Stillwater Homes under $400,000

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Newest Stillwater Homes under $400,000

$239,900

2 Beds ⋅ 1 Baths ⋅ 7154350 MLS

This affordable home sits on the south hill; elevated away from the bustling downtown strip providing a quiet tight-knit residential feel while keeping the St. Croix River waterfront highly accessible. It is within walking distance to Meister’s Bar & Grill, You & Me Café and the Stillwater middle school. Bring your ideas and call this home! Partially fenced yard, shared driveway, egress window in the unfinished basement, forced air furnace & A/C. The assessment balance has been paid in full. The buyer is to verify all information and measurements; including verify with the city of Stillwater regarding any future garage plans. This property was purchased from the owner in redemption – NOT in foreclosure. The seller has never occupied the property and is a licensed MN Real Estate Agent.

922 6th Street S, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$380,000

3 Beds ⋅ 2 Baths ⋅ 7151064 MLS

Welcome to this charming 3-bedroom, 2-bath home tucked away on a quiet dead-end street in Stillwater. Situated on a large, double-deep lot, this property offers an uncommon amount of outdoor space and plenty of room to enjoy, garden, entertain, or simply relax. The main level features convenient one-level living with a bedroom, full bathroom, kitchen, and laundry all on the same floor. The home has seen minor updating throughout while retaining its comfortable, inviting character. A welcoming front porch wraps around the side of the home, providing a great spot to enjoy the peaceful surroundings. The large enclosed rear porch offers additional seasonal living or entertaining space. The detached 2-car garage is both heated and insulated, providing excellent space for vehicles, storage, hobbies, or a workshop. The quiet dead-end setting adds to the appeal, while still being conveniently located near all that downtown Stillwater and the surrounding area have to offer. A great opportunity for someone looking for a home with a spacious lot, excellent garage space, convenient main-level amenities, and a peaceful Stillwater setting.

423 Greeley Street N, Stillwater

Listing courtesy of RE/MAX Professionals.

$394,900

3 Beds ⋅ 2 Baths ⋅ 7151883 MLS

Welcome to this thoughtfully updated 3 bedroom, 2 bathroom home in an incredible Stillwater location, just minutes from Lily Lake, parks, trails, shopping, restaurants, and historic downtown Stillwater. Set on a spacious, tree lined lot, the private backyard offers mature trees, abundant shade, and a large deck, creating the perfect setting for relaxing or entertaining. The sun filled main level features vaulted ceilings, an open layout, and stylish updated finishes that create a warm, inviting atmosphere. The remodeled kitchen offers stainless steel appliances, stone countertops, a center island, and generous workspace. Two bedrooms and a full bathroom are located on the upper level, while the finished lower level expands the living space with a large family room, third bedroom, and ¾ bathroom, making it ideal for guests, a home office, or everyday living. Over the years, the sellers have lovingly maintained the home with numerous improvements, including a brand new furnace and air conditioner, finished lower level, updated durable hard surface flooring on the upper level, new gutters, rain garden, and water softener. This is an outstanding opportunity to own a thoughtfully updated home in one of Stillwater's most desirable neighborhoods.

1401 Driving Park Road, Stillwater

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$349,900

2 Beds ⋅ 1 Baths ⋅ 7150252 MLS

Very Charming move in ready home featuring beautiful hardwood floors, original woodwork, high ceilings, two large 3 season porches, and an abundance of window's that fill the home with natural light and timeless ambience. Bring your ideas to expand and enhance the additional spaces such as the the porches or office.Enjoy the large fenced yard with room to garden, and entertain. Nice driveway for camper or boat parking.Perfect shed for lawn equipment. tools, and garden supplies. Conveniently located with-in walking distance to historic downtown Stillwater for dinner and shopping.

1221 1st Street S, Stillwater

Listing courtesy of Heartland Real Estate Professi.

