Pequot Lakes Homes under $400,000

Welcome to Pequot Lakes, Minnesota—a charming gem nestled in the heart of Crow Wing County. Known for its stunning natural beauty, Pequot Lakes offers a serene lifestyle surrounded by lush forests, sparkling lakes, and an array of outdoor recreational activities. Whether you're an avid fisherman, a hiking enthusiast, or simply someone who enjoys the tranquility of nature, this vibrant community has something for everyone.

Pequot Lakes is not just about breathtaking landscapes; it’s also a close-knit community filled with friendly faces and a welcoming atmosphere. The town boasts a rich history and a range of local shops, eateries, and cultural attractions that make it a delightful place to call home. With its picturesque downtown area and seasonal festivals, Pequot Lakes embraces the spirit of small-town living while providing easy access to larger cities like Brainerd and Baxter.

For those looking to plant roots in this idyllic setting, you'll be pleased to find a variety of homes available for under $400,000. From charming single-family residences to modern townhouses, there’s a home to suit every taste and budget. These properties often feature spacious yards, inviting interiors, and proximity to the area's many lakes and parks, allowing you to enjoy the best of Minnesota living.

Whether you're a first-time homebuyer or seeking a vacation retreat, Pequot Lakes offers a wonderful opportunity to embrace a lifestyle defined by nature, community, and comfort. Explore the possibilities—your dream home awaits in this enchanting corner of Minnesota!

Newest Pequot Lakes Homes under $400,000

$375,000

4 Beds ⋅ 2 Baths ⋅ 7151111 MLS

Welcome home to 3887 Ackerman Trail in Pequot Lakes! Tucked away at the end of a quiet cul-de-sac, this inviting 4-bedroom, 2-bath home offers a wonderful combination of comfort, updates, and privacy. The updated kitchen and bathrooms provide a fresh, modern feel, while the spacious layout offers room for family and guests alike. Enjoy the convenience of a 2-stall attached heated garage and take in the peaceful surroundings from the spacious backyard, surrounded by mature trees. Relax or entertain on the expansive deck overlooking the backyard that offers plenty of room to enjoy the outdoors or lawn games & sports. Under the deck you'll find a large storage area for all the tools and toys. This convenient location tucked in the woods with just a short drive to Hwy 371 provides a peaceful setting for a full-time residence to enjoy the Brainerd Lakes Area lifestyle in a desirable Pequot Lakes neighborhood!

3887 Ackerman Trail, Pequot Lakes

Listing courtesy of Positive Realty.

35308 Vacation Drive Unit Unit 23, Pequot Lakes

$69,900

3 Beds ⋅ 4 Baths ⋅ 7147737 MLS

Welcome to the Clamshell Beach Resort on Clamshell Lake, a part of the beautiful Whitefish chain. Enjoy the Lake without the upkeep of a second home. This fully furnished, unit offers three bedrooms, each with a private bathroom, plus a fourth bathroom. Kayak #23 is a 1/10 fractional ownership interest with five weeks of use, weeks run Friday to Friday. Association fees include taxes and insurance. When you can’t use a week, you have the option to rent it out. Spend your days on the lake, at the sandy beach, or at the outdoor pool. The property also offers a pickle ball court, fire pit, and fish-cleaning shack. Upstairs in the lodge, you’ll find games, books, toys, along with ice cream, smoothies, coffee, and candy for purchase. Crosslake, and Pequot Lakes are both just a short drive down the road. Great location close to multiple golf courses and lakeside restaurants.

35308 Vacation Drive Unit Unit 23, Pequot Lakes

Listing courtesy of eXp Realty.

$284,900

3 Beds ⋅ 1 Baths ⋅ 7148155 MLS

Welcome to easy Up North living in the heart of Pequot Lakes—home of the iconic bobber water tower! This 3-bedroom, 1-bath patio home offers comfortable one-level living and a convenient in-town location. Built in 2005 and designed with accessibility in mind, the home features an efficient floor plan, attached insulated 2-car garage, and energy-efficient construction with 6-inch foam exterior walls and ceiling heating and cooling vents. The bathroom has a walk in shower/tub and the kitchen has great counter space with lots of cabinets. Enjoy your morning coffee or a quiet evening in the 9'x11' sunroom, then step outside to the spacious 14'x14' patio for grilling and summer get-togethers. The level lot is easy to maintain, leaving more time to enjoy everything the Lakes Area has to offer. Shopping, dining, schools and parks are all nearby, with lakes, trails, golf and year-round recreation just minutes away. A great opportunity to enjoy small-town living with the Up North lifestyle right outside your door!

31060 Pine Street, Pequot Lakes

Listing courtesy of RE/MAX Results - Nisswa.

