Monticello Homes under $600,000

Welcome to Monticello, Minnesota, a charming city nestled in Wright County, where small-town warmth meets modern conveniences. With its picturesque landscapes, vibrant community, and a plethora of recreational opportunities, Monticello is a hidden gem that offers residents a delightful place to call home.

Monticello boasts a rich history and a welcoming atmosphere, making it an ideal location for families, young professionals, and retirees alike. The city is known for its beautiful parks, including the expansive Monticello Riverwalk, which offers scenic views and trails perfect for walking, biking, or simply enjoying nature. With a strong sense of community, Monticello hosts various events throughout the year, from farmers' markets to seasonal festivals, fostering connections among neighbors.

For those seeking their dream home without breaking the bank, Monticello has a fantastic selection of properties priced under $600,000. Whether you’re looking for a cozy single-family home, a charming townhome, or a spacious property with room to grow, you’ll find a diverse array of options that cater to various lifestyles and preferences. Many homes in Monticello feature modern amenities, open floor plans, and beautiful outdoor spaces, making it easy to find the perfect fit for you and your family.

With its excellent schools, convenient access to major highways, and proximity to the Twin Cities, Monticello is not just a place to live—it's a place to thrive. Discover the joys of Monticello living and explore the fantastic homes available today!

Newest Monticello Homes under $600,000

$409,990

4 Beds ⋅ 3 Baths ⋅ 7155822 MLS

This home is under construction and available for an October closing! Step inside this stunning 2,271 square foot two-story home and experience a blend of style and functionality designed for today’s busy lifestyles. The open-concept main floor welcomes you with a spacious Great Room that flows seamlessly into the kitchen and dining nook, perfect for entertaining or everyday living. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless steel gas stove, tile backsplash and soft-close cabinetry with crown molding. A versatile flex space on the first floor adapts to your needs, whether it’s a home office or creative studio. Upstairs, retreat to the luxe owner’s suite with a glass-enclosed shower, raised height vanity and Silestone® countertops, while three additional bedrooms and a convenient laundry room complete the upper level. Enjoy plush carpeting in the bedrooms, luxury vinyl plank flooring in key areas and professionally designed color packages throughout. The fully drywalled, insulated 3-car garage with opener and remotes adds everyday convenience. Homes with this level of thoughtful design and premium finishes are in high demand—schedule your tour before it’s gone!

5015 87th Street NE, Monticello

Listing courtesy of Lennar Sales Corp.

$370,000

4 Beds ⋅ 3 Baths ⋅ 7150809 MLS

Welcome to this beautifully updated home in Monticello's highly desirable Groveland Addition! Move right in and enjoy fresh paint, updated light fixtures, and cabinet hardware throughout. The functional layout features three bedrooms on the upper level, plus a spacious lower-level bedroom that could make a fantastic primary suite, guest room, or home office. Cozy up by the gas fireplace in the family room or head outside to enjoy the spacious, fully fenced backyard—perfect for entertaining friends and family, while providing plenty of room for kids and pets to safely play. An in-ground sprinkler system controlled by smart Wi-Fi controller make maintaining the beautiful yard a breeze. And don't miss the heated garage-it's packed with must-see extras that hobbyists, gearheads, and anyone looking for a great workspace and storage will appreciate. Conveniently located near parks and area amenities, this home offers plenty of space inside and out. There are simply too many extras to list-come see everything this property has to offer! Security system and cameras will monitor 360 degrees around the house at all times.

3765 Woodside Drive, Monticello

Listing courtesy of Edina Realty, Inc..

$339,900

3 Beds ⋅ 2 Baths ⋅ 7155018 MLS

Welcome home! This beautifully updated property offers 3 bedrooms on one level, plus an added laundry room to make laundry day a breeze. The finished basement provides even more living space and spacious tiled 3/4 shower. Other projects completed - new LVP flooring throughout, updated kitchen granite countertops. Step outside to enjoy peaceful views as the backyard backs up to a pond and wooded area—offering privacy and a beautiful natural backdrop. NEW CARPET COMING SOON// Duct Cleaning Complete September 2026

9379 Goodrich Drive, Monticello

Listing courtesy of Reliance Realty Advisers, LLC.

