Carlton County Homes under $400,000

Carlton County Homes under $400,000

Welcome to Carlton County, Minnesota, a hidden gem nestled in the heart of the North Star State. Known for its breathtaking natural landscapes and tight-knit communities, Carlton County offers a unique blend of rural charm and modern amenities. With its lush forests, serene lakes, and picturesque rivers, this county is a paradise for outdoor enthusiasts, providing ample opportunities for hiking, fishing, and camping.

One of the most appealing aspects of Carlton County is its affordability, particularly when it comes to real estate. Homes under $400,000 are not just a possibility; they are a reality! Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to your needs and budget. From cozy single-family homes in quaint neighborhoods to spacious properties with sprawling yards, Carlton County has something for everyone.

Imagine waking up to the sound of chirping birds and the sight of vibrant autumn leaves right outside your window, all while enjoying the comforts of homeownership without breaking the bank. The community spirit is palpable here, with friendly neighbors and local events that foster a sense of belonging. Plus, with easy access to nearby cities like Duluth and Cloquet, you’ll enjoy the perfect balance of tranquility and convenience.

Explore the possibilities in Carlton County, where affordable homes meet the beauty of nature and the warmth of community. Your dream home is waiting for you in this enchanting corner of Minnesota!

Newest Carlton County Homes under $400,000

421 1st Street, Moose Lake
$265,000
4 Beds ⋅ 2 Baths ⋅ 7154202 MLS
Solid & Well-Maintained 4-Bedroom Home on a Corner Lot in Moose Lake! Welcome to this beautifully maintained, move-in ready home offering space, character, and an unbeatable in-town location. Sitting proudly on a corner lot, this 4-bedroom, full-bath classic is the total package — combining timeless hardwood floors, generous living spaces, and thoughtful details throughout. The main level impresses from the moment you walk in. Four large bedrooms and a full bath provide plenty of room for family and guests, while gleaming hardwood floors lend warmth and character to every step. The spacious kitchen with some updated appliances has an adjourning dining area offering a perfect gathering space for everyday meals and holiday entertaining alike. An attached 1-car garage adds the everyday convenience you'll appreciate all year long — especially come Minnesota winters. Head downstairs and you'll find a fully finished basement that truly expands the living space. A large recreational room sets the stage for movie nights, game days, or a kids' playroom, complete with a charming built-in display shelf that adds both function and character. A 3/4 bath with separate shower, a cold storage room tucked under the stairs, and a large multi-purpose room with laundry, utility sink, and generous counter space make this lower level as practical as it is enjoyable. A dedicated utility and storage room with a hot water boiler and abundant shelving rounds out everything you need below grade. Step outside and take in the best of in-town living. Relax on the front deck — an ideal spot for entertaining or simply unwinding while soaking in the wonderful seasonal views of Moosehead Lake. The yard is thoughtfully landscaped with established hedges along both the street and avenue for natural privacy, while a small wood fence in back creates a perfect secure run for your small four-legged friend. A storage shed with a concrete floor adds the finishing touch for all your outdoor equipment and seasonal storage needs. This is the kind of well-loved, move-in ready home that doesn't come along often — solid construction, smart layout, and a location that puts the best of Moose Lake right at your doorstep.

421 1st Street, Moose Lake

Listing courtesy of NextHome Perrine & Associates Realty.

516 Grove Avenue, Moose Lake
$269,900
3 Beds ⋅ 1 Baths ⋅ 7147422 MLS
Welcome home to this charming 3 bedroom, 1 bath property nestled in a peaceful neighborhood just moments from downtown and local parks! Offering the perfect blend of small town charm, everyday convenience, and outdoor space, this inviting home is ready for its next chapter. Inside, you'll appreciate the practical layout featuring three bedrooms, comfortable living spaces, and the convenience of main-floor laundry. Step outside and discover the true highlight of this property—a beautiful, park like .34 acre lot offering plenty of room to spread out and enjoy the outdoors. Whether you envision summer barbecues, evenings relaxing in the backyard, gardening, or simply enjoying the peaceful surroundings, this spacious yard provides endless possibilities. The detached 2ccar garage offers ample room for vehicles, hobbies, and additional storage, while a separate storage shed provides even more space for lawn equipment and outdoor essentials. Located in a quiet, established neighborhood, you'll enjoy a peaceful residential setting without sacrificing convenience. With parks nearby and downtown just a short distance away, shopping, dining, and community amenities are all within easy reach. Whether you're looking for your first home, ready to downsize, or simply searching for a property with a generous yard and room to make it your own, this home offers a wonderful opportunity. Come experience the charm, space, and potential this property has to offer!

516 Grove Avenue, Moose Lake

Listing courtesy of THINK. Home & Land.

1508 Long Lake Road, Sawyer
$320,000
1 Beds ⋅ 1 Baths ⋅ 7139345 MLS
Escape to your own peaceful sanctuary on Bang Lake, where quiet waters, towering pines, abundant wildlife and gorgeous sunsets create a true Northwoods retreat. This recreational lake offers a wonderfully peaceful setting—perfect for those looking to slow down, unplug and simply enjoy lake life. Taken down to the studs and thoughtfully rebuilt for year-round living, this turnkey cabin has undergone an extensive transformation. Major improvements include a brand-new well and subsurface sewage treatment system, all-new radiant heating throughout, extensive insulation, new roof, SmartSide siding, energy-efficient windows, new plumbing and electrical, LVP flooring, lighting, trim and paint. A beautiful tongue-and-groove vaulted ceiling adds warmth and Northwoods character throughout. The open-concept kitchen and great room are designed for gathering, featuring quartz countertops, new cabinetry and brand-new appliances. A primary suite, beautifully updated bath, washer/dryer, window A/C and new hot water heater complete the comfortable year-round living space. Step outside to the new lakefront deck, new landscaping and stairs leading to the lake, plus a new storage shed. Currently operating as a short-term rental with a strong initial rental history, the property is offered fully furnished and truly turnkey—including the dock, jet ski and canoe. Best of all, this peaceful escape is conveniently located approximately 90 minutes from the northern Twin Cities and just 30 minutes from Duluth, putting dining, shopping, entertainment and all the Northland has to offer within easy reach. Whether you’re searching for a private lake retreat, year-round getaway or investment opportunity, the work here has already been done. Bring your suitcase, settle in and start enjoying life on Bang Lake.

1508 Long Lake Road, Sawyer

Listing courtesy of Northland Sotheby's International Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.