Otsego Homes under $400,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Otsego and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Otsego Homes under $400,000

$305,000

3 Beds ⋅ 4 Baths ⋅ 7154043 MLS

The One You Have Been Waiting For! Some homes simply check the boxes. This is the kind of home that makes you want to stay awhile. Tucked into a peaceful, established neighborhood in desirable Otsego, this inviting townhome offers the space, comfort, and flexibility you have been looking for—with a wonderful sense of privacy and a location that keeps you close to everything. THEN there is the wrap-around porch—truly one of the highlights of this home. Imagine beginning your morning with a cup of coffee as you enjoy the quiet surroundings, gathering with friends on a beautiful summer evening, or simply taking a few minutes to unwind at the end of the day. It is the kind of outdoor space that turns a house into a place you genuinely love coming home to. Inside, where there is more than enough natural light, the generous, open floor plan provides room for everyday living and memorable gatherings alike. The finished lower-level adds an entirely different dimension to the home, offering a comfortable living area, bathroom, and egress window—with the flexibility to create a private guest retreat, home office, recreation space, or additional sleeping area. Located in growing Otsego, you’ll enjoy the best of both worlds: the peaceful, welcoming feel of a semi-rural community while remaining just minutes from a convenient highway system that connects you to shopping, dining, entertainment, employment centers, and all the places life takes you. There is room here to live a little, entertain a lot, and make memories for years to come. Beautifully situated. Thoughtfully designed. Full of possibilities. And that porch? You really need to see it. Come take a look—you may walk in expecting to see a house and walk out already imagining home.

7623 Palomino Avenue NE, Otsego

Listing courtesy of Elite Realty Minnesota.

$340,890

3 Beds ⋅ 2 Baths ⋅ 7154076 MLS

Step inside this beautifully designed single-level home offering 1,281 square feet of thoughtfully crafted living space. The open-concept layout seamlessly connects the kitchen, dining area and Great Room, creating an inviting space for entertaining or relaxing. The kitchen is a chef’s dream with sleek cabinetry, Silestone® countertops, LG® stainless steel appliances and a designer backsplash. Enjoy the warmth of Shaw® Floorte Classic series LVP flooring in the main living areas, while plush carpeting adds comfort to the bedrooms. The owner’s suite is privately located at the front of the home, featuring a walk-in closet and a spa-inspired bathroom with a glass-enclosed shower, chrome fixtures and a raised-height elongated toilet. Two secondary bedrooms are set apart for added privacy. Additional highlights include a fully drywalled two-car garage with an insulated door, programmable Schlage lock, energy-efficient features and professionally designed interior color packages. Homes with this level of style and functionality are in high demand—schedule your tour today before it’s gone!

7395 Kagan Avenue NE, Otsego

Listing courtesy of Lennar Sales Corp.

$299,000

3 Beds ⋅ 3 Baths ⋅ 7152884 MLS

Enjoy the extra privacy of an end-unit setting in this 3-bedroom, 3-bath townhome offering 2,127 finished sq ft, a wooded backdrop, southeast-facing deck & walkout lower level. A 2-story entry welcomes you inside, where new carpeting brings a fresh, comfortable feel to the main & upper-level living spaces. The spacious living room is filled with natural light from windows on two sides, with a gas fireplace creating an inviting focal point. Step through the patio door to the deck, where the southeast exposure provides a front-row seat for morning sunrises. A few steps above, the dining area remains open to the living room & transitions easily into the kitchen, where wood cabinetry, granite counters, SS appliances, a pantry & center island create a functional space for cooking & gathering. A Bosch dishwasher was added in 11/2025. French doors off the dining area open to a dedicated office, providing comfortable space for work, study, or hobbies. Main-level laundry with washer/dryer & a half bath add everyday convenience. Upstairs, the spacious primary bedroom features a vaulted ceiling & generous walk-in closet. Walk-thru access leads to a full bath with double-sink vanity, soaking tub & separate shower, while hall access conveniently serves the 2nd upper-level bedroom. Downstairs, a family room provides a second place to relax, with a patio door opening to the backyard. The 3rd bedroom & nearby full bath provide comfortable accommodations for guests, while under-stair storage offers a practical place for seasonal items & household extras. Recent improvements include a 2023 roof, 2024 central AC & the water softener replaced in 2025. An insulated 2-car attached garage adds parking & storage. Association dues include lawn care, snow removal & sanitation, helping simplify exterior upkeep & leaving more time to enjoy the things you love. Close to Albertville Premium Outlets, the new Otsego Costco, shopping/dining & I-94 access for travel toward the Twin Cities or St. Cloud.

