Sturgeon Lake Homes under $400,000

Welcome to Sturgeon Lake, Minnesota, a hidden gem nestled in the heart of Pine County. This charming city is surrounded by the natural beauty of lush forests and serene lakes, making it an ideal destination for those seeking a peaceful lifestyle while still enjoying modern amenities. With a population that embraces a close-knit community spirit, Sturgeon Lake offers a warm and welcoming atmosphere that feels like home.

One of the standout features of Sturgeon Lake is its impressive selection of homes available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you will find a variety of options that cater to diverse tastes and budgets. From cozy single-family homes with picturesque views to spacious properties perfect for family gatherings, there’s something for everyone in this vibrant city.

Outdoor enthusiasts will appreciate the abundance of recreational activities available in and around Sturgeon Lake. With numerous lakes, including the beautiful Sturgeon Lake itself, residents enjoy fishing, boating, and swimming during the warm summer months. In the fall, the stunning foliage transforms the landscape into a breathtaking tapestry of colors, perfect for hiking and exploring.

The community is also rich in local charm, featuring quaint shops, delicious dining options, and seasonal events that bring neighbors together. Sturgeon Lake truly embodies the essence of small-town living, where you can enjoy tranquility without sacrificing convenience.

Discover your dream home in Sturgeon Lake, where affordable living meets the beauty of nature and the warmth of a friendly community. Your ideal lifestyle awaits!

Newest Sturgeon Lake Homes under $400,000

$289,500

3 Beds ⋅ 1 Baths ⋅ 7163431 MLS

Beautiful 3 bedroom 1 bath log sided cabin with vaulted ceilings and open, "one-level living" floor plan. Enjoy the private setting, situated on 1/2 an acre of grassy lawn, surrounded by towering pines. For only $25/year, this property is part of the Sturgeon Rush Owners Association (SROA) which includes association lake access to BOTH Sturgeon & Rush Lakes. Providing well managed, private gated access to Sturgeon Lake boat launch and private beach as well as a boat landing on Rush Lake. Built in 2002, this home has been meticulously cared for and features in-floor heat & gas fireplace. New refrigerator (2026), new front and side doors (2025), new carpet in living room and primary bedroom (2024) and newer roof (2016). There are 2 bedrooms, a full bath & utility room all on the main floor with an oversized 3rd bedroom in the loft. Very nice yard with fire pit and large patio space just off the kitchen. Oversized, 28x36, 3-car garage with service door for added convenience. Easy access to State Hwy 35 and the Twin Cities makes this a convenient location for your summer adventures as a cabin or your new forever home. Property is very private and offers lots of opportunities for the outdoorsman including snowmobiling, 4 wheeling, fishing and more. This is the recreational spot that your family has been looking for! Bonus - no waterfront taxes but waterfront access! Rush and Sturgeon Lakes are premier lakes in the area for all around recreation. This beautiful home is ready for you and all your new adventures!

37180 Teal Drive, Sturgeon Lake

Listing courtesy of RE/MAX Northland.

$140,000

2 Beds ⋅ 1 Baths ⋅ 7162041 MLS

This affordable two-bedroom, one-bath Sturgeon Lake home sits on a corner lot and has a fantastic oversized two-stall garage. There's a nice yard off to the side and not only does it have city water, it also has a drilled well on site. The main floor features an eating kitchen, a nice-sized living room, main floor laundry, and a full bath while the upstairs has two decent-sized bedrooms, one with a walk-in closet. It's not often you get a livable house in this price range in such a great location!

8953 Market Street, Sturgeon Lake

Listing courtesy of GRAND PROPERTIES REAL ESTATE.

$235,000

3 Beds ⋅ 2 Baths ⋅ 7147891 MLS

Desirable one-level home in a great Sturgeon Lake location! Built in 1999, this 1,456-square-foot home features 3 bedrooms and 2 bathrooms, with walk-in closets in ALL bedrooms. The spacious primary bedroom includes private bath with sit-down shower. The large living room offers plenty of space for relaxing and entertaining, while the kitchen provides abundant cabinet and counter space, along with a convenient breakfast bar. The dining area opens to a deck, creating an easy connection to the outdoors, while both front and back decks offer additional outdoor living space. The home is connected to city water, sewer, and natural gas and features a forced-air furnace with central air conditioning. Situated on a beautiful half-acre corner lot, the property includes two producing apple trees and an oversized 24’ x 32’ two-car garage with ample room for vehicles, storage, and hobbies. The roofs on both the home and garage were replaced in 2024. All 3 decks were just freshly painted! Enjoy convenient one-level living in a great Sturgeon Lake location, two blocks away from the Willard Munder bike trail. MOTIVATED SELLERS! Call for your private showing.

