Anoka Homes under $400,000

Welcome to Anoka, Minnesota, a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in Anoka County and just a short drive from the bustling Twin Cities, Anoka is known for its picturesque riverside views, vibrant community events, and rich history, making it an ideal place to call home.

One of the standout features of Anoka is its affordability, particularly for homebuyers seeking properties under $400,000. This price point opens the door to a variety of housing options, from quaint bungalows to spacious family homes, all set within friendly neighborhoods. Whether you're a first-time buyer, looking to downsize, or searching for a family-friendly environment, Anoka has something for everyone.

The city boasts excellent schools, lush parks, and a lively downtown area filled with unique shops, restaurants, and seasonal festivals. Anoka is also known as the "Halloween Capital of the World," hosting exciting events that draw visitors from near and far. Outdoor enthusiasts will appreciate the numerous trails and recreational areas, providing ample opportunities for biking, hiking, and enjoying the beautiful Minnesota seasons.

With its strong sense of community, affordable housing options, and convenient access to urban amenities, Anoka is an exceptional choice for those looking to settle down in a welcoming environment. Explore the homes available under $400,000 and discover the perfect place to create lasting memories in this delightful city. Your dream home awaits in Anoka!

Newest Anoka Homes under $400,000

$369,900

3 Beds ⋅ 2 Baths ⋅ 7107260 MLS

Welcome to this well-maintained home that offers 3 bedrooms, 2 bathrooms and 1,822 finished sq. ft. with a functional layout and plenty of space inside and out. The main level features two bedrooms, including the primary with a walk-in closet, a bright living area, and dining space with direct access to the deck overlooking the fully fenced backyard. The finished lower level offers a 3rd bedroom, 3/4 bath, spacious family room with gas fireplace, and additional flex space perfect for a home office, playroom, workout area or second living space. Outside, enjoy a generous fenced lot with an in-ground sprinkler system and storage shed with electricity. The finished and heated 3-car garage provides excellent space for vehicles, hobbies and storage, while the extra-wide concrete driveway adds even more convenience. Additional highlights include a roof replaced in 2020, a home security system, and newer appliances. Conveniently located near McKinley Park and the Anoka County Fairgrounds, with easy access to all that Anoka has to offer.

3511 W Mineral Pond Boulevard, Anoka

Listing courtesy of Realty ONE Group Choice.

$359,900

5 Beds ⋅ 2 Baths ⋅ 7154032 MLS

Welcome to this Beautiful five-bedroom home in Anoka featuring an oversized detached two-car garage and a spacious corner lot. The inviting interior offers hardwood floors, stainless steel appliances, and a cozy living room with a gas fireplace installed in 2022. Enjoy the large, private backyard complete with a privacy fence, deck, and inviting fire pit—perfect for relaxing or entertaining. Numerous updates provide peace of mind, including a new roof in 2024, upstairs bathroom in 2024, water heater in 2025, deck in 2025, furnace and A/C in 2020, privacy fence in 2020, and basement bathroom in 2019. Conveniently located next to Wilson Elementary School and few minutes from Anoka High School. Near the Rum River and Anoka Rum River Trail, with a nearby city park featuring a playground, tennis courts, and sports fields. Plus, enjoy quick, convenient access to local shopping, dining, and major highways for an easy commute.

943 Blackoaks Lane, Anoka

Listing courtesy of eXp Realty.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7150448 MLS

Pro pictures coming Thursday! Welcome inside to this thoughtfully reimagined home in vibrant Anoka. This home sits on an expansive corner lot with a huge yard to enjoy. Step up onto the new deck that leads into the kitchen for easy grocery unpacking. Here you will find brand-new stainless-steel appliances and lots of brand-new cabinets with all the counter space you need. Stripped down completely, this turnkey residence offers the luxury and peace of mind of a brand-new build with the character of an established neighborhood. The entire layout has been masterfully redesigned, even moving the staircase to create an expansive, sun-drenched open concept floor plan. At the heart of the home, a massive kitchen breakfast bar serves as the perfect hub for meals, entertaining, and daily conversation. Two bedrooms and a full bathroom are also on the main level. Downstairs you'll find the brand-new family room, laundry, and the all-new private primary suite which has two closets, featuring a gorgeous dedicated bathroom with a tiled, walk in shower. Every surface inside is brand new, from the sleek flooring to the crisp ceilings. Brand new appliances include an on demand water heater for those nice, long showers. Located in a highly walkable pocket, you are just a short 1/2 mile stroll or bike ride from Historic Downtown Anoka, famous for its boutique shopping, cozy coffee bars, and vibrant dining scene. Positioned directly across from the Anoka Aquatic Center, summer fun is right outside your front door. Plus, you can move in just in time to experience why Anoka is crowned the "Halloween Capital of the World" with front row access to legendary parades and festivities! Enjoy effortless commuting with almost instant access to Hwy 10 and 169, and a quick 5-minute drive to Costco, Target, and Home Depot to name a few. True new-construction quality without the wait or worry!

