Lake City Homes under $600,000

Welcome to Lake City, Minnesota, a picturesque gem nestled along the shores of the stunning Lake Pepin. Known for its breathtaking views and friendly community, Lake City offers the perfect blend of small-town charm and modern conveniences. With a rich history dating back to the mid-1800s, this vibrant city is filled with beautiful parks, outdoor recreational opportunities, and a thriving arts scene, making it a wonderful place to call home.

If you're in the market for a new home, Lake City has an impressive selection of properties available for under $600,000. Whether you’re seeking a cozy bungalow, a spacious family home, or a charming lakeside retreat, you’ll find a variety of options that cater to different lifestyles and preferences. Many of these homes boast stunning views of the lake, allowing you to enjoy picturesque sunsets right from your own backyard.

The community is known for its welcoming atmosphere, with residents who take pride in their hometown. Enjoy the local farmer's market, explore the scenic hiking trails, or take a leisurely stroll along the waterfront. With excellent schools, a strong sense of community, and a wealth of recreational activities, Lake City is not just a place to live; it’s a place to thrive.

Discover your dream home in Lake City today, where affordability meets charm and adventure awaits at every corner. Your perfect home is just a click away!

Newest Lake City Homes under $600,000

$385,000

3 Beds ⋅ 3 Baths ⋅ 7155350 MLS

Charming, beautifully updated, and full of character in the heart of Lake City! This adorable 4-bedroom, 2.5-bath two-story home offers over 2,800 sq. ft. of inviting living space on a large corner lot. Step inside to gorgeous refinished solid oak floors and a warm, welcoming living area featuring a custom Heat & Glo gas fireplace. The beautifully designed kitchen showcases quarter-sawn oak cabinetry, granite countertops, and plenty of space for everyday living and entertaining. With a bathroom on every level, generous closets, abundant storage, and lower-level laundry, this home is as functional as it is charming. Enjoy outdoor living on the deck and patio, complete with SunSetter power awnings and a full-yard irrigation system. A spacious 2.5-car attached garage with an insulated door and newer opener adds even more convenience. Major updates include a new roof in 2022, forced-air gas furnace in 2022, central air, and a radon mitigation system. And perhaps the most intriguing part of this home is what lies beneath it. The property is the former site of the historic Schmidt & Sons Brewery, which operated from the late 1800s until 1902. An underground passageway once associated with the brewery still exists and connects to the home—an incredible piece of Lake City history and a fascinating feature that truly makes this property one of a kind.

322 W Center Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$253,000

3 Beds ⋅ 3 Baths ⋅ 7155890 MLS

Five blocks from Lake Pepin in Lake City, MN. This 3 bedroom, 2 bath home has an extra-large living room, a formal dining room, and a spacious eat-in kitchen with plenty of room to gather. Upstairs are all three bedrooms, a landing with space for a home office, and a full bath with a deep, oversized tub. Front and back porches are great for enjoying the outdoors, and the large, partially fenced yard has perennial gardens and room to spread out. The detached garage is accessed from the alley. Recent improvements include new water and sewer lines, a new road and sidewalk in front of the property, and a roof that is only five years old. Features: 3 bedrooms, 2 baths, eat-in kitchen, formal dining room, home office space, front and back porches, partially fenced yard, perennial gardens, detached garage with alley access, new water and sewer lines, new roof, Lake City, Minnesota, near Lake Pepin.

808 N Garden Street, Lake City

Listing courtesy of eXp Realty.

$405,000

3 Beds ⋅ 2 Baths ⋅ 7152166 MLS

A truly special setting! Enjoy space, privacy, and beautiful views from this 3-bedroom, 2-bath home situated on a serene 1-acre lot overlooking the Lake City Golf Course. Designed for easy single-level living, the main floor features a beautifully updated kitchen with new cabinetry, countertops, appliances, flooring, ceiling, electrical, and a pass-through opening to the spacious living room. Just beyond is a sun-filled four-season room that opens to a large deck—the perfect spot to relax and take in the peaceful surroundings. Two bedrooms and a 3/4 bath with convenient main-floor laundry complete this level. The walkout lower level offers even more living space with a family room featuring new flooring and a new window and window well, a third bedroom, 3/4 bath, bonus room, and utility space. Outside is where this property really shines! The newly fenced backyard has been opened up with extensive tree removal, creating a large, usable yard with plenty of room for gardens, entertaining, pets, or simply enjoying the outdoors. The expansive front yard adds even more space and privacy. An attached 2-car garage completes the package. From golf course views to the surrounding bluffs, beautiful scenery can be enjoyed in every direction. A truly special property with peaceful surroundings, wonderful outdoor spaces, and room to make it your own—all on a full acre!