11161 76th Lane NE, Otsego

Listing courtesy of Home Avenue Flat Fee Realty.

$379,900

4 Beds ⋅ 2 Baths ⋅ 7151675 MLS

With 2,342 finished sq ft, 4 bedrooms, 2 baths, a 3-car attached garage & no HOA, this Otsego home offers generous living space & a bright, welcoming interior. A 2023 roof, furnace & central AC add value to the home, while fresh paint & updated carpeting create a clean, comfortable feel thru-out. 3 bedrooms are conveniently grouped on the main level, while the finished lower level adds a 4th bedroom, 3/4 bath & expansive flexible living space. A spacious, well-lit foyer with ample closet storage welcomes you inside. Large windows bring abundant natural light into the main-level living room, where an open connection to the kitchen & dining area makes the space comfortable for both everyday living & gathering with family & friends. The 14x14 kitchen offers new ss appliances, plentiful cabinetry & counter space for cooking or entertaining & a breakfast bar for casual seating. A patio door off the dining area opens to the 12x16 maintenance-free deck, extending the living space outdoors for grilling, dining, or relaxing. The primary bedroom features 2 closets, one being a walk-in closet & convenient access to the walk-thru full bath, while two additional bedrooms complete the main level. The finished lower level offers even more room to spread out, with large windows bringing natural light into the connected family room & recreation areas. Its open layout provides flexibility for movie nights, games, hobbies, exercise or multiple seating areas. A 4th bedroom & nearby 3/4 bath add options for guests, a home office or additional household needs. A tidy laundry/utility room with a utility sink adds everyday function. Outside, the .27-acre lot provides lawn space with an in-ground sprinkler system, along with a welcoming front porch & the Lg maintenance-free deck for enjoying time outdoors. The attached 3-car garage offers generous space for vehicles, tools & recreational gear. Zimmer Farm Park is just a couple of blocks away, with Prairie View Elementary & Middle Schools approximately 3 miles from home. Costco and a growing selection of shopping, dining & everyday conveniences are just minutes away, while nearby I-94 provides convenient connections to Rogers, Maple Grove & the surrounding NW Metro. With flexible living spaces, a 3-car garage & no HOA, this home brings together space, function & everyday livability.

6334 Marshall Avenue NE, Otsego

Listing courtesy of Home Avenue Flat Fee Realty.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7151601 MLS

You have to see this one! The original owners built this single-level townhome in the Pheasant Ridge community in Otsego, and have cared for it ever since. Everything happens on one floor with no stairs inside or out: two bedrooms, two bathrooms, the kitchen, the living spaces, main-floor laundry, and the attached two car garage. Coming home is easy. You pull into the garage and walk straight into a laundry room with a utility sink, upper cabinets, and a coat nook with a bench, then on into the eat-in kitchen with oak cabinets, a tile backsplash, under cabinet lighting, a pantry cabinet, and a breakfast bar. The living and dining areas share a vaulted ceiling and open to the kitchen, and the long sight lines make the home feel open and roomy. The sunroom is the room you'll want to linger in. It has a vaulted ceiling, a gas fireplace, windows on three sides, and a view into mature trees, and it opens directly to the back patio, where the owners made a small garden nook with a bench and birdbath along the tree line. The primary suite has a generous bedroom, a large walk-in closet, and a private three quarter bath with a walk in shower. The second bedroom looks out to the covered front porch and works well as a guest room or office, with a full bath nearby. The roof is newer and the water softener is owned. The association takes care of the building exterior, lawn care, snow removal, so the mower and the snow shovel become someone else's job. The home is in the Elk River school district, with shopping, dining, and parks nearby.

7684 Palisades Avenue NE, Otsego

Listing courtesy of RE/MAX Advantage Plus.

$199,000

2 Beds ⋅ 2 Baths ⋅ 7152818 MLS

Beautiful townhome in a quiet neighborhood with a great combination of comfort and convenience. Clean and move-in ready, featuring professionally cleaned carpet, a new A/C unit, and a private patio for outdoor enjoyment. The main level offers an informal dining area, living room, breakfast bar, and convenient half bath. Upstairs features spacious bedrooms, a large walk-in closet, and a Jack-and-Jill full bath. Guest parking is available, with a park nearby for additional outdoor recreation. A wonderful opportunity to own a well-maintained townhome in a peaceful setting!

