South Saint Paul Homes under $400,000

Welcome to South Saint Paul, a charming city nestled in Dakota County, Minnesota. Known for its friendly community and rich history, South Saint Paul offers a unique blend of suburban tranquility and urban convenience. With its picturesque parks, vibrant local businesses, and a strong sense of community, it's no wonder that families and young professionals alike are drawn to this delightful area.

South Saint Paul boasts a variety of homes under $400,000, making it an attractive option for first-time homebuyers or those looking to downsize without sacrificing quality. From cozy bungalows to spacious split-levels, there’s something for everyone in this diverse housing market. Many homes feature beautiful yards, perfect for enjoying Minnesota's stunning seasons, while others are conveniently located near local amenities, schools, and parks.

The city is well-connected to the Twin Cities, providing residents with easy access to Minneapolis and St. Paul while maintaining the charm of a close-knit community. Enjoy weekend strolls along the scenic Mississippi River or take advantage of the numerous recreational activities available, including walking trails and sports facilities.

With a strong commitment to community engagement and development, South Saint Paul is not just a place to live; it's a place to thrive. Whether you're looking for your first home or a cozy retreat, South Saint Paul offers an inviting atmosphere and a range of options that cater to various lifestyles—all within an affordable price range. Discover the possibilities that await you in this wonderful city!

Newest South Saint Paul Homes under $400,000

$349,900

5 Beds ⋅ 3 Baths ⋅ 7152837 MLS

Beautifully finished from top to bottom, this 5-bedroom, 3-bathroom home is entirely move-in ready. The main level welcomes you with an expansive, open floor plan that naturally draws you toward the beautifully updated kitchen with newer countertops, backsplash and appliances—perfect for hosting weekend get-togethers or enjoying quiet morning coffee. Upstairs are 3 bedrooms together with the primary bedroom featuring a walk-in closet. The lower level is fully finished with recreation room, two bedrooms, and a full bathroom. The best part of this home? The absolute peace of mind it offers. With a newer roof, fresh siding, and updated mechanicals, you can skip the weekend projects and get straight to enjoying your new space. Head out back to take advantage of the fantastic yard, complete with a large, oversized storage shed to house all your outdoor equipment. Whether you're entertaining indoors or enjoying the backyard, this home delivers on every level.

909 8th Avenue S, South Saint Paul

Listing courtesy of HOMESTEAD ROAD.

$220,000

4 Beds ⋅ 2 Baths ⋅ 7154286 MLS

Welcome to 144 3rd Ave S, a place that feels like home from the moment you arrive. With newer main-level windows, a new kitchen range, and a new washer and dryer in the main-level bathroom, this home offers a lovely blend of comfort and everyday convenience. Just outside your door, you’ll find some of the neighborhood’s favorite spots — perfect for a morning walk to the local coffee shop, a relaxed lunch at the nearby café, or an evening trip for a sweet treat at DQ. From simple daily routines to special little moments, this is a home where life feels easy, comfortable, and full of charm.

144 3rd Avenue S, South Saint Paul

Listing courtesy of Keller Williams Select Realty.

$239,900

4 Beds ⋅ 1 Baths ⋅ 7153939 MLS

4 bedroom/1 bath. Instant Equity Builder. Nice Large Corner Lot. Your home is waiting for your decorating decisions! You will want to dig right in, and make your own. Property is in need of renovation and updating, offering an opportunity for a buyer to make improvements and add value. Being sold in its current condition. More pics to come.

556 11th Avenue N, South Saint Paul

Listing courtesy of Ashworth Real Estate.

$297,000

3 Beds ⋅ 1 Baths ⋅ 7153037 MLS

Welcome to this well-maintained South St. Paul rambler, tucked away on a quiet dead-end street near a neighborhood park. The main level features a spacious, open floor plan with a large kitchen that flows into the living room. A striking brick fireplace anchors the living space, adding warmth and character that you don't often find in homes of this era. The large picture window brings in plenty of natural light, and all three bedrooms are conveniently located on the main level with original hardwood floors. Downstairs, the partially finished lower level offers a cozy family room with a second fireplace, perfect for Minnesota winters, plus substantial unfinished space with an opportunity to add more finished living area and build equity (4th bedroom potential with the addition of an egress window). Outside, you'll appreciate the nicely landscaped .22-acre lot and insulated and heated garage. There is also a shed to store all your winter and summer yard equipment. A new roof in 2024 provides added peace of mind. Great location, plenty of space, and features that set this home apart from the typical rambler!

