Rice Homes under $400,000

Welcome to Rice, Minnesota – a charming community nestled in the heart of Benton County. Known for its friendly atmosphere and picturesque landscapes, Rice offers a perfect blend of small-town charm and modern conveniences. With a population that values community spirit and outdoor activities, this town is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

Rice is conveniently located just a short drive from the bustling city of St. Cloud, allowing residents to enjoy the tranquility of rural living while still having access to urban amenities. The area is rich in recreational opportunities, with nearby parks, lakes, and trails perfect for hiking, fishing, and enjoying the great outdoors. The local schools are highly regarded, making it a great place for families seeking quality education for their children.

For those looking to make Rice their home, you'll be pleased to discover a variety of housing options available for under $400,000. Whether you’re a first-time homebuyer or looking to downsize, Rice offers a range of properties that cater to diverse needs and budgets. From charming single-family homes with spacious yards to modern townhouses designed for low-maintenance living, there’s something for everyone in this welcoming community.

With its affordable housing market, vibrant community spirit, and access to nature, Rice, MN, is more than just a place to live; it’s a place to thrive. Come explore the possibilities and find your dream home in Rice today!

Newest Rice Homes under $400,000

$318,000

2 Beds ⋅ 1 Baths ⋅ 7152066 MLS

Better than new! Less than 2 years old and loaded with upgrades, this beautifully finished home sits on a large corner lot and features stylish modern finishes throughout. Upgrades include a full sod yard with sprinkler system, insulated garage doors, garage service door, upgraded faucets and fixtures and new paint. Move right in and enjoy the extras without the wait of new construction!

805 2 1/2 Avenue SW, Rice

Listing courtesy of Coldwell Banker Realty.

$200,000

3 Beds ⋅ 2 Baths ⋅ 7143821 MLS

Conveniently located and full of charm! This 3 bedroom, 2 bathroom home has a modern floorplan and lots of character. The sunlit entry way provides a great landing spot for shoes and coats. A spacious and bright kitchen and dining room is the heart of the home with room for hosting. Main level laundry and ¾ bathroom. 3 upper level bedrooms with a full bath complete the convenience. Yard is spacious, partially fenced and accessed by a quiet alleyway. Everything you need is right here in the heart of Rice.

120 Division Street N, Rice

Listing courtesy of Coldwell Banker Realty.

$299,900

4 Beds ⋅ 2 Baths ⋅ 7136361 MLS

Move-in condition in the Field of Dreams neighborhood in Rice! This welcoming four-bedroom, two-bath home offers a comfortable layout with great everyday functionality. The main level features a bright living room and a spacious kitchen with abundant cabinetry, generous counter space, and an easy flow into the dining area. From here, step right out onto the deck—perfect for grilling, relaxing, or enjoying small-town evenings. The lower level provides a large family room with plenty of space for movie nights, hobbies, or a play area. All four bedrooms are well-sized, giving everyone room to spread out. The upper level bedrooms both have walk in closets for extra storage. Recent updates include new LVP flooring, carpet, and fresh paint throughout, giving the home a clean, modern feel. A new central air unit installed in 2025 adds peace of mind and efficiency. All appliances—including washer and dryer—are included, making your move simple and stress-free. Located on the edge of Rice, you’ll enjoy the charm of small-town living with a friendly neighborhood feel with city water and sewer. This home is truly ready for its next owner to move right in and enjoy.

605 7th Avenue SW, Rice

Listing courtesy of Coldwell Banker Realty.

$296,000

2 Beds ⋅ 1 Baths ⋅ 7137036 MLS

Now is your chance to own a New construction home in a great location in a new development. Check out this home with many features to fit your needs, vaulted ceilings, spacious living room for entertaining. Stainless steel appliances, Large master bedroom with walk in closet and spacious second bedroom. Spacious Kitchen for entertaining with center island. Lower level is unfinished to allow for your future ideas and plans. Many possibilities. Don't miss this NEW Home!! Home has started construction. Photos are of similar home.

829 3rd Ave Court SW, Rice

Listing courtesy of Ashworth Real Estate.

$110,000

2 Beds ⋅ 2 Baths ⋅ 7132799 MLS

Come enjoy this opportunity to own a home on a private cul de sac with a wooded lot close to Rice. 2 bedroom 2 bathroom with large 2 stall detached garage. Home has a lovely layout and nice country feel setting

9857 W Lake Court, Rice

Listing courtesy of Premier Real Estate Services.

$359,898

5 Beds ⋅ 3 Baths ⋅ 7114721 MLS

Check out this immaculate and impressive 5 bedroom, 3 bathroom home designed with an inviting open floor plan. The spacious and vaulted living area flows seamlessly into the kitchen and dining areas featuring a center island and stainless appliances, creating an ideal space for everyday living and entertaining. The private primary suite features its own bathroom and walk-in closet, providing a comfortable retreat at the end of the day, while three same-level bedrooms offer convenience for easy living. Step outside onto the deck overlooking the backyard, perfect for relaxing, grilling, or enjoying the outdoors. The heated and insulated three-stall garage provides ample room for vehicles, storage or tinkering year-round. Sprawl out in the massive 25x15 family room area where movie night meets comfortability. Conveniently located with easy access to Highway 10, this exceptional home offers an easy commute while being close to everyday amenities. Move-in ready, this is a home you won't want to miss!

908 5th Street NE, Rice

Listing courtesy of RE/MAX Results.

$295,500

2 Beds ⋅ 1 Baths ⋅ 7111053 MLS

825 3rd Ave Court SW, Rice

Listing courtesy of Ashworth Real Estate.

$289,900

2 Beds ⋅ 1 Baths ⋅ 7060019 MLS

Teakwood Model. 2 bed 1 bath 2 car garage. Grey interiors, stainless steel appliance package with a washer and dryer. Great curb appeal. Builder Warranty. Please verify colors and price with agent.

920 2 1/2 Avenue SW, Rice

Listing courtesy of Progressive Builders Real Estate.

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