures right at your doorstep. Pine County is renowned for its recreational offerings, including hiking, fishing, and snowmobiling, making it a paradise for outdoor enthusiasts. Additionally, the friendly neighborhoods foster a sense of belonging, where community events and local markets bring residents together.

Investing in a home in Pine County not only means securing a beautiful property but also embracing a lifestyle rich in natural beauty and community spirit. Explore the charming homes under $400,000 today, and discover the perfect place to call your own in Pine County!

Newest Pine County Homes under $400,000

$119,900

2 Beds ⋅ 1 Baths ⋅ 7146369 MLS

Peaceful 2.1-Acre Retreat: Your Perfect 4-Season Home or Hunting Getaway! Escape to tranquility with this charming 2-bedroom, 1-bathroom home nestled on a beautifully wooded 2.1-acre lot. Tucked away on a quiet dead-end street, this property offers the ultimate secluded retreat with abundant wildlife right outside your door. Whether you are looking for a full-time peaceful residence, a weekend nature escape, or a prime base camp for hunting, this property checks every box. Step inside to a bright, freshly painted interior that is completely move-in ready. Relax with your morning coffee or take in the evening sunsets from the spacious 3-season porch, the perfect bridge between indoor comfort and natural beauty. Designed for true four-season living, the home features thoughtfully added insulation in the skirting for maximum energy efficiency and winter warmth, along with a brand-new well pump for total peace of mind. The exterior is just as inviting, boasting lovely landscaping that complements the heavy tree coverage and natural surroundings. A standout feature of the property is the massive 2-tier wood shed, offering incredible storage space for firewood, tools, ATVs, or outdoor gear. As an incredible bonus, the seller is offering a 1-year home warranty for completely worry-free living.

25261 Maple Tree Lane, Pine City

Listing courtesy of Keller Williams Premier Realty.

$314,000

3 Beds ⋅ 2 Baths ⋅ 7154128 MLS

Welcome home to this spacious 3 bedroom home located in a great neighborhood just minutes from town and Cross Lake! The bright, open concept main level features a spacious kitchen with stainless steel appliances, ample cabinetry and counter space, a center island, and an easy flow into the dining and living areas. The partially finished lower level is already well underway, offering the potential for a4th bedroom, additional living space, and a roughed-in bathroom ready for your finishing touches. Outside, enjoy the large yard, oversized concrete driveway, and spacious, heated and insulated 3 car attached garage with plenty of room for vehicles, toys, and storage. Enjoy the spacious backyard with neighboring farmland beyond, providing a more open feel and no homes directly behind you. A park located right within the development adds to the appeal, while the convenient location provides easy access to grocery stores, restaurants, shopping, and everyday amenities. With plenty of space inside and out, this home has room to grow and make your own!

645 Highview Loop SE, Pine City

Listing courtesy of Keller Williams Premier Realty.

$233,900

2 Beds ⋅ 1 Baths ⋅ 7153545 MLS

Nestled in the woods, this charming 2-bedroom, 1-bath cabin offers a peaceful escape surrounded by nature. Enjoy cozy cabin living with the perfect blend of comfort and rustic charm. Mature trees surround the property, while three decks and a patio create inviting spaces to relax, gather, and enjoy nature. Enjoy evenings around the fire pit under the stars, and in winter, access the snowmobile trail system without trailering. Deed lake access is conveniently located right across the street offering boating, fishing, swimming, and endless outdoor adventure. Just a short getaway from the Twin Cities, this is the perfect retreat to relax, reconnect, and enjoy the lake life!

20986 Cross Lake Road, Pine City

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$135,000

2 Beds ⋅ 1 Baths ⋅ 7149045 MLS

Enjoy the beauty of keeping life simple. This cozy two-bedroom, single-level home offers just the space you need, with room to add your personal touch and make it your own. Set on a quiet dead-end street with beautiful river views, it’s a welcoming place to slow down without the upkeep of a large home. Some TLC and a few improvements offer the opportunity to build equity while creating a space that reflects your style. A concrete driveway and sidewalks add everyday convenience. Close to schools and shopping, this home brings together a peaceful setting and practical living. Less to maintain, more to enjoy.

