Chisago City Homes under $400,000

Nestled in the heart of Chisago County, Chisago City, Minnesota, is a hidden gem that perfectly blends small-town charm with natural beauty. Just a short drive from the bustling Twin Cities, this picturesque community offers residents a serene lifestyle surrounded by stunning lakes, lush parks, and scenic landscapes. With its friendly atmosphere and strong sense of community, Chisago City is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the most appealing aspects of Chisago City is its diverse range of housing options, particularly for those seeking homes under $400,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming lakefront property, Chisago City has something to suit every taste and budget. The real estate market here is thriving, with various listings that provide excellent value for your investment. Many homes feature modern amenities, beautiful yards, and easy access to outdoor activities, making this area perfect for nature lovers and adventure seekers alike.

Residents of Chisago City enjoy a wealth of recreational opportunities, including hiking, fishing, and boating on the nearby Chisago Lakes. The community also boasts excellent schools, local shops, and delightful dining options, ensuring that everything you need is just around the corner. With its affordable housing market and vibrant community spirit, Chisago City is not just a place to live—it's a place to call home. Discover the charm and potential of this wonderful city today!

Newest Chisago City Homes under $400,000

$384,000

4 Beds ⋅ 3 Baths ⋅ 7149030 MLS

Welcome to 29860 Lufton Avenue in Chisago City! This inviting home pairs warm interior details with thoughtful updates throughout. New siding in 2026 gives the exterior a fresh look, while inside, the kitchen features rich wood cabinetry, an island, and stainless-steel appliances. Bright living spaces, comfortable bedrooms, and updated bathroom finishes make the home feel welcoming and ready to enjoy. Enjoy all the Chisago Lakes area has to offer, from days on the water to local shopping and dining. Come take a look and see all that this home has to offer!

29860 Lofton Avenue, Chisago City

Listing courtesy of Saphire Realty.

$325,000

2 Beds ⋅ 2 Baths ⋅ 7147191 MLS

One-level living comes with a lakeside community lifestyle at this 2-bedroom, 2-bath townhome in Ridge Point. Just down the road, Green Lake association access, a shared dock and the Cheewin Lodge give you places to enjoy the water, connect with neighbors, and enjoy the HOA community events. The Lodge hosts neighborhood holiday celebrations, weekly men’s ping pong and golf card games, with volunteer groups offering more ways to get involved. Take in Green Lake’s beautiful sunsets, then come home to easy one-level living, with a new roof scheduled for installation. Inside, a vaulted ceiling and stone-surround gas fireplace framed by windows make the living room feel open and welcoming. The adjacent dining area extends the space for entertaining, with room to share a meal and linger with guests. The kitchen features gray cabinetry and a gas range, while the adjoining breakfast area opens through a patio door to the semi-private patio - a lovely spot for a peaceful morning or restful evening. The vaulted primary suite features a walk-in closet and private three-quarter bath. A second bedroom offers space for guests or a home office, with a separate full bath nearby. Main-level laundry, an attached 2-car garage and pull-down attic storage in both the garage and primary closet add everyday convenience. Green Lake association access and the shared dock invite you to spend time by the water and take in its breath-taking sunsets. Note - no boat slip is included with the home. The Lodge offers a full kitchen with a large gathering space and a lakeview patio for your own get-togethers and neighborhood events, including a holiday celebration, weekly men’s ping pong, and weekly golf card games. The HOA is currently run by a volunteer board, with other volunteer groups offering ways to get involved. Chisago City and Lindström offer nearby shopping and dining, while local parks and trails provide more ways to enjoy the outdoors. Highway 8 connects to I-35 for easy travel toward Forest Lake and the Twin Cities.

27763 Woodland Drive, Chisago City

Listing courtesy of Home Avenue Flat Fee Realty.

$335,000

3 Beds ⋅ 2 Baths ⋅ 7144822 MLS

On a quiet corner in Chisago City, this charming 1½-story home sits on nearly half an acre, offering the kind of space and comfort that makes everyday living feel easy. Morning light pours into the covered front porch, where coffee tastes just a little better and the neighborhood feels a little friendlier. Step inside and you’ll find a layout that just works — two main-level bedrooms for convenient living, plus a cozy bedroom and half bath and loft upstairs that feels like its own private retreat. The loft includes attic access, giving you bonus storage without sacrificing charm. The home has been thoughtfully cared for: a new roof ( Sept 26) on both the house and the 16x7 storage shed, and updated windows in the bedrooms and loft (only five years old) bring peace of mind for years to come. Home is located within one block of the boat launch for South Lindstrom lake! Home has a lake view from the porch. Easy access to highway 8 and 35. Come see this home today!!

11800 Oak Street, Chisago City

Listing courtesy of LPT Realty, LLC.

$289,900

2 Beds ⋅ 1 Baths ⋅ 7125402 MLS

Welcome to Ridge Point Townhome Association in Chisago City, where comfortable one-level living & access to Green Lake come together. This well designed townhome offers two comfortably sized bedrooms & an open main floor layout that makes everyday living simple & convenient. The kitchen, dining, & living areas flow naturally together, creating a welcoming space for relaxing at home or visiting with family & friends. The kitchen features updated stainless steel appliances & just outside is a private patio area that gives you another place to enjoy your morning coffee, read a book, or spend time outdoors. One of the special features of Ridge Point is access to Green Lake. Homeowners may also have the opportunity to lease a dock space for an additional annual fee of $600, subject to availability. Your HOA membership also includes access to the neighborhood clubhouse located just down the road. Updated bedroom ceiling fan/lighting & fresh carpet will be installed prior to closing. If you have been looking for less maintenance, main-level living & a comfortable place near the lake, this townhome is worth seeing in person.

27699 Woodland Drive, Chisago City

Listing courtesy of LPT Realty, LLC.

$350,000

2 Beds ⋅ 2 Baths ⋅ 7119825 MLS

Enjoy easy, one-level living in this bright and airy 2-bedroom, 2-bathroom townhome with no stairs. Freshly painted with newer carpet and kitchen flooring. This well-maintained home also features a new furnace, new central air, and a new refrigerator and a private patio for added peace of mind. The spacious primary suite provides a comfortable retreat, while vaulted ceilings create an open, inviting feel throughout the living spaces. Step outside to your private patio, perfect for relaxing or entertaining. Nature lovers will appreciate the nearby walking trails leading to Ojiketa Regional Park on Green Lake, where you can enjoy the beach, canoeing, kayaking, swimming, and scenic outdoor recreation. This move-in-ready home combines comfort, convenience, and an exceptional location.

10968 Kirby Boulevard, Chisago City

Listing courtesy of Coldwell Banker Realty.

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