Cottage Grove Homes under $400,000

Welcome to Cottage Grove, Minnesota, a charming city nestled in Washington County that perfectly blends suburban tranquility with urban convenience. Known for its beautiful parks, vibrant community spirit, and excellent schools, Cottage Grove is an ideal place for families, young professionals, and retirees alike. With easy access to the Twin Cities, residents enjoy the best of both worlds—peaceful living with the excitement of city life just a short drive away.

One of the most appealing aspects of Cottage Grove is its diverse housing market, particularly for those seeking homes under $400,000. Here, you’ll find a variety of options that cater to different lifestyles and preferences. From cozy single-family homes with spacious yards perfect for summer barbecues to modern townhouses that offer low-maintenance living, there’s something for everyone. Many of these homes boast updated features, open floor plans, and proximity to parks, shopping, and dining.

Cottage Grove is also home to a wealth of recreational opportunities. With over 30 miles of trails, numerous parks, and a strong sense of community, residents can enjoy outdoor activities year-round. Whether you're biking, hiking, or enjoying a picnic with friends, the natural beauty of this city is always at your doorstep.

If you’re considering a move to Cottage Grove, you'll discover not just a house, but a welcoming community where you can truly feel at home. Explore the wonderful selection of homes under $400,000 and take the first step towards your dream lifestyle in this delightful Minnesota city!

Newest Cottage Grove Homes under $400,000

$389,900

5 Beds ⋅ 2 Baths ⋅ 7155964 MLS

STROP SCROLLING...This one-owner home has been incredibly well cared for and offers so much more than you might expect. With 5 bedrooms, 2 bathrooms and 3 bedrooms on one level, there is plenty of room throughout the home. Beautiful hardwood floors highlight the main level, while the finished lower level offers a spacious family room, two additional bedrooms and great storage. Step outside and you’ll quickly see what makes this home special. Enjoy the screened-in porch, deck and beautiful backyard with plenty of space to relax, entertain or enjoy the outdoors. The privacy fence and storage shed are added bonuses. The home has also been thoughtfully maintained over the years with updated siding, roof, soffit and fascia, a concrete driveway and an attached garage with an epoxy floor. And the location is hard to beat. You’re close to schools, parks, trails, shopping, restaurants and the Cottage Grove Splash Pad, with so much of Cottage Grove just minutes away. Five bedrooms, a beautiful yard, great outdoor spaces, hardwood floors and a home that has been cared for by the same owner from the very beginning — this is one you’ll want to see in person.

8227 76th Street S, Cottage Grove

Listing courtesy of Coldwell Banker Realty.

$389,901

4 Beds ⋅ 2 Baths ⋅ 7156549 MLS

BEAUTIFULLY UPDATED COTTAGE GROVE HOME ON A LARGE 1/3-ACRE CORNER LOT! Move-in ready and loaded with updates like NEW CARPET and HVAC! This home offers the space, features, and extras buyers are looking for! The bright and open kitchen features NEW white cabinetry, countertops, stainlesssteel appliances, luxury engineered flooring, and an oversized center island—perfect for everyday living and entertaining. Just off the kitchen, the vaulted and light-filled 4-season porch provides fantastic additional living space and is the perfect spot for dining, morning coffee, or relaxing while overlooking the mature backyard. The upper-level features beautiful hardwood floors, two spacious bedrooms, and an updated full bath with a full ceramic tile surround. The lower level offers a comfortable family room with a beautiful brick fireplace, two additional bedrooms, an updated 3/4 bath, and a generous 16x12 utility/laundry room with workbench. MAJOR UPDATES INCLUDE A NEW FURNACE & CENTRAL A/C PLUS A NEWER 6-FOOT PRIVACY FENCE, PAINT, AND CARPET! Outside, enjoy the mature 1/3-acre corner lot and BONUS oversized 22x16 heated one-cargarage with direct street access—ideal for a workshop, hobby space, extra vehicle, toys,or additional storage. 4 BEDROOMS • 2 UPDATED BATHS • NEW FURNACE & A/C • NEW 6-FT PRIVACY FENCE • 2 GARAGES •1/3-ACRE CORNER LOT! A fantastic Cottage Grove home that's updated, spacious, and ready to enjoy

7300 Illies Avenue S, Cottage Grove

Listing courtesy of Keller Williams Premier Realty.

