Duluth Homes under $400,000

Welcome to Duluth, Minnesota—a charming city nestled along the shores of Lake Superior, where breathtaking natural beauty meets vibrant urban life. Known for its stunning views, rich history, and a friendly community, Duluth is the perfect place for those seeking a balance between outdoor adventure and city amenities. With its picturesque waterfront, scenic parks, and a plethora of recreational activities, residents enjoy year-round opportunities for hiking, fishing, skiing, and more.

Duluth boasts a diverse real estate market, making it an ideal destination for homebuyers looking for value. If you’re searching for a home under $400,000, you’ll find a variety of options that cater to different tastes and lifestyles. From charming historic homes with character to modern townhouses and cozy bungalows, there’s something for everyone in this welcoming community.

Imagine waking up to the serene views of Lake Superior or enjoying a leisurely stroll through one of Duluth's many parks. The city's neighborhoods are filled with friendly faces and local shops, offering a sense of belonging that makes Duluth feel like home. Plus, with a thriving arts scene, delicious dining options, and community events throughout the year, there’s always something to do.

Whether you’re a first-time homebuyer or looking to make a change, Duluth's real estate market offers affordable options without compromising on quality of life. Explore the possibilities today and discover why so many are proud to call Duluth home!

Newest Duluth Homes under $400,000

$339,900

3 Beds ⋅ 2 Baths ⋅ 7157841 MLS

Almost an acre of your own, right in Duluth! With a sprawling backyard and a location just minutes from the colleges and Kenwood shopping, this 3+ bedroom, 2 bath home offers the best of both worlds! Inside, you'll find an open main level with a spacious living room, kitchen with stainless steel appliances and a gas range, and an adjoining dining area that opens to the deck and backyard. Two bedrooms and an updated full bath complete the main level. Downstairs offers even more flexibility with a third bedroom, recreation room with a gas fireplace currently used as a 4th bedroom, 3/4 bath, and laundry/utility room. Outside, the large deck overlooks an expansive backyard with plenty of greenspace, mature trees, and a deep, wooded lot with room to play, garden, or entertain. The playset stays, too! A detached 2-car garage rounds out the property with additional parking and storage. Room to roam, space to grow, and a location you'll love!

1919 W Arrowhead Road, Duluth

Listing courtesy of RE/MAX Results.

$189,900

2 Beds ⋅ 1 Baths ⋅ 7156896 MLS

Welcome to 28 N 66th Ave W in Duluth! This charming and move-in-ready home offers a great combination of comfort, updates, and convenience. Step inside to find newer flooring, fresh paint, vinyl windows, and a newer water heater. Outside, you’ll appreciate the nice-sized yard, perfect for relaxing, entertaining, or enjoying time outdoors, along with a spacious 20x22 garage offering plenty of room for vehicles, toys, and storage. The location is hard to beat—just minutes from the Munger Trail, Spirit Mountain, hiking and biking trails, the Lake Superior Zoo, dining, shopping, and convenient freeway access. Whether you enjoy outdoor recreation or simply want easy access to everything Duluth has to offer, this home puts it all within reach. Come take a look and make this one yours!

28 N 66th Avenue W, Duluth

Listing courtesy of RE/MAX Results Duluth.

$364,900

4 Beds ⋅ 3 Baths ⋅ 7154452 MLS

Completely renovated from top to bottom, this spacious Morgan Park home blends timeless character with the peace of mind of extensive modern updates. Offering over2,200 finished square feet, the flexible floor plan features four bedrooms, two full bathrooms, and one half bathroom, along with multiple bonus spaces ideal for a home office, playroom, hobby room, or guest accommodations. The beautifully updated kitchen showcases quality Cardell maple cabinetry, granite countertops from Granite Works, LG appliances, and an adjoining eat-in dining area, while a formal dining room provides additional space for entertaining. Throughout the home, durable waterproof laminate flooring, new Jeld-Wen windows, fresh paint, and neutral finishes create a bright, modern feel. The main-floor bathroom features a Bertch vanity with a granite top, Kohler sink, and Kohler fixtures, reflecting the attention to quality found throughout the home. Additional improvements include a brand-new 40-gallon water heater and a Larson storm door. The unfinished basement offers tall ceilings, abundant storage, and excellent potential for future finishing. Outside, you'll find a detached two-car garage with alley access, an additional off-street parking space, and a convenient location in the heart of Morgan Park near parks, trails, schools, and neighborhood amenities. Beautifully restored while preserving its character, this home offers exceptional space, quality craftsmanship, and modern updates throughout.

1033 85th Avenue W, Duluth

Listing courtesy of RE/MAX Results.