$400,000

4 Beds ⋅ 2 Baths ⋅ 7150592 MLS

Rare Dual-Garage Gem Backing to Sunrise Park! Nestled in Stillwater's highly sought-after Croixwood neighborhood, this 4-bedroom, 2-bathroom home offers the perfect mix of updates and an unbeatable location. Inside, enjoy fresh new interior paint, gleaming floors, and brand-new carpet throughout. Major updates including a newer roof and mechanical systems provide complete peace of mind. A true rare find, this property features both a 2-car attached garage AND an additional 2-car detached garage, giving you massive space for workshop projects, toys, or extra storage. Step outside into your private, fully fenced backyard that opens directly up to the scenic green space and trails of Sunrise Park. Enjoy effortless park access, quiet neighborhood living, and close proximity to historic downtown Stillwater. Move-in ready with fresh finishes, unmatched garage space, and a dream parkside setting schedule your showing today!

2483 Hidden Valley Lane, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$319,000

1 Beds ⋅ 1 Baths ⋅ 7131746 MLS

Live amongst the storied steeples of Stillwater in one of the sweetest locations in town, just three blocks from downtown. This all-brick former church, built in 1883 on a site where the congregation had worshipped since 1857, carries an abundant history and charm within its walls. With the many architectural elements, it could have its own poster, "Windows and Doors of Stillwater.” One of the perks that sets this particular condo unit aside is that you are able to park along Myrtle and enter the north side door for easy access with just a few stairs. This one-bedroom + den condo pairs easy-care laminate floors with an exposed brick wall with two stained glass windows that add extra ambiance. A sweet and functional galley kitchen leaves more room for the living and dining areas, and southern exposure brings in lots of natural daylight. The bathroom is fully renovated and handicap accessible, and a private deck, which is on the southwest corner of the building, makes it easy to enjoy the outdoors. Common areas feature fresh paint throughout and a newly updated community room with new flooring, lighting, and renovated bathrooms, plus a ping pong room, sauna, and workshop. You'll love the heated underground parking plus the spot in the private lot. So nice and welcoming as a primary residence to come home to, or as a second home/ weekend getaway from the cities to perhaps enjoy the boat club on the river and all of the festivities that Stillwater offers year round!

116 3rd Street S, Stillwater

Listing courtesy of eXp Realty.

$280,000

2 Beds ⋅ 1 Baths ⋅ 7149078 MLS

Charming single-level 2-bedroom home offering comfortable living spaces and plenty of outdoor space to enjoy. The home features a welcoming living room, two bedrooms, a full bathroom, and a kitchen with classic cabinetry and stainless steel appliances. The spacious screened porch provides a great spot to relax or entertain, with additional deck and patio space outside. Main-level laundry adds convenience, while the detached garage provides parking and storage. A great opportunity to make this home your own in a convenient Stillwater location.

622 Laurel Street W, Stillwater

Listing courtesy of Kris Lindahl Real Estate.

$194,900

2 Beds ⋅ 1 Baths ⋅ 7148678 MLS

Welcome to 2227 Pinehurst Street, a fabulous, move-in-ready townhome offering convenient main-floor living and exceptional energy efficiency. Redone floor-to-ceiling just two years ago, this low-maintenance home features fresh paint, upgraded flooring, a stylish kitchen complete with stainless steel appliances and a decorative tile backsplash, as well as a new kitchen sink and garbage disposal installed in 2025. The fully updated main bath showcases a modern barn door and an integrated laundry closet equipped with a new washer (2026). Enjoy peace of mind with major mechanical upgrades, including a brand-new furnace and central air conditioning installed in May 2026 (backed by a 10-year transferable warranty to the buyer) and a new water heater installed in 2025. Ranked as the 56th most energy-efficient home in Stillwater per Xcel Energy, this home offers exceptionally low utility costs thanks to smart sizing, quality insulation, and thermal efficiency shared with neighboring units. Step outside to your private patio overlooking a quiet, park-like green space with direct access to a neighboring church field complete with park grounds, baseball fields, and volleyball courts. Unbeatable location highlights include quick access to Highway 36 and walking proximity to Market Drive shopping (Cub Foods, Target, CVS, Starbucks) as well as favorite local hotspots like Sweet Leaf Bubble Tea, You and I Cafe, and Victoriano’s Pizza. Located just minutes from historic downtown Stillwater’s riverfront festivals, annual World Ice Sculpture Competition, and Lumberjack Days, plus a short drive to scenic Square Lake, this turnkey gem delivers comfort, convenience, and charm.