32776 361st Avenue, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$479,900

2 Beds ⋅ 2 Baths ⋅ 7151596 MLS

New Construction, stand alone patio home on wooded lot, currently under construction. 2 bedroom, 2 bath, primary bedroom with private bath and double sink vanity, primary walk in closet, open floor plan, covered front porch, covered screened rear patio looking into the woods, in-floor heat, gas fireplace, vaulted ceilings and abundant kitchen cabinets, appliances, OPPORTUNITY!

1041 Harvest Way, Lake City

Listing courtesy of Elcor Realty of Rochester Inc..

$475,000

4 Beds ⋅ 3 Baths ⋅ 7148721 MLS

Well-maintained and spacious twin home offering a comfortable, open floor plan with plenty of room to spread out. The main level features three bedrooms, including a generously sized primary suite with a large walk-in closet and attached 3/4 bathroom. Enjoy the convenience of main-floor laundry and an inviting layout ideal for everyday living and entertaining. Snuggle up in front of the fireplace on those cold MN winter nights. Off of the large eat-in kitchen, step outside to the patio in the backyard, perfect for relaxing or enjoying outdoor gatherings. The lower level adds even more versatility with a fourth bedroom, large family room, and additional storage space that could easily serve as a hobby room, home office, or flex space. The finished attached two-car garage provides added convenience and storage. Ideally located just one block from Lake Pepin, this home offers easy access to the lake and surrounding recreational opportunities. A great combination of space, functionality, and location.

1020 S Oak Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7146883 MLS

Welcome to this well-maintained and nicely updated one-owner ranch home in Lake City, just minutes from beautiful Lake Pepin! Offering comfortable main-level living, this home features 3 bedrooms and 2 bathrooms, including a bedroom with its own private bathroom. The lower level is partially finished and offers a spacious family room with a cozy gas fireplace, along with a large unfinished area providing plenty of storage or the opportunity to finish for additional living space. A standout feature is the oversized heated 3-car tandem-style garage, complete with durable epoxy flooring, perfect for vehicles, hobbies, and extra storage. Recent updates include a new roof, siding, HVAC system, appliances, window wells, driveway, and patio, providing peace of mind and making this home move-in ready. Enjoy the convenience of Lake City living with easy access to Lake Pepin, all while enjoying a comfortable home with thoughtful updates and plenty of space.

1320 N Garden Street, Lake City

Listing courtesy of Edina Realty, Inc..

$410,000

4 Beds ⋅ 3 Baths ⋅ 7146840 MLS

Beautiful Victorian Home with Timeless Character & Gorgeous Gardens! Step into the charm and elegance of this gorgeous Victorian home featuring 4 bedrooms and 3 bathrooms, with stunning original woodwork throughout . The spacious floor plan offers a large living room, formal dining room, and inviting eat-in kitchen, plus a convenient butler's pantry-perfect for entertaining and everyday living. 4 bedrooms are located on the second floor. The laundry adds wonderful convenience, while the unfinished walk-up attic offers excellent potential for additional living space, a home office, hobby area, studio, or abundant storage. With its convenient access and flexible layout, this space provides plenty of possibilities to suit your needs. The 1.5 car garage also features a walk-up area, offering even more usable space. Outside, enjoy the inviting wraparound porch that welcomes you with classic charm, beauty and serenity of gorgeous gardens, creating a lovely setting to relax, entertain, and enjoy the character of this special property. Located in a great location near the high school, this home beautifully combines classic Victorian character, generous living space, and thoughtful amenities. A truly special opportunity to own a home filled with charm, warmth, and possibilities.

306 S Prairie Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$279,900

3 Beds ⋅ 2 Baths ⋅ 7146374 MLS

Charming 3 bedroom, 2 bath home on a corner lot in Lake City with plenty of character, functional living space, and excellent storage. The main level features a spacious living room, dining area, updated kitchen, main-floor laundry, and a convenient half bath. Upstairs you’ll find all 3 bedrooms and a full bath, including a generous primary bedroom. Enjoy the added bonus of a screened porch, patio area, and well-kept yard with mature landscaping. The detached 2-car garage offers much more than parking, with an attached heated workshop and additional storage area, making it ideal for hobbies, projects, tools, or extra seasonal storage. A great combination of classic charm, practical updates, and flexible space in a convenient Lake City location.

702 S 6th Street, Lake City

Listing courtesy of MN WI Real Estate Hub.