7104 Quail Avenue NE, Otsego

Listing courtesy of Homefield Realty.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7152272 MLS

Come and see this beautiful 1 level living in Otsego. 2BR 2bath with tons of room, lots of walking paths. From porch to watch the sunsets and rear patio to watch the sunrise, come and see this home today!

7630 Palisades Avenue NE, Otsego

Listing courtesy of LPT Realty, LLC.

$242,000

2 Beds ⋅ 2 Baths ⋅ 7150935 MLS

2 Bed, 2 Bath, 2 Car garage townhome in sought after Heritage Estates neighborhood! Home features both bedrooms on the upper level, including extra-large primary bedroom, with large walk-in closet, walk through bath w/separate shower and jetted tub. Convenient upper level laundry. Main level features updated LVP flooring, spacious kitchen w/all SS appliances, 1/2 bath, gas fireplace w/tile surround. Newer roof (8/2023), and Washer & Dryer (2025). This home is move-in ready, and conveniently located close to schools, parks & trails, shops (brand new Costco just steps away), restaurants, and I-94. The HOA takes care of lawn maintenance, snow removal, water, sewer, and trash, making homeownership so easy!

6142 Maclynn Avenue NE, Otsego

Listing courtesy of Bridge Realty, LLC.

$325,000

3 Beds ⋅ 3 Baths ⋅ 7146514 MLS

Welcome to this inviting 4-bed, 3-bath townhome featuring a main-level bedroom that could be used for a home office, gym, or creative space. The gourmet kitchen shines with sleek enameled cabinetry, granite counters, stainless steel appliances (including an electric range), and a huge walk-in pantry. You will love the open floor plan perfect for everyday living and entertaining. Upstairs you’ll find three generously sized bedrooms, including an oversized primary suite with a tray ceiling, ceiling fan, private en-suite, and large walk-in closet, plus a versatile loft and convenient upper-level laundry. Enjoy the heated 2-car garage, established neighborhood setting across from Kittredge Crossing City Park, and easy access to the new Costco, Albertville Premium Outlets, and I-94.

7356 Kalland Circle NE, Otsego

Listing courtesy of JPW Realty.

$242,500

2 Beds ⋅ 2 Baths ⋅ 7148028 MLS

Welcome home to this 2-bedroom, 2 bathroom townhome in Otsego's Pleasant Creek area. Step out from the main level onto your deck and enjoy the peace of mind that comes with a new roof and new driveway. Association dues include exterior lawn maintenance, snow removal, water/sewer, and garbage, so monthly costs stay more predictable. Minutes from I-94, everyday amenities, and the Albertville Premium Outlets. Move-in ready living in a convenient Wright County location.

11172 76th Street NE, Otsego

Listing courtesy of Edina Realty, Inc..

$299,000

2 Beds ⋅ 2 Baths ⋅ 7147619 MLS

Well maintained home includes lots of open space, vaulted ceilings with skylight, fresh paint and new flooring in much of the home, solar lighting and bathrooms in both bedrooms, huge walk in closet in primary bedroom, sunroom leading to backyard patio, insulated garage, close to several parks, walking trails, and many shopping and dining opportunities.

7966 Pinnacle Avenue NE, Otsego

Listing courtesy of Keller Williams Integrity NW.

$399,000

2 Beds ⋅ 2 Baths ⋅ 7146535 MLS

Beautifully maintained, like-new home offering true main-level living in a quiet neighborhood. Open-concept design features abundant natural light throughout the main living spaces. Home includes 2 bedrooms, including a spacious primary suite with large walk-in closet and 3/4 bath with custom tile shower and floors. The kitchen showcases beautiful custom cabinetry, granite countertops, engineered hardwood floors, and stainless steel appliances, and opens to the informal dining area and spacious living room with a gas fireplace. Enjoy peaceful views of private wetlands and wildlife/pond from the sunroom. Oversized sheet-rocked/painted garage provides excellent additional storage, along with shelving above garage with more room for storage. Conveniently located near shopping, the new Costco, dining, and local parks.

10263 Kittredge Parkway NE, Otsego

Listing courtesy of RE/MAX Results.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.