2227 Pinehurst Street, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$379,000

3 Beds ⋅ 2 Baths ⋅ 7148105 MLS

**ATTENTION BUYERS with VA Financing** The current VA loan is assumable at 3.125%! Spectacular Lake McKusick views … Enjoy unforgettable sunsets, from this Stillwater home nestled within the historic village. Just steps from the scenic lake path that meanders past Oak Glen Golf Course and connects to Browns Creek Bike path and the Gateway Trail. Walk into the reenvisioned open concept with updated kitchen highlighted by solid surface counters, pendent lighting. An adjacent great room is ideal for gathering and could be used for both a formal dining area and living room with access to the south facing deck. The spaces are filled with beams of natural sunlight and panoramic views of the lake. A main-floor bedroom features a private ground-level deck overlooking the enclosed rear yard, where colorful new perennial gardens have been established. The full main floor bath incorporates a soaking tub, separate shower, glass block window for privacy and tile flooring. Numerous updates include a brand-new glass entry door and garage service door '26, many areas of the interior have been freshly painted '26, complemented by newer LVP flooring, plush carpet, SS kitchen appliance suite '24. The spacious walkout, split-entry design provides flexible living arrangements, allowing family members to enjoy their own individualized spaces while gathering in inviting communal areas that take full advantage of the spectacular lake views. The enormous two-car garage offers room for large vehicles, a boat, workshop, or all your recreational gear. A separate storage shed behind the garage provides additional space for equipment. Just minutes from downtown Stillwater’s acclaimed restaurants, shopping, riverfront, and leisure activities, with convenient access to Highway 36 and the Twin Cities. If you’ve been searching for a special place in the heart of Stillwater where nature, views, and convenience come together—you just found your hidden gem!

924 Maple Street W, Stillwater

Listing courtesy of Coldwell Banker Realty.

$254,900

3 Beds ⋅ 2 Baths ⋅ 7146896 MLS

Welcome home to this inviting 3-bedroom, 2-bath multi-level townhome offering comfortable living spaces and a functional layout. The main level features beautiful hardwood floors and a spacious living room anchored by a gas-burning corner fireplace with stone surround. The kitchen offers stainless steel appliances, Plenty of cabinet space and an open feel that's perfect for everyday living and entertaining. Step outside from the living room onto the private deckSan ideal spot to relax or enjoy the outdoors. Upstairs you'11 find all three bedrooms along with a full bath. With its warm finishes, versatile living spaces and low-maintenance townhome lifestyle, this home is ready to welcome its next owner! Enjoy a prime location just minutes from dining, shopping. the Gateway Trail, Browns Creek Trail with direct access to downtown stillwater, as well as wetlands, parks, and golf coursessall with easy interstate access. Schedule your private showing today!

3604 Abercrombie Lane, Stillwater

Listing courtesy of Re/Max Advantage Plus.

13991 60th Street Court N Unit 304, Stillwater

$170,000

2 Beds ⋅ 2 Baths ⋅ 7146110 MLS

13991 60th Street Court N Unit 304, Stillwater

Listing courtesy of eXp Realty.

$369,900

4 Beds ⋅ 2 Baths ⋅ 7145202 MLS

Spacious 4-bedroom, 2-bath home situated on a large lot along a quiet road, featuring an oversized 3-car garage. Recent improvements include fresh interior paint, updated fixtures, and more. Some updating is still needed, including completion of the interior trim and flooring. The large, unfinished walkout basement offers additional possibilities for future use. With its generous space and improvement potential, this property may also be an excellent investment opportunity. Bring your ideas and finishing touches to make this home your own! Property is being sold AS-IS.

1250 Center Street N, Stillwater

Listing courtesy of LPT Realty, LLC.

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