$249,500

3 Beds ⋅ 2 Baths ⋅ 7139918 MLS

Priced to Sell at $249,500! Enjoy convenient main-floor living in this 3-bedroom, 1-bath home, with laundry all on the main level. The home offers a great opportunity to update and make it your own. Recent improvements include a newer roof, furnace, and water softener. Outside, you’ll find a nice-sized detached garage with a large concrete driveway, providing plenty of parking and possible RV storage. The unfinished full basement with a 3/4 Bathroom, offers abundant storage space or the opportunity to create additional finished living space to suit your needs. Relax and enjoy the four-season porch overlooking the backyard, which is partially fenced and offers a nice outdoor space to enjoy. There's even room for a garden. Great potential, convenient layout, and an attractive price—come see what this home has to offer!

741 S 10th Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$460,000

2 Beds ⋅ 3 Baths ⋅ 7144823 MLS

Enjoy excellent views and a great location within walking distance to Lake Pepin! This spacious home offers 2 bedrooms, 3 bathrooms, plus an office that could easily be used as an additional bedroom. The main level features a primary suite, convenient laundry, a kitchen with ample cabinet space and stainless steel appliances, and a large living room with vaulted ceilings. The lower level provides a spacious family room perfect for entertaining or relaxing. Situated on a generous corner lot with mature trees, the property also features a deck, patio, and porch for plenty of outdoor enjoyment. An oversized, heated 2-car attached garage plus a detached 1-car garage provide excellent parking, storage, and workspace. Recent updates include appliances, newer flooring throughout, light fixtures and more!

311 W Iowa Street, Lake City

Listing courtesy of Tracy Sells LLC.

$265,000

3 Beds ⋅ 2 Baths ⋅ 7140938 MLS

Welcome to this spacious and whimsical Lake City cottage, brimming with character, charm, and exceptional curb appeal. Beautiful perennial gardens and thoughtfully planted landscaping welcome you to a home that truly feels special. The main level offers an inviting blend of living and entertaining spaces, including a large family room, living room, and formal dining room. The updated eat-in kitchen features granite countertops and newer-style cabinetry, with a convenient deck just off the kitchen. Two charming porches provide additional spaces to relax, entertain, and enjoy the neighborhood—plus, they offer a front-row view of the Water Ski Days Parade! The updated main-floor bathroom adds modern convenience, while the upper-level features three generously sized bedrooms, a bathroom with a classic clawfoot tub, and a spacious storage room that could easily be transformed into a home office, studio, or bonus room. Beautiful original woodwork and hardwood floors add warmth and timeless character throughout the home. Front and back stairways provide added convenience and flexibility. The large basement features tall ceilings and excellent storage potential. Recent improvements include a complete reroof in 2023, replacement of the AC in 2024, new basement glass block windows in 2023, a new water heater in 2026, and replacement of the north-side retaining wall in 2025. The previous owner also completed numerous thoughtful updates, detailed in the prior seller's disclosure included in the supplements. Ideally located near Lake City's shops and retail, as well as the parks and recreational opportunities along Lake Pepin, this home puts you close to all that makes the community so special. Walk to the farmers market, enjoy the nearby parks, or relax on your porch and take in the festivities. With its distinctive architecture, beautiful gardens, original details, and wonderful location, this is more than a house—it’s a unique and character-filled home in the charming town of Lake City.

208 N High Street, Lake City

Listing courtesy of Fuze Real Estate.

$489,900

2 Beds ⋅ 2 Baths ⋅ 7140028 MLS

CHAT GPT Added the furniture in the photos. Home has no furniture except dining table in it. CHAT GPT SHOWS 3 OPTIONS FOR DEN OR OFFICE OR BEDROOM (IT IS ONE ROOM) Welcome home! This move-in ready listing features an open-concept living space with fantastic views and a functional 2+ bedroom floor plan. The flexible third bedroom, accessed via elegant double doors, makes a perfect home office or den. You'll love the spacious owners suite with an amazing walk in closet and glamorous 3/4 Bath. At the heart of the home is a chef’s dream kitchen, complete with stainless steel appliances, a spacious center island with quartz countertops, designed for baking and entertaining. Step outside to enjoy the newly landscaped backyard with convenient side walkways on both sides of the house. Plus, benefit from an oversized 2-car attached garage and an insulated, concrete-floored crawlspace (3' to 5' ceilings) providing immense extra storage and easy access to mechanicals.

2563 Clubhouse Drive, Lake City

Listing courtesy of Featherstone Real Estate, LLC.

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