$240,000

2 Beds ⋅ 2 Baths ⋅ 7152698 MLS

Welcome home to this spacious 2-bedroom, 2-bath townhome offering approximately 1,700 finished square feet, a versatile floor plan and plenty of natural light. Vaulted ceilings create an airy feel throughout the main-level kitchen, dining and living areas, while a gas-burning fireplace adds warmth and charm. The kitchen features a gas range, matching appliances, and abundant cabinet space. The living room opens to a deck overlooking mature trees, creating a peaceful spot to enjoy the outdoors. Two bedrooms, including the primary, are conveniently located on the main level and share a walkthrough full bath with a deep soaking tub and separate shower. The primary bedroom features a generous walk-in closet with built-in shelving and drawers. A beautiful stained-glass window adds character along the stairs to the upper-level loft, an ideal flex space for a home office, hobby area or additional living space. The lower level offers a large family room with walkout to the patio, 3/4 bath and laundry/utility area. Spacious 2-car garage. With a flexible layout, generous living spaces and room to make it your own, this is a great opportunity in a convenient Cottage Grove location.

7886 72nd Street S, Cottage Grove

Listing courtesy of Keller Williams Preferred Rlty.

$379,900

4 Beds ⋅ 2 Baths ⋅ 7147832 MLS

**Professional photos coming 10/8** Welcome home to a quiet Cottage Grove cul-de-sac, where this meticulously cared-for 4-bedroom, 2-bath home is ready for its next chapter. Natural light pours in through Andersen windows, giving the main living spaces a bright, open feel from morning to evening. On cooler nights, the gas fireplace in the lower level sets the scene for relaxation. The dining area opens directly onto a brand-new Trex deck (2025), making it easy to take meals outside, host friends, or simply enjoy a quiet cup of coffee. From there, look out over a large fenced yard with plenty of room to play, plant a garden, or kick back and enjoy the view. The main level (upstairs), features three bedrooms and an updated full bath. The lower level adds a conforming fourth bedroom with egress and a second updated bath, offering flexibility for guests, an office, or hobbies. The work has been done for you: new roof (2022), newer flooring, an extra-wide garage with epoxy floor, owned water softener, air exchanger, central vacuum, smart thermostat, and Comcast and Gateway connectivity. Close to parks, shopping, and restaurants, in the South Washington County School District.

7661 Homestead Court S, Cottage Grove

Listing courtesy of Coldwell Banker Realty.

$359,990

3 Beds ⋅ 3 Baths ⋅ 7153651 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Come see why Hinton Woods is such a desirable place to call home! This beautiful END-UNIT home located in a private cul de sac features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with gray cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6629 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$330,000

3 Beds ⋅ 2 Baths ⋅ 7153389 MLS

Well-maintained 3-bedroom, 2-bathroom home that has been cared for by just two owners. The lower level includes a non-conforming fourth bedroom, offering additional flexible living or sleeping space. Updates completed in 2014 include the siding, roof, and interior cabinetry. The home also features Marvin windows and a fully fenced backyard, perfect for entertaining, relaxing, or enjoying the outdoors. A Haralson apple tree adds a unique touch to the backyard.

8831 Greenway Avenue S, Cottage Grove

Listing courtesy of Coldwell Banker Realty.

$374,900

3 Beds ⋅ 3 Baths ⋅ 7154670 MLS

Welcome to 6432 Genevieve Trail S! This modern 3-bedroom, 3-bath townhome offers 1,894 sq. ft. of comfortable living space with an open-concept floor plan, granite countertops, stainless steel appliances, fireplace, and an attached 2-car garage. Upstairs you’ll find a spacious primary suite with a walk-in closet, convenient upper-level laundry, and additional bedrooms. Enjoy low-maintenance living, a private deck with open views, and nearby walking trails and dog park. Offered at $374,900.

6432 Genevieve Trail S, Cottage Grove

Listing courtesy of Home Sellers.

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153649 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home. Come see why Hinton Woods is such a desirable place to call home! This beautiful home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with white cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6625 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153640 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Come see why Hinton Woods is such a desirable place to call home! This beautiful home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with white cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6621 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153633 MLS

6615 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$359,990

3 Beds ⋅ 3 Baths ⋅ 7153606 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home. Come see why Hinton Woods is such a desirable place to call home! This beautiful END-UNIT home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with gray cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6613 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$374,990

4 Beds ⋅ 3 Baths ⋅ 7152972 MLS

Welcome to the thoughtfully designed four-bedroom Hadley plan in Pulte’s Lochridge community, featuring professionally curated designer finishes for a modern and cohesive look. The open-concept main level is ideal for everyday living and entertaining, with stylish finishes throughout that create a warm, inviting space. Upstairs, you’ll find four well-proportioned bedrooms offering flexibility for family, guests, or a home office, along with a layout designed for convenience and functionality. This home is currently under construction, providing an opportunity to secure new construction in a growing Cottage Grove community. Enjoy a prime location with easy access to major freeways for commuting. Lochridge is the only community currently offering new construction in the highly sought-after District 833/Eastridge area, with select homesites featuring scenic pond view

6277 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

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