Toivola Homes with Creek/Stream Waterfront features

Welcome to Toivola, Minnesota—a hidden gem nestled in the heart of St. Louis County. Known for its serene landscapes and friendly community, Toivola offers a perfect blend of rural charm and modern conveniences. With its picturesque surroundings and rich natural beauty, this small town is an ideal retreat for those seeking tranquility without sacrificing access to urban amenities.

One of the most enchanting features of Toivola is its stunning homes that boast creek and stream waterfront properties. Imagine waking up to the soothing sounds of flowing water just outside your window, with the gentle rustle of leaves creating a peaceful backdrop to your daily life. These homes often come with expansive yards that lead directly to the water, providing ample opportunities for outdoor activities like fishing, kayaking, or simply enjoying a leisurely stroll along the banks.

Living in a waterfront home in Toivola means embracing a lifestyle that celebrates nature. The vibrant wildlife and lush greenery surrounding the area create a serene environment perfect for relaxation and recreation. Whether you're sipping your morning coffee on the deck, hosting a summer barbecue, or watching the sunset reflect off the water, life here is all about enjoying the simple pleasures.

With its close-knit community, rich history, and breathtaking natural beauty, Toivola is more than just a place to live—it's a place to thrive. If you're looking for a home that offers both comfort and connection to nature, explore the waterfront properties in Toivola and discover the idyllic lifestyle waiting for you.

Newest Toivola Homes with Creek/Stream Waterfront features

$664,900

3 Beds ⋅ 2 Baths ⋅ 7135141 MLS

Exceptional 160-acre Northern Minnesota hunting and recreational retreat near Toivola. This turnkey property offers the rare combination of diverse wildlife habitat, extensive water features, productive open ground, and a comfortable year-round cabin. Approximately 45 acres of tillable/open ground are complemented by mature timber, wooded cover, established trails, a private pond, and roughly 6,000 feet of winding frontage along Sand Creek. Fully enclosed deer stands are already in place, creating an outstanding setup for deer, bear, grouse, turkey, ducks, geese, and other wildlife. At the heart of the property is a beautifully finished 3-bedroom, 1.5-bath cabin with extensive custom woodwork and a warm Northwoods feel. The spacious open-concept living, dining, and kitchen area features soaring vaulted ceilings, abundant natural light, and a wood-burning stove. The kitchen provides generous cabinetry and counter space, while the tiled walk-in shower, main-floor laundry, loft sleeping area, and enclosed porch add comfort and functionality. Hydronic in-floor heat and a mini-split system make the cabin well suited for four-season use. A substantial 32x82 steel building on a concrete slab provides excellent storage for tractors, ATVs, snowmobiles, boats, hunting equipment, and recreational gear, and is equipped with its own wood furnace. The surrounding Toivola area adds even more four-season appeal. The region is home to the nationally known Sax-Zim Bog, offering exceptional birding and wildlife viewing, while nearby ATV opportunities include the 39-mile Alborn-Pengilly Railroad Trail and connections throughout the greater trail system. Whether you're searching for a serious hunting property, private family retreat, or year-round recreational base camp, this property offers the land, water, improvements, and infrastructure to enjoy from day one. Additional acreage is available. All property lines on photos are approximate boundaries.

10852 W Toivola Road, Toivola

Listing courtesy of Timber Ghost Realty, LLC.

$180,000

7130756 MLS

Versatile 80 tract located in Toivola, MN. Approximately 75 acres are open and tillable, with a strong history of income producing hay production and quality soils suitable for continued agricultural use. The balance of the property consists of approximately 5 acres of woods, providing cover and natural diversity along the edge of the field. About 300 feet of frontage along Sand Creek flows through the northeast corner. Sand Creek carries a Minnesota-designated trout stream classification, recognized for cold-water trout habitat. The creek frontage adds a natural water feature and supports local wildlife. The mix of productive ground, wooded acreage, and creek frontage offers flexibility for farming, recreation, or a future homesite. Utilities run along the road. Open builder with no covenants or deed restrictions, allowing a wide range of potential uses. The property is located 1.5 miles from the Alborn-Pengilly Railroad State Trail for snowmobile and UTV access and within a few miles of more than 15,000 acres of State Forest land. Approximately 2.5 hours from the Minneapolis–Saint Paul and about one hour from Duluth. One additional adjoining 80-acre parcel is also available, offering the opportunity to assemble up to 160 contiguous acres. This parcel is a buildable, productive agricultural tract with recreational appeal and long-term flexibility. Come check out this unique opportunity in rural St. Louis County, MN.

TBD Arkola Road, Toivola

Listing courtesy of Timber Ghost Realty, LLC.

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