$54,900

3 Beds ⋅ 2 Baths ⋅ 7141857 MLS

Welcome home to this inviting and affordable one-level home in Vintage Acres! Designed for comfortable main-level living, the home features wheelchair accessibility at the front entrance, a low-maintenance vinyl exterior, and an additional storage shed. Inside, a warm and cozy living room flows seamlessly into the kitchen and dining area, creating an easy, open feel for everyday living and entertaining. The kitchen offers plenty of oak cabinetry and a practical layout with everything close at hand. The thoughtfully designed floor plan provides great separation between the bedrooms. One wing features two additional bedrooms and a full bathroom, while the spacious primary suite is tucked away on the opposite side for added privacy. The primary offers a generous walk-in closet and private full bath complete with a separate soaking tub and shower. Comfortable, functional, and easy to maintain, this charming Vintage Acres home offers convenient one-level living at an approachable price point.

3 Coban Drive, Duluth

Listing courtesy of RE/MAX Results.

$399,900

6 Beds ⋅ 2 Baths ⋅ 7152088 MLS

Great multi-family opportunity with a long-term lease! This well-positioned duplex offers a flexible layout with 4 bedrooms upstairs and 2 bedrooms downstairs, along with 2 kitchens, 2 living rooms, and 2 bathrooms. The property features two electrical service panels, two boilers, two electric meters, and two gas meters, providing the infrastructure of a traditional duplex while currently being rented to a single group as a 6-bedroom rental. The current lease runs through 5/19/2027 at $3,450 per month, with tenants paying utilities. A new lease is already in place with the same tenants beginning 6/1/2027 and running through 5/19/2028, including a $90/month rent increase. Additional features include a 2-stall garage, 5 off-street parking spaces, excellent on-street parking, and a location on a dead-end alley. Enjoy being just two doors from the Chester Creek walking paths, less than half a block from Burrito Union, with a bus stop approximately half a block away. Conveniently located approximately 1.5 miles from UMD and 2 miles from CSS. Numerous updates include a walk-in shower, two refrigerators, dishwasher, washer and dryer, dehumidifier, new refrigerator, and new dryer. Capital improvements include a new parking lot and sidewalks in 2022 and new garage bracing in 2025. The property has an active City of Duluth rental license through 8/1/2028 and was last inspected 6/9/2026. Long-term rental history with zero vacancy since 1990. 2026 property taxes are $4,804 and insurance is approximately $1,730 annually.

1415 E 4th Street, Duluth

Listing courtesy of RE/MAX Results.

$285,000

3 Beds ⋅ 1 Baths ⋅ 7152168 MLS

This move-in-ready 3 bedroom, 1 bath home offers classic character and modern comfort. The main level features original oak floors that bring warmth and timeless appeal, complemented by abundant natural light throughout the home. Step outside to a cozy, private backyard, perfect for relaxing or entertaining, with a back deck, firepit, and plenty of space to unwind. A detached 2-car garage provides convenience, storage, and room for gear. Outdoor enthusiasts will love the location: Duluth Traverse and the Superior Hiking Trail are just moments away, making it easy to bike or hike right from your back door. A truly charming home with great flow, inviting spaces, and unbeatable access to Duluth’s outdoor lifestyle.

23 N 65th Avenue W, Duluth

Listing courtesy of RE/MAX Results Duluth.

$380,000

7 Beds ⋅ 2 Baths ⋅ 7152058 MLS

INVESTMENT OPPORTUNITY IN EAST HILLSIDE! This 7-bedroom, 2-bathroom single-family home offers a strong rental history and excellent proximity to both UMD and CSS, located just 1.5 miles from each campus. Originally built as a single-family home, the property was previously converted to a duplex and later converted back to a single-family home. The property remains plumbed for a duplex and features two electrical service panels, offering flexibility for a future owner. The current lease runs through May 2027, providing immediate rental income, and the property has maintained a zero-vacancy history since 1991. Recent improvements include new stove, two refrigerators, dishwasher, new washer and dryer, dehumidifier, and a walkout basement. Capital improvements include a new sewer line and insulation. The property also features four off-street parking spaces, ample street parking, and a bus stop just one block away. An active City of Duluth rental license is in place through7/1/2028, with the last inspection completed 8/15/2025. Current rent is $3,785/month with tenants paying utilities. 2026 property taxes are $3,294 and insurance is approximately $1,441 annually.

1010 E 9th Street, Duluth

Listing courtesy of RE/MAX Results.