$179,900

3 Beds ⋅ 1 Baths ⋅ 7144907 MLS

Charming, Cozy & Turnkey—Just Bring Your Bags! Welcome home to this cozy 3-bedroom, 1-bath home filled with vintage charm and inviting character. Fully furnished and move-in ready, this home makes it easy to settle in and start enjoying everything the Brainerd Lakes Area has to offer. The open-concept kitchen and living area create a comfortable gathering space, with a great kitchen island perfect for morning coffee, family meals, or entertaining friends. The home was formerly used as a VRBO, offering flexibility for those looking for a starter home, weekend getaway, or investment opportunity. Enjoy the convenience of being just a short walk from Babinski Park and only a 2-minute drive to the public access on Sibley Lake. Whether you're looking for outdoor recreation, lake time, or simply a place to call home, you'll be close to so many of the restaurants, shopping, entertainment, and recreation the Brainerd Lakes Area has to offer. If you've been waiting for an affordable home that is move-in ready and full of charm, this could be the one! The furnishings are already in place, the location puts recreation close at hand, and the cozy layout makes it easy to feel at home from the moment you walk through the door. Come see it for yourself and imagine making this charming property your next home, getaway, or investment. Schedule your showing today—you won't want to miss this one!

3967 Brown Street, Pequot Lakes

Listing courtesy of Coldwell Banker Realty.

$387,000

2 Beds ⋅ 1 Baths ⋅ 7137773 MLS

Welcome to Sibley Lake! A charming year-round getaway just minutes from the conveniences of Pequot Lakes. This insulated and heated two-bedroom, one-bath cabin offers comfortable four-season living, along with a one-stall garage for vehicles, lake gear, or storage. The property also includes a vintage trailer with its original character and features, providing a unique option for overflow guests or additional seasonal sleeping space. Whether you’re seeking a peaceful lake retreat, a weekend escape, or a cozy cabin to enjoy in every season, this property offers an inviting northwoods setting with shopping, dining, and local amenities just minutes away.

5528 Sibley Lake Road, Pequot Lakes

Listing courtesy of eXp Realty.

6326 Wilderness Road Unit 28, Pequot Lakes

$184,900

5 Beds ⋅ 3 Baths ⋅ 7130394 MLS

Experience lake living in the heart of the Brainerd Lakes Area with this 1/4 ownership opportunity at Wilderness Point Resort on Middle Cullen Lake! Unit 28 offers 5 bedrooms, 3 bathrooms, and over 2,700 finished square feet across three levels, providing plenty of room to gather with family and friends. This turnkey twin home comes fully furnished and features vaulted ceilings, hardwood floors, a gas fireplace, finished walkout lower level, deck, patio, porch, and attached garage. Ownership includes access to the resort's impressive shared amenities, including approximately 2,400 feet of shoreline on Middle Cullen Lake, sandy beach, docks, clubhouse, indoor pool, hot tub, sauna, fitness center, and game room. Enjoy the lake without the typical maintenance of owning a cabin, with lawn care, snow removal, exterior maintenance, water/sewer, and shared amenities included through the association. Owners may also have the opportunity to participate in the resort's rental program, providing income potential during eligible unused stays. Located just minutes from Nisswa and Pequot Lakes, this is an incredible opportunity to enjoy all four seasons of the Brainerd Lakes Area at a fraction of the cost of traditional lake home ownership.

6326 Wilderness Road Unit 28, Pequot Lakes

Listing courtesy of Woods to Water Real Estate.

$324,900

1 Beds ⋅ 1 Baths ⋅ 7138237 MLS

Step back in time with this beautifully maintained, one-level cabin on Sibley Lake, filled with the classic up-north character that's hard to find today. From the classic screen doors and wood floors to the real wood paneling throughout, this year-round cabin captures the charm of lake living from a simpler time. The exterior has been refreshed, while natural gas forced-air heat, a drilled well, and private septic system provide the conveniences of year-round living. A detached 24x24 fully finished and heated garage offers plenty of room for storage and lake toys, along with a spacious yard to enjoy the outdoors. Being sold fully furnished, this property is ready to enjoy from day one. Conveniently located just minutes from downtown Pequot Lakes and a short drive north of Nisswa, this is a great opportunity to enjoy classic lake living in the heart of the Brainerd Lakes Area.

29978 Pequot Boulevard, Pequot Lakes

Listing courtesy of Real Broker, LLC.

