Monticello Homes with Lake Front Waterfront features

Monticello Homes with Lake Front Waterfront features

Welcome to Monticello, Minnesota, a charming city nestled in Wright County that perfectly balances small-town warmth with modern conveniences. Known for its picturesque landscapes and vibrant community spirit, Monticello boasts an array of recreational opportunities and a welcoming atmosphere that makes it a fantastic place to call home.

One of the most alluring features of Monticello is its stunning lakefront properties. Imagine waking up to serene views of shimmering waters and lush green surroundings right outside your window. Homes with lakefront features in Monticello offer a unique blend of tranquility and adventure, providing residents with direct access to a variety of water activities. Whether you enjoy fishing, kayaking, or simply soaking up the sun on a warm summer day, living by the lake enhances your lifestyle in ways that are truly special.

The real estate market in Monticello showcases a diverse selection of homes, from cozy cottages to luxurious estates, all designed to take advantage of the breathtaking waterfront views. Each property offers its own unique charm, with many featuring spacious decks, private docks, and expansive yards that are perfect for entertaining family and friends.

In addition to its beautiful homes, Monticello is conveniently located near major highways, making it easy to access nearby cities and amenities. With a thriving local economy, excellent schools, and a strong sense of community, Monticello is more than just a place to live; it’s a place to thrive. Come discover your dream lakefront home in Monticello, where every day feels like a vacation!

Newest Monticello Homes with Lake Front Waterfront features

$750,000
4 Beds ⋅ 3 Baths ⋅ 7084308 MLS
Enjoy this stunning one-level walkout on a private 2.83 acre setting that offers an exceptional 160 feet of lakeshore and dock access on Birch Lake!  Upon entering you’re greeted with a generously sized living room that includes hard-wood floors, a brick surround gas fireplace and a wall of windows overlooking the backyard and lake.  The kitchen offers an ample amount of white cabinetry, granite counters, white subway tile backsplash and stainless appliances.  The dining room includes walkout access to the oversized cedar deck.  The main level primary suite offers private views of Birch Lake, a walk-in closet, and an oversized primary bathroom with a separate tub and shower along with double sinks.  Two additional bedrooms and a full bathroom complement the main level.  The lower-level family room is set up perfectly to entertain your guests with walkout access to the back patio, a wood burning fireplace with brick surround and plenty of spectacular lake views.  A private guest bedroom with a walk-in closet and another full bathroom completes the lower level.  Additional features include plenty of storage space, an exterior storage shed, a new AC and furnace in 2024, new roof in 2024, Anderson Windows and a new septic mound system installed on 6/2026.

10205 Aetna Avenue NE, Monticello

Listing courtesy of Coldwell Banker Realty.

$559,000
2 Beds ⋅ 2 Baths ⋅ 7086701 MLS
350 feet of private Eagle Lake shoreline. This 2-bed, 2-bath home sits on a wooded 0.86-acre lot with the lake as your front yard. The open main level connects the kitchen, dining area, and living room - warmed by an electric fireplace - all looking out to the lake, and opens to a large deck built for morning coffee and breathtaking sunsets over the water. The main-floor primary has a full bath and its own lake view. At the water's edge sits a standout 20x30 boat house with brand-new siding, plus a dock for easy access to the water. Storage is everywhere on this property: a long driveway with extra parking, a lower parking area for additional vehicles and boat storage, an oversized 24x22 two-car garage with a bump-out, and a separate storage shed. The unfinished basement with egress window is ready to finish for added living space and equity. Eagle Lake (244 acres, 38 ft deep) is popular for boating, swimming, and paddleboarding, and is stocked with walleye by the Minnesota DNR - anglers also find northern pike, bluegill, and largemouth bass.

9145 Arnold Avenue NW, Monticello

Listing courtesy of JPW Realty.

$599,000
7068271 MLS
**Welcome to The Enclave at Lake Ida, a new rural residential acreage development offering 4 lake lots and 4 large off-water lots For Sale. Nestled on Lake Ida, one of the area's premier recreational lakes this particular lot offers 495 lineal feet of prime shoreline/waterfront in the SW corner of the lake and 4.9 acres of total land by which to build your future Custom Home through JPC CUSTOM HOMES out of Buffalo. Make the largest lot of the 4 being offered For Sale YOURS TODAY! Ultra private setting amidst a 73+ acre backdrop offering thick woods, wildlife abound and many new build opportunities. Photo 2 on the MLS shows the overall Concept Plan of the community and how this lot is situated on the lake. A few notes: Baker Ave will be paved in 2026 by Silver Lake Township and the new street being built this fall by the developers will also be paved in 2026 making all of Baker Ave paved from Cty Rd 39 to the north. The Final Plat is approved and will soon be recorded at Wright County. Property taxes are TBD and merely an estimate herein within the listing...call into the Assessors office to get a more accurate forecast of future property tax. All future utilities will be underground/buried. New homes (excluding the lot) will begin at/around $1M so be sure your budget meets or exceeds this criterion. Reach out to have your additional questions answered or to arrange a private tour of The Enclave at Lake Ida.