$295,000

3 Beds ⋅ 2 Baths ⋅ 7154777 MLS

Enjoy scenic Mississippi River views right from your living room! This charming, move-in ready 3-bedroom, 2-bathroom home sits on an extra-large, mature city lot and delivers the ideal blend of modern comfort, major updates, and exceptional outdoor living in the heart of Monticello. Step inside to a bright and welcoming interior featuring fresh paint throughout, brand-new carpeting, and timeless hardwood floors across the bedrooms. The kitchen is outfitted with contemporary European-style cabinetry, stainless steel appliances, sink with removable trays and racks, integrated hidden drawer-style dishwasher! The heavy lifting has already been done with an extensive list of big-ticket improvements for complete peace of mind: • New roof installed in 2024 • Newer furnace & central air conditioning • Newer water heater & newer kitchen appliances • Freshly reinsulated attic for maximum year-round energy efficiency and lower utility bills Head outside to your own backyard retreat. The expansive concrete patio is tailor-made for warm-weather barbecues, relaxing evening get-togethers, and entertaining friends and family. The mature lot offers plenty of open green space for gardening, recreation, or pets. You will also love the oversized backyard,10x12 storage shed, generously sized to store your riding mower, snowblower, yard equipment, and all your outdoor tools without cluttering the garage. The attached garage also includes a convenient car plug-in / battery charging adapter ready for your electric or hybrid vehicle. The location cannot be beat for recreation, community convenience, and daily living: • Just steps from Ellison Park along the Mississippi River, where you can take advantage of the public boat launch, river access, playgrounds, shaded picnic pavilions, and scenic walking paths. • Minutes from Montissippi County Park and the premier Bertram Chain of Lakes Regional Park, featuring miles of singletrack mountain bike trails, hiking paths, swimming beaches, paddling, and year-round nature recreation. • Close to the Monticello Community Center, offering an indoor pool and waterpark, fitness center, indoor track, and ice arena. • Excellent educational options within the Monticello Public School District (ISD 882). • Effortless everyday commute with quick, easy access to Interstate 94, downtown Monticello dining, shopping, grocery stores, and medical facilities. With its breathtaking river views, high-value mechanical and structural updates, and generous yard space, this turnkey home is completely ready for you to move in, unpack, and enjoy!

718 E River Street, Monticello

Listing courtesy of Luke Real Estate.

$245,000

3 Beds ⋅ 2 Baths ⋅ 7154770 MLS

Picture perfect, completely move-in ready, and nestled in the heart of Monticello! This beautifully remodeled 3-bedroom, 2-bath, end unit townhome offers fresh, modern updates throughout. The main level features a spacious primary bedroom with a private ¾ bath, along with new flooring, fresh paint, and new appliances. The kitchen offers soft-close drawers, a walk-in pantry, and a clean, updated look, while the inviting living area features an electric fireplace, perfect for cozy evenings at home. Convenient main-level laundry with washer and dryer included. Every detail has been thoughtfully updated, making this home truly turn-key. Enjoy the absolute best of Monticello living—you are just minutes from the vibrant downtown dining scene, excellent shopping, and the expansive Mississippi River park system. Take advantage of nearby Bertram Chain of Lakes Regional Park for hiking, swimming, and winter swan viewing, or enjoy the top-tier Monticello Community Center. Plus, an easy commute to both St. Cloud and Minneapolis via quick I-94 access makes this location unbeatable. Don’t miss this absolutely beautiful townhome!

6984 91st Street NE, Monticello

Listing courtesy of Luke Real Estate.

$560,000

4 Beds ⋅ 4 Baths ⋅ 7154812 MLS

Welcome to this nearly new Monticello home offering modern finishes, a spacious layout, and room for everyone! The upper level features 4 bedrooms on one level, convenient upper-level laundry, and an impressive primary suite complete with a private bath, separate soaking tub and shower, and huge walk-in closet.The open-concept main level is designed for everyday living and entertaining, with a spacious kitchen and dining area that flows seamlessly to the large maintenance-free deck overlooking the fully fenced backyard. A sprinkler system makes lawn care easy. The main level features a den/office space, mud room and 1/2 bath off of the large 3 car garage. Kitchen has walk in pantry Large center Island, and custom cabinets including a large buffet for storage! The finished lower level expands the living space with a huge family and entertainment area, 3/4 bath, and a walkout basement providing direct access to the backyard with a new paver patio for even more outdoor enjoyment. With four bedrooms on the upper level, multiple gathering spaces, a private primary suite, finished walkout lower level, fenced yard, and outdoor entertaining space, this move-in-ready home offers the space and amenities today’s buyers are searching for!

4139 Eaton Circle NE, Monticello

Listing courtesy of Edina Realty, Inc..

$539,900

4 Beds ⋅ 3 Baths ⋅ 7154726 MLS

Welcome to this spacious four-bedroom, 3 Bath home in the desirable Edmondson Ridge Development by J.P. Brooks featuring large walk in closets, a versatile bonus room and dedicated office/den, this home offers plenty of space for comfortable living, working from home, and entertaining. The recently finished lower level provides even more room to spread out, with a welcoming family room that’s perfect for movie nights, gatherings, or relaxing with family and friends. Enjoy the convenience of a great location close to schools, shopping, restaurants, and a community playground. With four bedrooms, a bonus room, office/den, and a finished basement family room, this home offers the flexibility and space to fit a variety of lifestyles. Come see all that this wonderful Edmondson Ridge home has to offer!

4465 86th Street NE, Monticello

Listing courtesy of RE/MAX Results.