31018 Rasmussen Road Unit #101, Pequot Lakes

$159,900

1 Beds ⋅ 1 Baths ⋅ 7126344 MLS

PEQUOT LAKES CONDO — GREAT LOCATION! Enjoy easy, low-maintenance living in this main-floor 1-bedroom, 1-bath condo offering 960 sq. ft. of living space, a cozy fireplace, and access to an indoor heated swimming pool In this 55+ Community. The Paul Bunyan State Trail is within a short distance, and you’re also just down the street from great food, shopping, and everything Pequot Lakes has to offer. Plus, you’re close to championship golf courses, swimming beaches, and numerous public lake accesses throughout the beautiful Brainerd Lakes Area. Highlights: • 1 Bedroom • 1 Bathroom • 960 Sq. Ft. • Main-Floor Unit • Fireplace • Indoor Heated Swimming Pool • Short Distance to the Paul Bunyan Trail • Short Distance to Dining & Shopping • Close to Golf, Beaches & Lake Accesses A great year-round home, weekend getaway, or Up North retreat without all the maintenance!

31018 Rasmussen Road Unit #101, Pequot Lakes

Listing courtesy of Kurilla Real Estate LTD.

$325,000

3 Beds ⋅ 3 Baths ⋅ 7126362 MLS

This charming three-bedroom, three-bathroom townhome in the Evergreen community offers both comfort and convenience with easy access to the highway. Enjoy the open floor plan with vaulted ceilings, transom windows, floor to ceiling stone fireplace that's double sided to the living room and primary bedroom creating great ambiance in both rooms. Situated on a quiet corner lot, this home provides extra space and privacy. Additional highlights include large breakfast bar, bright sunroom that opens out to the deck off the back corner, ideal for relaxing. The large family room in the lower level offers many possibilities for flexible living space, whether for a playroom, home office, or entertainment area. Plus, a brand new furnace and central air unit to last you many years.

4612 Hemlock Lane, Pequot Lakes

Listing courtesy of Dane Arthur Real Estate Agency-Crosslake.

$399,000

3 Beds ⋅ 1 Baths ⋅ 7121451 MLS

Nestled on 3.48 wooded acres between Crosslake and Pequot Lakes, this 2021-built home offers the privacy of a Northwoods setting with the convenience of being just minutes from the Whitefish Chain, Ossawinnamakee, Pelican Lake, golf courses, restaurants, shopping, and all the recreation the Brainerd Lakes Area is known for. The open-concept floor plan features vaulted ceilings, abundant natural light, and a spacious kitchen with a large center island, stainless steel appliances, and plenty of room to gather with family and friends. With over 2,200 finished square feet, this home offers 3 bedrooms, 2 bathrooms, a versatile loft overlooking the main living area, main-level living, and an attached insulated garage. Spend your days on the lake, the golf course, or the nearby trails, then come home to your own private wooded retreat with room for bonfires, smores, yard games, or simply relaxing and enjoying the peaceful surroundings. Whether you're looking for a year-round residence or a weekend getaway, this move-in ready home offers the perfect balance of modern comfort, privacy, and everything that makes living in the Brainerd Lakes Area so special. Seller desired an open layout and is willing to add closets to all bedrooms if desired.

9598 Ossawinnamakee Road, Pequot Lakes

Listing courtesy of RE/MAX Results - Nisswa.

$309,000

4 Beds ⋅ 2 Baths ⋅ 7113844 MLS

Fresh opportunity in Breezy Point’s desirable Whitebirch neighborhood! This 4-bedroom, 2-bath split-entry offers a spacious and flexible layout with room to spread out. The main level features an open kitchen, dining, and living area with hardwood floors, abundant natural light, and easy access to the large deck overlooking the wooded backyard. The finished lower level adds valuable living space with plenty of flexibility for a family room, recreation area, home office, or guest space. An attached insulated garage provides additional storage and everyday convenience. Enjoy being just minutes from Pelican Lake, Breezy Point Resort, Deacon’s Lodge, Whitebirch Golf Course, dining, trails, and year-round recreation. A great combination of space, location, and value in the heart of the Breezy Point area.

31016 Rainier Drive, Pequot Lakes

Listing courtesy of Coldwell Banker Realty.

$399,900

3 Beds ⋅ 2 Baths ⋅ 7105680 MLS

Welcome to 5771 Little Walnut Lane, a beautifully crafted, newly built home nestled along the preserve at Grand View Golf Course. For golf enthusiasts, this is the perfect location to enjoy peaceful views and quick access to the course. This modern home features 3 bedrooms, 2 bathrooms, and an open-concept design that seamlessly blends style, comfort, and functionality. With contemporary finishes, thoughtful details, and a warm, inviting atmosphere, this home offers the perfect balance of modern living and everyday comfort. Whether you're looking for a peaceful retreat or an ideal place to entertain, 5771 Little Walnut Lane is ready to welcome you home.

5771 Little Walnut Lane, Pequot Lakes

Listing courtesy of Counselor Realty Brainerd Lakes.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.