3116 1st Street, Sturgeon Lake

Listing courtesy of NextHome Perrine & Associates Realty.

$134,499

3 Beds ⋅ 2 Baths ⋅ 7143236 MLS

Be the first to call this beautiful brand-new home yours! Located in the scenic SunBay community in Sturgeon Lake, this 3-bedroom, 2-bathroom home offers modern comfort, an open layout, and plenty of space to settle in and make it your own. Enjoy peaceful community living surrounded by the natural beauty of Sturgeon Lake. SunBay offers a welcoming neighborhood atmosphere with easy access to outdoor recreation, local amenities, lakes and nearby towns-making it a great place to enjoy a slower pace without giving up convenience. Lot rent is $475 per month and includes water, sewer, and garbage.

33427 Gardenview Drive, Sturgeon Lake

Listing courtesy of United Country Real Estate Minnesota Properties.

$219,999

5 Beds ⋅ 3 Baths ⋅ 7143251 MLS

Space, comfort, and lakeside living come together in this beautiful 2018 Champion home located in the desirable SunBay Community. With an expansive 32' x 76' floor plan and spacious open living areas, this home offers plenty of room to relax, entertain, and enjoy everyday life. Nestled near the scenic beauty of Sturgeon Lake, SunBay offers a peaceful community setting surrounded by nature. Enjoy easy access to boating, fishing, hiking, dining, shopping, and other outdoor recreation while coming home to a welcoming community atmosphere. Two stall detached garage. Lot rent is $475 per month and includes water, sewer, and garbage.

33136 Sumac Drive, Sturgeon Lake

Listing courtesy of United Country Real Estate Minnesota Properties.

$400,000

3 Beds ⋅ 1 Baths ⋅ 7119221 MLS

Welcome to Sturgeon Island—a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.

90520 Island Loop, Sturgeon Lake

Listing courtesy of Fathom Realty MN, LLC.

$259,900

3 Beds ⋅ 2 Baths ⋅ 7115807 MLS

Motivated Sellers! Come see this well maintained 3-bedroom, 2-bath home sitting on nearly 2 acres. Inside you will find an open concept layout and kitchen with ample cabinetry and counter space. Two large living rooms with a cozy fireplace. Fresh paint through out. Outside, the 30' x 40' detached garage with electricity offers space for vehicles, storage, hobbies or workshop. Secluded lot with plenty of room to expand, while still being minutes from I-35, lakes, and ATV trails. Optional association provides access to both Sturgeon Lake and Rush Lake. Whether looking for a year round residence or weekend getaway, this home has so much to offer!

87598 Alder Loop, Sturgeon Lake

Listing courtesy of United Country Real Estate Minnesota Properties.

$299,999

2 Beds ⋅ 1 Baths ⋅ 7101021 MLS

Nestled among mature trees, a scenic private drive leads to this move-in-ready, single-level home set on nearly 6 acres. Enjoy an open floor plan with in-floor heat, a fireplace, and custom cabinetry. Step outside to a spacious patio overlooking a private backyard - perfect for entertaining or bringing your landscaping ideas to life. Conveniently located off a paved road, this home offers easy access while remaining peacefully tucked away and minutes from multiple public lake access points and I-35. Two-plus car insulated garage with in-floor heat, storage shed, and chicken coop included. What more would you want?

86196 Military Road, Sturgeon Lake

Listing courtesy of Evergreen Realty LLC.

$279,000

3 Beds ⋅ 2 Baths ⋅ 7078990 MLS

Looking for your next home or seasonal cabin? Come see this well maintained 3bd/2ba home located near Sturgeon Lake! Inside you'll find an open layout kitchen and living room, with nice sized bedrooms in the rear. Outside you'll find a Gazebo that's great for hosting! A 28x40 oversized garage with electric, perfect for storing boats, atv's and much more. Compliant septic system and drilled well. Road access on Cori Lane as well. Included with a small yearly fee is deeded access to 2 nearby lakes - Sturgeon Lake and Rush Lake. Located close to several lakes, ATV/Snowmobile trails and not far from I-35, this home has the potential as a full time residence or weekend getaway. Schedule your showing today!

87097 Harmony Lane, Sturgeon Lake

Listing courtesy of United Country Real Estate Minnesota Properties.

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Sturgeon Lake Homes under $400,000

Newest Sturgeon Lake Homes under $400,000

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