$419,990

4 Beds ⋅ 3 Baths ⋅ 7154081 MLS

This home is under construction and available for a November closing! Step inside this stunning 2,271 square foot two-story home and experience a blend of style and functionality designed for today’s busy lifestyles. The open-concept main floor welcomes you with a spacious Great Room that flows seamlessly into the kitchen and dining nook, perfect for entertaining or everyday living. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless steel gas stove, tile backsplash and soft-close cabinetry with crown molding. A versatile flex space on the first floor adapts to your needs, whether it’s a home office or creative studio. Upstairs, retreat to the luxe owner’s suite with a glass-enclosed shower, raised height vanity and Silestone® countertops, while three additional bedrooms and a convenient laundry room complete the upper level. Enjoy plush carpeting in the bedrooms, luxury vinyl plank flooring in key areas and professionally designed color packages throughout. The fully drywalled, insulated 3-car garage with opener and remotes adds everyday convenience. Homes with this level of thoughtful design and premium finishes are in high demand—schedule your tour before it’s gone!

8595 Farmstead Avenue NE, Monticello

Listing courtesy of Lennar Sales Corp.

$270,000

2 Beds ⋅ 4 Baths ⋅ 7152742 MLS

Welcome home to this spacious and beautifully maintained townhome offering comfort, convenience, and plenty of room to spread out! The huge primary bedroom provides a true retreat, complete with a private ensuite bathroom and his-and-hers closets for exceptional storage. The main level features convenient laundry, making everyday living a breeze. With 4 bathrooms throughout the home, there’s plenty of space and privacy for family and guests. The walkout basement offers additional living space and easy access to the outdoors, providing flexibility for a family room, home office or recreation area. Major updates provide added peace of mind, including a new furnace and A/C in 2021. The dishwasher, washer, dryer, and stove are all new within the past five years, adding modern convenience to this move-in-ready home. With its spacious primary suite, abundant closet space, four bathrooms, walkout basement, and numerous recent updates, this townhome is ready to welcome its next owner!

149 Riverview Drive Unit 6, Monticello

Listing courtesy of Realty ONE Group Choice.

$449,900

4 Beds ⋅ 3 Baths ⋅ 7152836 MLS

Welcome to the Sylvia by JP Brooks Builders in Monticello’s Edmonson Ridge community! Offering 2,454 finished square feet, this thoughtfully designed two-story features 4 bedrooms, 3 bathrooms, an upper-level loft, and a spacious 3+ car garage with additional workshop/storage space. Step inside to an open-concept main level designed for both everyday living and entertaining. The gourmet kitchen features quartz countertops, stainless steel appliances, generous workspace, and flows seamlessly into the dining and living areas, where an electric fireplace creates a warm and inviting focal point. Upstairs, you’ll find four bedrooms, including a spacious primary suite with private bath and walk-in closet, plus a versatile loft perfect for a second living space, home office, or play area. Painted onsite trim adds a polished finishing touch throughout. Located in Edmonson Ridge with convenient access to Monticello shopping, dining, parks, the Mississippi River, and I-94. Estimated completion November 2026!

4479 86th Street NE, Monticello

Listing courtesy of JPW Realty.

$340,000

3 Beds ⋅ 3 Baths ⋅ 7151489 MLS

Welcome to life on the Mississippi! Set along the river in Monticello, this home offers a front-row seat to one of Minnesota's most beautiful natural settings. From the large living room picture window, four-season porch, and library, enjoy peaceful river views and watch swans, ducks, geese, and other wildlife make their way along the water. The home itself is ready for its next chapter. While some finishes reflect an earlier era, the spaces, setting, and views provide a wonderful opportunity to bring your own ideas and style to a home in a location that simply can't be recreated. An added bonus is the second full kitchen in the lower level, providing wonderful flexibility for entertaining, hosting extended family or overnight guests, or simply enjoying the convenience of a second gathering space. PLUS, you'll also find a heated shop for the person who loves to tinker or garden! Imagine morning coffee overlooking the river, quiet evenings in the four-season porch, or curling up with a book while watching the seasons change outside your window. And while the setting feels peaceful and tucked away, you're still conveniently located with easy access to major roads, shopping, dining, and everything Monticello has to offer. If you've been searching for a riverfront property with character, versatility, beautiful views, and the opportunity to make it your own, 245 Mississippi Drive is ready for you.

245 Mississippi Drive, Monticello

Listing courtesy of Edina Realty, Inc..

$379,900

4 Beds ⋅ 2 Baths ⋅ 7151206 MLS

Cul-de-sac living with no neighbors directly behind! This spacious 4-level split features 4 bedrooms, 1 full and 1 ¾ bath with a walkout lower level. Enjoy a large family room with a cozy fireplace and bar area, plus a great backyard with added privacy. The concrete driveway offers extra parking alongside the garage. The impressive 3-stall garage is insulated, sheetrocked, heated, and 25 feet deep—perfect for vehicles, toys, storage, or a workshop! New Roof and siding July 2022

9711 Woodcrest Court, Monticello

Listing courtesy of AXEN Realty.

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