1140 3rd Avenue SW, Pine City

Listing courtesy of LPT Realty, LLC.

$379,900

2 Beds ⋅ 2 Baths ⋅ 7151566 MLS

Enjoy privacy, recreation and comfortable one-level living with this 2-bedroom, 2-bath rambler featuring a bonus bunk room, primary bedroom with private bath, screened-in porch and two covered patios. The home is designed for relaxed living and is ideally suited for a family hunting camp or year-round recreational retreat. The property has frontage on the Lower Tamarack River and directly abuts Nemadji State Forest, providing exceptional access to thousands of acres of outdoor recreation. The area offers opportunities for deer, bear, turkey and grouse hunting, along with hiking, snowmobiling and other four-season activities. The current owner has a proven track record of harvesting large black bear on the property. Additional improvements include a 24x24 detached 2-car garage and a 40-foot shipping container providing excellent storage for equipment, hunting gear and recreational vehicles. A new well and compliant septic system add peace of mind. Power is supplied by a propane-powered generator, providing an off-grid setup and a high level of privacy and independence. Whether you're looking for a private hunting property, family getaway or recreational retreat, this property offers a unique combination of comfortable living, river frontage and direct access to the Nemadji State Forest.

61710 Lower Tamarack Road, Bruno

Listing courtesy of Timber Ghost Realty, LLC.

$259,000

3 Beds ⋅ 2 Baths ⋅ 7153153 MLS

Welcome home to this charming 3 bedroom, 2 bath home offering plenty of character and a spacious in townlot! Inside, you’ll find a bright and functional kitchen featuring warm wood cabinetry, a center island,and large windows overlooking the backyard. The inviting enclosed front porch provides the perfect spotto relax and enjoy your morning coffee. Outside, you’ll love the large, deep backyard surrounded bymature trees, offering plenty of space to garden, entertain, or simply enjoy the outdoors. A detachedgarage provides additional parking and storage. Full of charm and conveniently located near localamenities, this home is ready for its next owner!

900 2nd Avenue SW, Pine City

Listing courtesy of Keller Williams Premier Realty.

$399,000

2 Beds ⋅ 2 Baths ⋅ 7144245 MLS

Tons of Potential to Own a Lake Property on Pokegama Lake! Property comes with a great view, a 32x24 Detached Garage, and 114' of Great Lakeshore. Home is ready for a new owner come and take it over, and there is plenty of room at the property to add your own creative touch to bring the property up to its full potential.

14564 Linden Tree Road, Grasston

Listing courtesy of LaBelle Real Estate Group Inc.

$225,000

3 Beds ⋅ 2 Baths ⋅ 7149669 MLS

Own a distinctive piece of Rutledge history in this beautifully updated home, originally built as the Bank of Rutledge. Thoughtfully renovated in 2023, the property combines modern comfort with unforgettable original character, including exposed brickwork inside and out, original upper-level hardwood floors, staircase, and interior doors. The renovation added a practical main-level layout with a new entry and laundry area, bedroom with walk-in closet, and a 3/4 bathroom. The attached garage was reconfigured into a single-car garage to make room for these updates. Upstairs are two additional bedrooms and an exceptionally spacious bathroom. The basement features the concrete-walled room that once served as the bank's vault, a unique reminder of the home's one-of-a-kind past. The original vault doors and fixtures are no longer present, but the concrete walls remain. Additional recent improvements include newer windows, a new roof, and a newly poured concrete driveway. Set on a landscaped corner lot with beautiful perennials and a garden space, the property also includes a detached single-car garage converted into storage for toys and tools, and a charming three-season porch-style room perfect for enjoying Minnesota's warmer months. This is a rare opportunity to enjoy modern updates while owning a part of history.