B1/L1 Baker Avenue NW, Monticello

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

$195,000
7051796 MLS
Lake Front Property - Cedar Lake, Monticello - 1.15 Acres - Land Only. This is lakefront property on Cedar Lake in Monticello. This is an excellent land to develop just out of the city. Compare the property to value of properties in Maple Grove, Rogers, and consider the financial benefit in this property for personal homes, cabins, short term rental, or just flipping. Serious Inquiries Only

7953 Braddock Avenue NE, Monticello

Listing courtesy of HomeAvenue Inc.

$545,000
2 Beds ⋅ 2 Baths ⋅ 7049617 MLS
Very nice, year round home. Large ceramic tile foyer , which also serves as the laundry room. The 3/4 bath is just around the corner from the foyer. Beautiful cabinetry and wood floors throughout the kitchen and dining area. Large living room offers gorgeous west facing lake views. The beautiful stone fireplace and the 1/2 log walls and tongue and groove ceiling really present that "cabin feel". The upper level includes a large bunk room area (listed as 2nd bedroom) that could be a game room, amusement room or a combination of all. There is a large bedroom and full bath with jetted tub here on the upper level. Across the private dead end road is a 30x35 garage. The lake front is very nice hard sand bottom. Lake Ida is a very clean, good fishing and recreation lake. Very conveniently located just over a half an hour from the west Twin Cities Metro. This is a great lake property!!

10215 Amery Avenue NW, Monticello

Listing courtesy of RE/MAX Advantage Plus.

$289,900
2 Beds ⋅ 1 Baths ⋅ 7045755 MLS
Looking for a lake lot to build your dream home on? Here it is! This cabin is a tear down on a nice gradually sloped lot. It is a perfect lot to build a walk out style home, no stairs to the lake are needed. This property comes with 2 LOTS, the cabin lot .427 (60x304) and a bonus lot across the street .26 (75 x 155). The Bonus lot is big enough to build a garage on and install a new septic system if you choose to put it there, it has plenty of room for both. Located near I-94 for quick communte. The current septic system is non-compliant and will need to be replaced. Don't miss out on this PRIME property on a great fishing lake!

14664 Devitt Avenue NW, Monticello

Listing courtesy of Premier Real Estate Services.

$659,999
5 Beds ⋅ 4 Baths ⋅ 7010845 MLS
Welcome to lake life on beautiful Birch Lake! Set on 2.2 acres with approximately 200 feet of lakeshore, this spacious 5-bedroom, 4-bath home offers the perfect blend of privacy, comfort, and year-round recreation. The property features generous living spaces, two laundry rooms for added convenience, an attached 1-stall garage, and a detached 2-stall garage providing plenty of room for vehicles, storage, and lake toys. The walk-out lower level adds excellent flexibility with options for multi-generational living, guest space, or potential rental use to help offset mortgage costs. Enjoy peaceful lake views, room to entertain, and direct access to boating, fishing, and relaxing by the water. A rare opportunity to own acreage, shoreline, and a versatile home designed for lake-centered living on Birch Lake.

9961 Abert Avenue NE, Monticello

Listing courtesy of eXp Realty.

$445,000
6797162 MLS
**Welcome to The Enclave at Lake Ida, a new rural residential acreage development offering 4 lake lots and 4 large off-water acreage lots For Sale. Nestled on Lake Ida, one of the area's premier recreational lakes this lot offers 161 feet of shoreline in the SW corner of the lake and 1.3 acres of total land by which to build your future Custom Home through JPC CUSTOM HOMES out of Buffalo. Ultra private setting amidst a 73+ acre backdrop offering thick woods, wildlife abound and many new build opportunities. *Photo 2 on the MLS shows the overall Concept Plan of the community. No HOA. If the home location allows it, a 2nd detached garage is possible on this lot. New homes (excluding the lot) will begin at/around $1M so be sure your budget meets or exceeds this criterion. The new street/road/stormwater infrastructure to begin its construction in October/November 2025. New Home Builds to begin in early 2026 once your Custom Home is Designed. Baker Ave will be paved from County Rd 39 to our development entrance by Silver Creek Township in 2026/27 and the new street leading into The Enclave at Lake Ida itself will be paved in 2026. Checkout the Lot Sizes/Configurations by clicking into the supplements. 4 Lake Lots + 4 Large Acreage Off-Water Lots. The exclusive builder is JPC Custom Homes out of Buffalo>>Learn about their Design-Build process/timing for fully customizing your future home. Lot is build-ready...all we need is to design your future DREAM HOME together on this lot! Reach out for more information and get permission before walking the land.

B1/L3 Baker Avenue NW, Monticello

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

$345,000
6789817 MLS
Incredible 8.5 acre home-site opportunity on Scenic North Lake. Several walkout sites are available either in the trees or out in the open. With 1200 feet of Lakefront, you'll have many choices for your dock and boat-lift location. This is a natural environment Lake, although there is hard sand/stone bottom shoreline for you to enjoy a more recreational style of Lake living. North Lake is approximately 81 acres and 27 feet deep with excellent water clarity. The 100' x 300' treed island is sure to provide some fun! Good Bass fishing here, as well as small Northern, Crappies and Sunfish.

TBD8.5 County Road 106, Monticello

Listing courtesy of Keller Williams Integrity NW.

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