149 19th Avenue S, South Saint Paul

Listing courtesy of Norton Realty, Inc.

$229,900

3 Beds ⋅ 1 Baths ⋅ 7149348 MLS

Welcome to this 3 bedroom, 1 bathroom 1.5 story home offering a great opportunity to add your personal touches and build equity. The main level features hardwood floors throughout the living room and two bedrooms, along with a full bathroom and kitchen. The upper level offers a third bedroom, while the lower level provides additional storage space. Enjoy the convenience of a detached 2-stall garage. This home is being sold As Is.

312 5th Avenue S, South Saint Paul

Listing courtesy of HOMESTEAD ROAD.

$320,000

3 Beds ⋅ 1 Baths ⋅ 7148259 MLS

Charming one-level living with plenty of space to make your own! This inviting South St. Paul rambler is situated on a double, fenced lot and offers a comfortable and functional layout. The main floor features a spacious living room, separate dining area, kitchen, three bedrooms, and a full bathroom on the main level. The large living room provides plenty of space for everyday living and gathering, while the dining area offers a dedicated space for meals and entertaining. The three bedrooms provide flexibility for family, guests, a home office, or hobbies. Roof and insulation 2025, hardwood floors on the main, updated bathroom, all windows have been replaced over time. The full basement is drain tiled and adds valuable storage and excellent potential for additional living space, recreation, or future projects. A bonus toilet and new shower - not included in the bath count - are located in the basement and are fully functional. Outside, enjoy a detached garage with room for parking and additional storage. Conveniently located near parks, shopping, dining, schools, and major roadways, this home offers comfortable one-level living with plenty of opportunity to make it your own.

416 21st Avenue S, South Saint Paul

Listing courtesy of Coldwell Banker Realty.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7149640 MLS

Discover a truly rare opportunity to own a beautifully preserved, untouched 1962 home that has been cherished by the same family since it was built. One-family owned from new and exceptionally cared for throughout the years, this home offers an authentic sense of character, craftsmanship, and charm that is increasingly difficult to find. Situated on a desirable corner lot with a flat, usable yard, the property features an oversized, deep 2-car detached garage. Inside, the floor plan flows beautifully, with generously sized bedrooms on the main level and an abundance of natural light throughout both floors. The home's original character is truly the star of the show. Beautifully preserved original woodwork, doors, built-ins, appliances, light fixtures and two beautiful brick fireplaces remain intact, offering a glimpse into the craftsmanship and style of 1962. Recent updates include a new boiler and hot water heater. The exterior chimney has also recently been completely rebuilt. Easily add an additional bedroom in the lower level with an egress window, wall and door. The lower level provides wonderful flexibility with its separate entrance and the ability to close it off from the main living space, ideal for additional living quarters, guests, a home office, or a potential income producing rental opportunity. The pride of ownership is evident throughout every room. This is a home that has been carefully maintained and preserved rather than remodeled away, making it move-in ready while retaining the details and personality that make it special. Conveniently located near 494, 52, and 61, making commuting easy.

202 Ash Street W, South Saint Paul

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7138150 MLS

Fantastic walkout rambler featuring a private entry to a separate mother-in-law apartment—ideal for extended family, guests, or additional living space. Structurally sound with beautiful oak hardwood floors, classic wet plaster walls, and a fantastic detached two-car garage. Extensively updated throughout, including a newly finished lower level with a new bedroom and egress window, additional living space, updated flooring, fresh paint, drywall, framing, trim, lighting, and electrical improvements. The remodeled lower-level kitchen features updated cabinetry, countertops, fixtures, plumbing, and electrical. The lower-level bathroom has also been remodeled with updated fixtures, finishes, and plumbing. Additional improvements include upgraded in-ground plumbing and pipes, along with numerous updates throughout the basement renovation. Exterior improvements include a new roof on both the home and garage, plus new gutters. A unique opportunity offering flexible living arrangements, quality updates, and a wonderful combination of classic character and modern improvements!