7338 Main Street, Willow River

Listing courtesy of LPT Realty, LLC.

$174,900

3 Beds ⋅ 2 Baths ⋅ 7149971 MLS

Turnkey, fully furnished and beautifully updated home in the heart of Sandstone! Welcome home to a thoughtfully refurbished 3-bedroom, 2-bath home offering the character of an established property with the comfort and convenience of modern updates. From the moment you step inside, you'll appreciate the warm, inviting spaces, distinctive finishes and attention to detail throughout.The home features a desirable main-level primary bedroom, two full bathrooms, an updated kitchen, comfortable living spaces and two additional bedrooms. The interior has been completely refreshed while preserving a sense of warmth and character that makes the home feel immediately welcoming.Major improvements include updated roofing, windows, heating, electric and plumbing, along with a completely refurbished interior, allowing the next owner to simply move in and enjoy. Even better, the home is being offered furnished, making this an exceptional turnkey opportunity. Outside, the property continues to impress with a large lot and direct backdrop to a city park, creating a open and peaceful setting while still enjoying the convenience of living in town. Mature trees and outdoor space provide room to relax, entertain, garden or simply enjoy the surroundings.Move in, settle in and enjoy Sandstone.

114 Lark Street, Sandstone

Listing courtesy of Keller Williams Classic Rlty NW.

$290,000

2 Beds ⋅ 2 Baths ⋅ 7148801 MLS

There are few opportunities like this come on the market. All one level living, that is move in ready condition, and available immediately. An open floor plan, vaulted ceilings, dome lights in the kitchen and bath. Outside is a short walk to the docks, and boat slip on the Snake River. Just a short walk the the other direction you'll find downtown Pine City, with attractions on many kinds.

110 5th Street SE, Pine City

Listing courtesy of Homes Preferred Realty.

$249,000

3 Beds ⋅ 2 Baths ⋅ 7147891 MLS

Desirable one-level manufactured home in a great Sturgeon Lake location! Built in 1999, this 1,456-square-foot home features 3 bedrooms and 2 bathrooms, with walk-in closets in ALL bedrooms. The spacious primary bedroom includes private bath with sit-down shower. The large living room offers plenty of space for relaxing and entertaining, while the kitchen provides abundant cabinet and counter space, along with a convenient breakfast bar. The dining area opens to a deck, creating an easy connection to the outdoors, while both front and back decks offer additional outdoor living space. The home is connected to city water, sewer, and natural gas and features a forced-air furnace with central air conditioning. Situated on a beautiful half-acre corner lot, the property includes two producing apple trees and an oversized 24’ x 32’ two-car garage with ample room for vehicles, storage, and hobbies. The roofs on both the home and garage were replaced in 2024. All 3 decks were just freshly painted! Enjoy convenient one-level living in a great Sturgeon Lake location!

3116 1st Street, Sturgeon Lake

Listing courtesy of NextHome Perrine & Associates Realty.

$99,000

1 Beds ⋅ 1 Baths ⋅ 7146736 MLS

Why keep renting when homeownership may be more affordable than you think? This charming Hinckley home offers an opportunity to put your monthly housing dollars toward a place of your own. Priced with affordability in mind, this cozy one bedroom, one bathroom home makes great use of its space with an open main level connecting the kitchen, dining, and living areas. Upstairs, the loft style bedroom creates a private retreat with character all its own. Step outside onto the back deck overlooking the fenced backyard, with room to relax, garden, entertain, or simply enjoy having outdoor space of your own. Whether you're searching for an affordable place to call home, a cozy weekend getaway, or your next investment opportunity, this property offers plenty of possibilities. With easy access to I 35 and groceries, dining, shopping, entertainment, and other Hinckley amenities just minutes away, this little home offers a chance to trade rent payments for homeownership without giving up everyday convenience.

204 Noble Street, Hinckley

Listing courtesy of LPT Realty, LLC.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.