1316 7th Avenue, Anoka

Listing courtesy of LPT Realty, LLC.

$259,900

3 Beds ⋅ 2 Baths ⋅ 7150439 MLS

Beautifully remodeled two-story townhome offering stylish updates, spacious living, and exceptional privacy! Surrounded by mature trees and open green space, this home provides a peaceful, retreat-like setting that is hard to find. The main level features a bright and inviting living room with a cozy fireplace and walkout access to the spacious patio and backyard. The beautifully updated kitchen boasts new granite countertops, a breakfast bar, abundant cabinetry, and an open dining area perfect for everyday living and entertaining. A convenient half bath completes the main level. Upstairs, you'll find three generously sized bedrooms and a spacious full bathroom featuring dual sinks, granite countertops, a skylight, and a separate tub and shower. An attached garage with garage door opener adds everyday convenience. Step outside to your private patio and enjoy peaceful pond views, mature trees, and frequent wildlife sightings. Whether relaxing with your morning coffee or entertaining guests, this beautiful outdoor setting offers the perfect escape. Conveniently located just minutes from parks, walking trails, shopping, restaurants, and charming downtown Anoka. Enjoy easy access to the Rum River, Riverdale shopping, and local community events. Combining modern updates, exceptional privacy, and low-maintenance living, this beautifully remodeled townhome is a rare opportunity you won't want to miss.

1420 Cleveland Street, Anoka

Listing courtesy of eHouse Realty, Inc.

$275,000

3 Beds ⋅ 1 Baths ⋅ 7150191 MLS

Charming 1.5-story home in a prime Anoka location. The main level welcomes you with classic hardwood floors and a bright, inviting layout that flows into a comfortable four-season porch. Upstairs, you will find a huge upper-level bedroom offering a spacious retreat. The exterior features excellent versatility and storage with both a detached 1-car garage and a separate detached shop situated in the back of the property. Enjoy the convenience of being situated close to all of Anoka's local amenities, parks, and dining options.

823 Oakwood Drive, Anoka

Listing courtesy of Keller Williams Integrity NW.

$399,900

3 Beds ⋅ 2 Baths ⋅ 7148948 MLS

Welcome to 315 Washington Street in the heart of Anoka—walkable to historic downtown shops, dining, the Rum River, parks, and the community’s year-round small-town energy. This well-cared-for home stands out for its recent upgrades and rare extras, including a 600 square foot fully finished shop with in-floor heat and a multi-split A/C unit. Outside, enjoy newer concrete for the driveway apron, front and back walkways, and patio, a vinyl privacy fence, refreshed landscaping, in-ground sprinklers, a newer roof with LeafFilter gutter guards, storm doors, and a newer garage door with a finished garage floor. Stay comfortable with central air. Included are a sauna and sheds; a golf simulator may be available for the right offer. A rare combination of location, low-maintenance updates, and bonus workspace—come see why this one feels ready for its next chapter.

315 Washington Street, Anoka

Listing courtesy of Edina Realty, Inc..

$350,000

3 Beds ⋅ 2 Baths ⋅ 7147669 MLS

Welcome to this one-owner home: granite countertops, center island, stainless steel appliances, oak cabinets, hard flooring, walk-in shower and main bathroom. Great deck & patio off the back overlooking a large wetland are, so no house behind you. Attached to the 2-car garage is a sitting/work shop and in back of that is a 12x12 shed for extra storage. This show and sell

802 Charlotte Drive, Anoka

Listing courtesy of RE/MAX RESULTS.