1042 6th Avenue S, South Saint Paul

Listing courtesy of RE/MAX Results.

$338,900

3 Beds ⋅ 2 Baths ⋅ 7148430 MLS

3 car garage and a 60’ wide lot…that’s just the beginning! There’s an adorable, beautifully updated 3 BR 2 BA home that goes with it! First the garage…newer 34x28 space with tall ceilings, insulated, heated and finished. This is more than space for the car enthusiast or mechanic. This multi-purpose building can be the crafting space for a favorite hobby, small business venture or just entertainment room for parties. Even comes with an EV station and 100-amp service! The large privacy fenced yard includes a storage shed, a 20x22 patio and fire ring…a real private outdoor retreat. The home is move-in ready! Upgrades range from new appliances to 200-amp electrical service. Thoughtfully crafted to reflect today’s modern colors with the charm and character of a 20’s-built home. Foyer opens to an entertainment-size living room, kitchen includes eat-in dining, 2 BRs and remodeled bath and nice back entry space on the main floor. Lower level features a 3rd spacious BR and large ¾ bath plus a quaint TV room…a real private space for guests or teenagers. Then there’s the bonus attic space. A pull down stairs leads to a great walkable area that has finished walls and ceiling, a couple windows and definitely lots of storage! Some recent updates to highlight include new AC and furnace 2026, new water heater 2025, insulated garage doors and opener 2025, new range and refrigerator 2024, water softener new in 2021. This is a rare opportunity…don’t miss it!

840 5th Avenue S, South Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$299,000

2 Beds ⋅ 2 Baths ⋅ 7147956 MLS

Beautifully maintained single-family home in South Saint Paul offering timeless character and plenty of space for everyday living and entertaining. Original woodwork and hardwood floors add warmth and charm throughout, while both bathrooms have been thoughtfully updated. The lower level features a cozy family room with a wood-burning fireplace, perfect for relaxing or gathering with family and friends. Enjoy outdoor entertaining on the large, private stamped-concrete patio within the fenced yard. The impressive 3-car heated garage includes a stove, making it an ideal space for hobbies, projects, or entertaining year-round. A wonderful home in a wonderful location.

317 6th Avenue S, South Saint Paul

Listing courtesy of Homefield Realty.

$278,000

4 Beds ⋅ 2 Baths ⋅ 7145905 MLS

Opportunity awaits in South St. Paul! This up-and-down duplex offers two spacious 2-bedroom units, both currently rented, making it an appealing option for an investor or future owner-occupant. Built in 1880, this property offers plenty of character along with flexible income potential. Live in one unit while renting the other to help supplement your monthly expenses, or continue operating the property as a full duplex investment. The full basement is not currently used by tenants and provides additional space and possibilities. A unique one-stall garage is tucked into the hillside, and the backyard includes a separate shed that, with some repairs, could become useful space. Located along Concord Street, the property offers convenient access to South St. Paul amenities and recreation. Nearby Kaposia Landing is an 87-acre riverside park along the Mississippi River featuring paved trails, athletic fields, a dog park and scenic river overlooks. Whether you're looking to add a duplex to your rental portfolio or explore the advantages of owner-occupied multifamily living, this property offers an opportunity with flexibility and income potential.

1621 Concord Street N, South Saint Paul

Listing courtesy of Evergreen Realty LLC.

$280,000

3 Beds ⋅ 1 Baths ⋅ 7146338 MLS

Beautiful, well-maintained home in a great area in St. Paul. Conveniently located near park and easy access to freeway. Home features many updates through the years: newer siding, roof and windows. Interior upgrades include: updated kitchen with stainless steel appliances and granite countertops. Hardwood floors throughout the main level. Enjoy the finished upper level with two additional bedrooms and a partially finished basement! Fully fenced yard with a large single car garage plus a carport.

653 4th Avenue S, South Saint Paul

Listing courtesy of Edina Realty, Inc..

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