$375,000

6 Beds ⋅ 2 Baths ⋅ 7151993 MLS

This well-maintained 6-bedroom, 2-bathroom single-family rental is conveniently located just 1 mile from UMD and 2 miles from CSS, on a quiet street between Superior Street and London Road. The property offers 5 off-street parking spaces plus additional street parking and is only 2 blocks from a bus stop. Currently leased through May 2027 at $3,320 per month plus utilities, with tenants responsible for utility costs. The property has maintained a zero-vacancy history since the current ownership began in 1992. Numerous updates include two walk-in showers, two refrigerators, dishwasher, washer and dryer, dehumidifier, walk-out basement, and NEW stove, refrigerator, and dishwasher. Capital improvements include a 2021 furnace, newer roof, gutters, siding, windows, and front and rear porches. The property also has an active City of Duluth rental license through 5/1/27 and was last inspected 6/6/25. Offered at $375,000. Current annual property taxes are approximately $3,770 and insurance is approximately $1,390.

203 S 18th Avenue E, Duluth

Listing courtesy of RE/MAX Results.

$279,900

5 Beds ⋅ 2 Baths ⋅ 7151969 MLS

Great opportunity to own a well-established 5-bedroom, 2-bathroom rental property conveniently located just 1.5 miles from both UMD and CSS. Situated on a quiet street, this single-family home offers six off-street parking spaces, additional on-street parking, and a bus stop just one block away. The property is currently leased through May 2027 at $2,850 per month, with tenants paying utilities, and has maintained a zero-vacancy history since the current ownership began in 1991. The functional layout offers 1,766 finished square feet with five bedrooms, a full upper-level bathroom, and a 3/4 bathroom in the basement. Updates and amenities include a walk-in shower, two refrigerators, dishwasher, washer and dryer, dehumidifier, new washing machine and dishwasher, plus a new roof installed in 2023. An active City of Duluth rental license is in place through 11/1/2027, with the most recent inspection completed 8/15/2025. 2026 property taxes are $2,910 and insurance is approximately $1,297 annually. With a long rental history, convenient location near both campuses, ample parking, and established rental income, this property offers a great opportunity for an investor looking to add a proven rental to their portfolio.

1110 E 10th Street, Duluth

Listing courtesy of RE/MAX Results.

$274,900

3 Beds ⋅ 2 Baths ⋅ 7150067 MLS

Welcome home to this 1925 2-story home, featuring 3 bedrooms, 1.2 baths, comfortable living room and kitchen. This property includes a detached two stall garage, a spacious outdoor area, a nice deck off the back, and an unfinished basement that provides excellent storage and the opportunity for additional living space in the future. A great combination of classic charm, functional space, and a convenient West Duluth location-close to parks, trails, and outdoor recreation.

4113 W 7th Street, Duluth

Listing courtesy of GRAND PROPERTIES REAL ESTATE.

$287,000

3 Beds ⋅ 2 Baths ⋅ 7150129 MLS

This charming comfortable home is located in the heart of Woodland! Classic bungalow with lots of character. There's an open kitchen with new flooring, dining area with built in display cabinet, and a cozy living room. Bay windows provide sunshine and views! Freshly painted interior. There are two bedrooms on the main floor, one has lots of built in shelves and walks out to the deck, one has an attached sunroom. Main level full bath. The lower level features a rec room, additional bedroom and bath, laundry and tons of storage. Central air, vinyl siding, and newer furnace. Gorgeous lot! The fenced backyard is amazing, mature trees provide privacy and plenty of space to play. There's a 2 car garage plus a heated workshop too! Woodland Community Center with ball parks, hockey arena and tennis courts is right down the road and Hartley Nature Center with excellent trail systems is nearby.

4016 Allendale Avenue, Duluth

Listing courtesy of RE/MAX Results.

$275,000

3 Beds ⋅ 1 Baths ⋅ 7148589 MLS

Enjoy the best of country living with the convenience of being close to town! This charming 3-bedroom, 1-bath home is situated on almost an acre, offering plenty of space, privacy, and room to enjoy the outdoors. Pride of ownership truly shines throughout this home, which has been lovingly owned and meticulously maintained by the same family for the past 30 years. Natural light fills the home through new windows, creating a bright and welcoming atmosphere. The basement features in-floor heat for added comfort, while the wood-burning fireplace provides a cozy gathering space during the colder months. Recent updates include a newly drilled well and a compliant septic system, providing peace of mind for the next owner. With its spacious lot, peaceful country setting, thoughtful updates, and convenient location close to town, this well-cared-for property is ready for its next chapter. A wonderful opportunity to enjoy the privacy and charm of country living without giving up every day conveniences.

5466 Jean Duluth Road, Duluth

Listing courtesy of RE/MAX Results Duluth.

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