$369,000

4 Beds ⋅ 2 Baths ⋅ 7140801 MLS

Welcome home to this charming corner lot property that blends character, history and plenty of opportunity. Conveniently located near Hwy 169 and Hwy 10, you'll have easy access to shopping, restaurants, parks and walking trails. The main level offers plenty of space for everyday living, including a cozy living room with a fireplace and a family room filled with natural light from the bay window. The dining room walks out to a patio perfect for enjoying the remaining days of summer and fall. Upstairs you'll find two comfortable bedrooms and renovated full bathroom. There's also a versatile flex room that has a functional sink, offering plenty of possibilities for a home office, hobby space or whatever fits your needs. And then there's the spacious 3-car garage with a second level an incredible bonus space with endless potential for storage, a workshop, studio, or future finished space. So much to love and so many possibilities!

321 Benton Street, Anoka

Listing courtesy of Edina Realty, Inc..

$260,000

2 Beds ⋅ 2 Baths ⋅ 7142353 MLS

Welcome to this highly desirable end-unit townhome, lovingly maintained by its original owner. The spacious primary bedroom features a generous walk-in closet and a beautifully updated ensuite bath with relaxing jetted tub. Downstairs, the inviting family room offers a cozy firplace and walkout access to the patio that is perfect for entertaining. Recent improvements include a new water heater (August 2026), new blinds throughout, new windows and patio door (2024), and a new garage door and opener. This well cared for home is move-in ready and waiting for its next owner!

2658 Cutters Grove Circle, Anoka

Listing courtesy of Keller Williams Classic Realty.

$255,000

3 Beds ⋅ 1 Baths ⋅ 6793063 MLS

Welcome Home! This classic historic home offers unbeatable walkability to the best of Main Street Anoka's retail and restaurants, while still being nestled in a quiet neighborhood. This home features two enclosed porches in the front and rear. Brand new furnace (2025) and new electrical panel installed. The ample kitchen features a brand new dishwasher, kitchen cabinets, sink and countertops (2026) in addition to the original built in hutch. Check out the huge walk in pantry with window! The original hardwood floors in the living room/dining room are beautiful. The main level bedroom can be used as such or would make a perfect office. The upper level highlights two bedrooms - with potential for a third. Charm and character abound throughout. No cookie cutter home, here! Move in and enjoy!

1813 1st Avenue, Anoka

Listing courtesy of Keller Williams Classic Rlty NW.

$335,000

3 Beds ⋅ 2 Baths ⋅ 7121908 MLS

Welcome Home! Beautiful 3-bedroom, 2-bath, 2-car garage home with a separate studio building, located just blocks from historic downtown Anoka and offering space, walkability, and a rare opportunity. Tucked along a quiet, tree-lined street, you’ll enjoy easy access to local shops, restaurants, coffee spots, parks, and beloved year-round community events. Inside, the home is filled with natural light and features a functional layout designed for comfortable everyday living with meticulous care and updates throughout. The main level showcases a cheerful living room, a charming kitchen that flows seamlessly into the dining area, two comfortable bedrooms, and a full bath. Upstairs offers a private bedroom retreat, while the finished lower level features a spacious family room, a dedicated office space, and a laundry room. Step outside through the convenient walkout to your private patio and spacious fenced-in yard—ideal for relaxing, gardening, and hosting family and friends. The separate studio building provides endless possibilities for a home workspace, creative studio, or extra usable space. Complete with flexible living spaces and an unbeatable location, this home is a fantastic opportunity you won't want to miss!

2226 Branch Avenue, Anoka

Listing courtesy of LPT Realty, LLC.

$286,900

3 Beds ⋅ 2 Baths ⋅ 7138805 MLS

Welcome to 2553 11th Ave NW in Anoka! Ideally located near shops, restaurants, parks, and walking/biking trails, this beautifully updated home is move-in ready. The remodeled kitchen shines with quartz countertops, tile backsplash, new appliances, and LVT flooring. Updates include a newer roof, fresh carpet, custom wood blinds, and modern light fixtures. Upstairs you’ll find two bedrooms plus a versatile loft that can serve as a hangout space, office, or easily converted into a third bedroom. The bathroom features a double vanity and tile shower. The lower level adds more flexibility as a family room or large bedroom, with plumbing in place for a future bath. Main-level laundry can also be added in the pantry. Enjoy the ease of a well-run HOA in a fantastic location—style, convenience, and opportunity all in one!

2553 11th Avenue, Anoka

Listing courtesy of LPT Realty, LLC.

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